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Section 8 cash flow analysis — Sarasota-Bradenton MSA

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Strong Cash Flow

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4632 Vignette Way, Sarasota, FL 34240

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$4,004
Cash Flow $1,113/mo
Cap Rate 11.2%
CoC Return 21.8%
Down (20%) $55,000
Repairs$1,200
HOA/mo $127
Total Cash In $61,200
1.46% rule (rent/price)

Excellent Section 8 rental: $1,113 monthly positive cash flow, 11.2% cap rate, 21.8% CoC return. 2019 townhome is move-in-ready and beautifully remodeled, minimal HQS risk. Artistry community offers stability. Low distress score and modest HOA.

HQS: Low
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3715 Colby St, Sarasota, FL 34232

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,465
Cash Flow $1,101/mo
Cap Rate 15.3%
CoC Return 29.5%
Down (20%) $29,800
Repairs$10,000
HOA/mo $499
Total Cash In $44,800
2.33% rule (rent/price)

Exceptional deal: $1,101 monthly cash flow and 15.3% cap rate with 29.5% CoC are among the best in this batch. Pre-1978 construction (1972) requires lead disclosure but the strong fundamentals justify the medium HQS risk. Built for large families, ideally suited for Section 8. Downtown Sarasota location provides excellent tenant pool.

HQS: Medium Pre-1978 (lead paint disclosure required)Downtown Sarasota may have higher vacancy risk
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1143 Longfellow Rd, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $952/mo
Cap Rate 13.3%
CoC Return 23.8%
Down (20%) $33,100
Repairs$10,000
HOA/mo $479
Total Cash In $48,100
2.04% rule (rent/price)

Outstanding deal: $952 monthly cash flow, 13.3% cap rate, 23.8% CoC return despite $479 HOA. Shadybrook Village's most desirable unit per listing. 1979 townhome is beautifully maintained with tile, neutral palette, upgraded kitchen. High HOA is justified by Lakewood Ranch zip premium ($3,377 3BR payment standard). Low repair estimate due to excellent condition.

HQS: Medium high HOA ($479/month) — verify rental restrictions with management
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6860 Whitman Ct Unit 32B, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $897/mo
Cap Rate 12.5%
CoC Return 16.6%
Down (20%) $35,000
Repairs$25,000
HOA/mo $476
Total Cash In $65,000
1.93% rule (rent/price)

Excellent returns with $897/month cash flow and 16.6% CoC return. Lakewood Ranch location supports premium payment standard ($3,377). Built 1973 requires typical updates, but cap rate of 12.5% and strong cash flow offset repair costs. High HOA typical for gated community amenities.

HQS: Medium Pre-1980 construction (lead paint disclosure required)HOA $476/month is substantial; verify Section 8 rental approval in CC&RsCondo unit—verify HOA doesn't prohibit Section 8 or investor rentals51 days on market suggests price may be negotiable
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4387 New Milford St, North Port, FL 34288

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $854/mo
Cap Rate 11.5%
CoC Return 20.7%
Down (20%) $40,000
Repairs$4,500
HOA/mo $0
Total Cash In $49,500
1.45% rule (rent/price)

Exceptional opportunity: Short sale on brand-new 2023 LGI Homes construction in North Port at $200K. 11.5% cap rate, 20.7% CoC return, and $854 monthly cash flow are excellent metrics. Built new with impact windows and open floor plan maximizes Section 8 appeal. Bankruptcy/short sale takes 120 days for lien-holder approval, but motivated seller accepts cash or conventional financing—strong negotiation leverage. Minimal HQS risk ($4.5K cosmetic repairs on new build). Low North Port vacancy ensures reliable tenancy.

HQS: Low SHORT SALE — Highly motivated sellerBankruptcy proceedings — expect 120-day closingNeeds TLC (cosmetic only on new construction) Complex closing timeline (120-day lien approval)Requires cash or conventional financing (no hard-money/delayed funding options)
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4767 Kiska Rd, North Port, FL 34288

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $765/mo
Cap Rate 10.7%
CoC Return 18.5%
Down (20%) $42,900
Repairs$1,800
HOA/mo $0
Total Cash In $49,700
1.35% rule (rent/price)

Well-maintained North Port 3BR with recent roof (3 years old), vacant/turnkey condition, and exceptional 10.7% cap rate with 18.5% CoC return. Only $1,800 repair reserve required—property is move-in ready for Section 8. $2,904 SHA rent provides predictable income stream. Blank canvas positioning appeals to investor-owners. 7 days on market indicates healthy market demand. Zero HOA simplifies management. Low maintenance reserve (1% of purchase price vs. typical 5%) due to new roof and apparent upkeep.

HQS: Low Vacant property (may indicate quick cash-out need by seller)
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4445 Rayfield Dr, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $751/mo
Cap Rate 11.4%
CoC Return 17.7%
Down (20%) $35,800
Repairs$10,000
HOA/mo $597
Total Cash In $50,800
1.89% rule (rent/price)

$751 monthly cash flow, 11.4% cap rate, 17.7% CoC return. Fully renovated 3BR condo at $24K below market (motivated seller). Soaring ceilings and modern finishes suggest no major HQS issues. High HOA ($597) is offset by Lakewood Ranch payment standard ($3,377). Lowest-priced renovated unit in community.

HQS: Low positioned $24,000 below market value for immediate sale (motivated seller) high HOA ($597/month) — verify rental restrictions
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2665 Parasol Ln, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $638/mo
Cap Rate 9.2%
CoC Return 12.2%
Down (20%) $55,000
Repairs$3,000
HOA/mo $0
Total Cash In $63,000
1.17% rule (rent/price)

Built 2003 with large 1.6K sqft footprint. Excellent $638/month cash flow and 12.2% CoC return. Large lot and split floor plan attractive for tenants. Low repair risk. Solid North Port 3-bed rental with strong fundamentals.

