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Section 8 cash flow analysis — Sarasota-Bradenton MSA

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Strong Cash Flow

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2413 Zodiac St

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $1,476/mo
Cap Rate 24.3%
CoC Return 68.8%
Down (20%) $19,800
Repairs$3,000
HOA/mo $0
Total Cash In $27,800
2.93% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $1,427/mo. Net cash flow: $1,477/mo ($17,720/yr). Cap rate: 24.3%. Cash-on-cash: 68.8%. Expense breakdown: Mortgage: $527 | Tax: $82 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $3,000. Total cash needed: $25,770 (down $19,800 + closing $2,970 + repairs $3,000). HQS risk: Low.

HQS: Low
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965 Whitman Dr, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,267/mo
Cap Rate 19.6%
CoC Return 40.0%
Down (20%) $22,980
Repairs$10,000
HOA/mo $476
Total Cash In $37,980
2.94% rule (rent/price)

Remarkable value: auction property with extraordinary $1,267/month cash flow (38% margin), 19.6% cap rate, and 40% cash-on-cash return. Built 1973 requires HQS lead paint verification, but description mentions screened porch and fenced yard suggesting structural soundness. 73 days on market and auction status indicate vendor motivation. This is either a fantastic find or has hidden issues—inspect thoroughly.

HQS: Medium Auction property73 days on marketsome work required Pre-1978 construction—lead paint disclosure mandatoryLight property description suggests incomplete informationAuction status may indicate title or structural concerns
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927 Byron Ln Unit 13-B, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,204/mo
Cap Rate 18.0%
CoC Return 21.4%
Down (20%) $25,000
Repairs$37,500
HOA/mo $476
Total Cash In $67,500
2.70% rule (rent/price)

Exceptional short sale opportunity in sought-after Shadybrook Village. 3BR/2.5BA commands $3,377 SHA payment—$1,204 monthly positive cash flow even with $476 HOA. 18% cap rate and 21.4% CoC return are outstanding for Section 8. Despite 1973 vintage and 215 DOM, the strong rent-to-price ratio overcomes age concerns. Low vacancy risk with Section 8 demand.

HQS: Medium short sale215 days on market 1973 condo may require HOA approval for Section 8 leaseverify no HOA rental restrictions
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3240 Taunton Ave, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $1,187/mo
Cap Rate 14.1%
CoC Return 31.5%
Down (20%) $37,180
Repairs$3,000
HOA/mo $0
Total Cash In $45,180
1.73% rule (rent/price)

Outstanding North Port value: spacious 2248 sqft 3BR, 2005 build, only $185.9K. Exceptional 14.1% cap rate, $1,187/month cash flow ($14.2K annual), and 31.5% CoC return are best in batch. Kitchen/bathroom updates needed ('ready for personal touch') but structural is sound. No HOA. This is a strong Section 8 investment — rent potential high relative to purchase price.

HQS: Medium MLS remarks mention customization opportunities (minor updates needed) Medium HQS risk (kitchen/bath updates required)18 days on market (reasonable)North Port 30+ minutes from Sarasota core but value compensates
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4029 Crockers Lake Blvd #14

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,410
Cash Flow $1,152/mo
Cap Rate 12.8%
CoC Return 23.3%
Down (20%) $43,000
Repairs$10,000
HOA/mo $0
Total Cash In $58,000
1.59% rule (rent/price)

SHA Payment Standard (3BR in 34238): $3,410/mo. Total monthly expenses: $2,258/mo. Net cash flow: $1,152/mo ($13,827/yr). Cap rate: 12.8%. Cash-on-cash: 23.3%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $0 | Vacancy: $273 | Mgmt: $341 | Maint: $170. Estimated repairs for HQS: $10,000. Total cash needed: $59,450 (down $43,000 + closing $6,450 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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3715 Colby St, Sarasota, FL 34232

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,465
Cash Flow $1,101/mo
Cap Rate 15.3%
CoC Return 29.5%
Down (20%) $29,800
Repairs$10,000
HOA/mo $499
Total Cash In $44,800
2.33% rule (rent/price)

Excellent 4BR offering $1,101/month cash flow and 29.5% CoC return on limited down payment. Central Sarasota location near golf course, 15.3% cap rate is outstanding. Medium HQS risk (1972 build) manageable with $10K targeted repairs (HVAC, paint, flooring). Verify HOA allows Section 8 rentals.