HQS: Low 13 days on market
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4017 Crockers Lake Blvd #14, Sarasota, FL 34238

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,410
Cash Flow $556/mo
Cap Rate 9.2%
CoC Return 9.8%
Down (20%) $47,760
Repairs$15,000
HOA/mo $450
Total Cash In $67,760
1.43% rule (rent/price)

Vintage Grand community townhome with solid 9.2% cap rate and $3,410 SHA rent for 3BR/2BA. $450 HOA is high but community amenities (clubhouse, pools, courts) support tenant retention. Built 1989, auction property as-is sale suggests some deferred maintenance requiring ~$15K to pass HQS inspection. Low vacancy risk in Section 8 market. Marginal cash flow ($556/mo) leaves little margin for error.

HQS: Medium Auction propertyOnly 10 days on market (quick sale needed?) As-is sale with no inspections allowedNo property disclosuresOccupied during sale (tenant staying or tenant removal risk?)High HOA may limit tenant pool
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8221 Larrimore Ave, North Port, FL 34291

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,959
Cash Flow $515/mo
Cap Rate 8.7%
CoC Return 10.2%
Down (20%) $52,400
Repairs$3,000
HOA/mo $0
Total Cash In $60,400
1.13% rule (rent/price)

Built 2006, beautifully maintained with recent updates. $515/month cash flow, 8.7% cap rate, 10.2% CoC return. Hot property at 4 days on market. Competitive Section 8 rental with low HQS risk and solid fundamentals.

HQS: Low 4 days on market (competing offer risk)
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363 Glen Oak Rd, Venice, FL 34293

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $488/mo
Cap Rate 8.6%
CoC Return 8.6%
Down (20%) $53,000
Repairs$10,000
HOA/mo $0
Total Cash In $68,000
1.11% rule (rent/price)

Well-maintained Venice Gardens community home with $488/month cash flow and 8.6% cap rate earning exactly 8.6% CoC—strong performer. Ceramic tile throughout reduces maintenance; bonus room adds flexibility. Built 1962 but described as well-maintained. No HOA is major advantage over townhouses.

HQS: Medium Built 1962 (64 years old)—lead paint, ceramic tile may hide plumbing issuesBonus room ambiguous—verify legal bedroom count for HQS compliance10 days on market (normal for Venice market)
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2576 Trianna St, North Port, FL 34291

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,959
Cash Flow $467/mo
Cap Rate 8.5%
CoC Return 9.0%
Down (20%) $54,000
Repairs$3,000
HOA/mo $0
Total Cash In $62,000
1.10% rule (rent/price)

Solid performer in North Port with $467/month cash flow and 8.5% cap rate. Post-1990 construction with cosmetic updates needed (paint, flooring). Excellent cash-on-cash return of 9.0% and cap rate well above 7% threshold. Only 4 days on market suggests competitive area.

HQS: Medium project home descriptionhandyman needed language
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224 Singleton Ave, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $416/mo
Cap Rate 10.1%
CoC Return 13.9%
Down (20%) $27,000
Repairs$4,000
HOA/mo $0
Total Cash In $36,000
1.34% rule (rent/price)

Freshly renovated Arcadia 2BR, move-in ready with new roof, updated kitchen, new flooring—ideal HQS candidate. 10.1% cap rate and 13.9% CoC return on low repairs ($4K). Zero HOA simplifies management. $1,815 SHA payment standard for 2BR provides stable Section 8 rent. Arcadia location is affordable but ~45 min from Sarasota beaches; tenant pool is strong due to low cost-of-living. 80 days on market suggests price may have been negotiated downward.

HQS: Low 80 days on market (longer absorption)
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3121 Lamplighter Dr, Sarasota, FL 34234

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $405/mo
Cap Rate 10.1%
CoC Return 14.3%
Down (20%) $25,980
Repairs$3,000
HOA/mo $0
Total Cash In $33,980
1.35% rule (rent/price)

Solid performer at $129.9K: $405/month cash flow, 10.1% cap rate, and 14.3% CoC return all meet/exceed thresholds. Good rent-to-price ratio (1.35% monthly). Sarasota location provides strong Section 8 demand and stable tenant pool. Reasonable repair budget of $3K. Comparable square footage to nearby units but better pricing.

HQS: Medium Year built unknown — cannot verify pre-1978 lead paint status
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3966 Mediterranea Cir #421, Sarasota, FL 34233

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,058
Cash Flow $356/mo
Cap Rate 8.5%
CoC Return 8.7%
Down (20%) $41,000
Repairs$3,000
HOA/mo $586
Total Cash In $49,000
1.49% rule (rent/price)

Solid performer with $356 monthly positive cash flow, 8.5% cap rate, and 8.7% CoC. Built 2005 ensures low HQS risk and minimal repairs. Fast sell (10 days on market) in gated community. Gated Mediterranea location is desirable for Section 8 tenants seeking safe, well-maintained communities. Reliable cash flow property.

HQS: Low Verify gated community allows Section 8 rentals (typically yes, but confirm)
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5814 Sylvania Ave, North Port, FL 34291

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,233
Cash Flow $338/mo
Cap Rate 8.4%
CoC Return 8.8%
Down (20%) $39,980
Repairs$1,200
HOA/mo $0
Total Cash In $46,180
1.12% rule (rent/price)

Built 1991, move-in ready, well-maintained per listing. Minimal repair costs ($1.2K). Strong 8.4% cap rate and $338/month cash flow. Bonus: assumable 3.625% mortgage not factored in—could improve returns further. Solid Section 8 investment.

HQS: Low
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