HQS: Medium Only 2 days on market (highly motivated market) HOA $499/month (verify Section 8 rental policies)1972 construction requires lead disclosure if not remediated4BR command high rents but also draw scrutiny on occupancy
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714 Magellan Dr, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,096/mo
Cap Rate 12.4%
CoC Return 15.2%
Down (20%) $44,000
Repairs$37,500
HOA/mo $0
Total Cash In $86,500
1.54% rule (rent/price)

Foreclosure auction (ends May 6, 2026) is textbook opportunity. 1957 construction as-is will need $37.5K work but outstanding 3BR/2BA payment standard of $3,377 more than compensates. Even after heavy repairs, cap rate 12.4% and CoC 15.2% are exceptional. No HOA. Act fast—auction ends May 6th. Verify auction process and whether financing contingencies are allowed.

HQS: High Foreclosure auction (ends May 6, 2026)Sold as-isNew listing (7 days on market) Pre-1978 construction (lead paint abatement required)As-is sale (hidden defects likely)Significant estimated repair cost ($37.5K)Requires auction participation
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1609 Kirkwood St

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,476
Cash Flow $993/mo
Cap Rate 11.2%
CoC Return 19.2%
Down (20%) $49,800
Repairs$5,000
HOA/mo $0
Total Cash In $59,800
1.40% rule (rent/price)

SHA Payment Standard (4BR in 34288): $3,476/mo. Total monthly expenses: $2,482/mo. Net cash flow: $994/mo ($11,925/yr). Cap rate: 11.2%. Cash-on-cash: 19.2%. Expense breakdown: Mortgage: $1,325 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $278 | Mgmt: $348 | Maint: $174. Estimated repairs for HQS: $5,000. Total cash needed: $62,270 (down $49,800 + closing $7,470 + repairs $5,000). HQS risk: Medium.

HQS: Medium
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1143 Longfellow Rd

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $952/mo
Cap Rate 13.3%
CoC Return 23.8%
Down (20%) $33,100
Repairs$10,000
HOA/mo $479
Total Cash In $48,100
2.04% rule (rent/price)

Standout deal: $952/month positive cash flow with exceptional 13.3% cap rate and 23.8% cash-on-cash return. Property is described as 'beautifully maintained' in 'desirable Shadybrook Village' with 3 bed/3 bath configuration ideal for Section 8. Built 1979 is acceptable age. Only 105 days on market. Reasonable $10K repair reserve for entry issues. This property meets all strong-deal criteria.

HQS: Medium
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138 Capri Dr, Palmetto, FL 34221

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $929/mo
Cap Rate 23.4%
CoC Return 52.9%
Down (20%) $13,094
Repairs$3,000
HOA/mo $0
Total Cash In $21,094
2.94% rule (rent/price)

Exceptional pricing at $65.5K generates 23.4% cap rate and 52.9% cash-on-cash, but the extremely low price ($80/sqft) signals potential maintenance or structural issues. 812 sqft is very tight for 2BR. Verify HQS compliance before purchase—budget additional $5-10K for repairs.

HQS: High very low price relative to market812 sqft tight for 2BRpotential deferred maintenance
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138 Capri Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $929/mo
Cap Rate 23.4%
CoC Return 52.9%
Down (20%) $13,094
Repairs$3,000
HOA/mo $0
Total Cash In $21,094
2.94% rule (rent/price)

Exceptional Palmetto property: 23.4% cap, $929/mo CF, 52.9% CoC return. At $65.5K with 2BR/1BA and strong rent potential ($1,925/mo), this is outstanding value. Year_built unknown but price justifiably reflects Palmetto market. Passes 1% rule with margin. Primary action: schedule HQS inspection immediately and verify no foundation/structural issues. Move quickly—properties at this return profile move fast.

HQS: Medium year_built_missingunusually_low_price_investigate
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41 South Rd, Palmetto, FL 34221

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $919/mo
Cap Rate 22.9%
CoC Return 51.6%
Down (20%) $13,400
Repairs$3,000
HOA/mo $0
Total Cash In $21,400
2.87% rule (rent/price)

Palmetto bargain at $67K with exceptional 22.9% cap rate and $919/month cash flow. Low price is attractive but suggests need for careful HQS assessment. 2/2 configuration and 1115 sqft provide good rental utility. Inspect for roof, HVAC, and electrical before committing.

HQS: High very low price suggests maintenance issuesyear_built unknown
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41 South Rd

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $919/mo
Cap Rate 22.9%
CoC Return 51.6%
Down (20%) $13,400
Repairs$3,000
HOA/mo $0
Total Cash In $21,400
2.87% rule (rent/price)

Exceptional Palmetto property: 22.9% cap, $919/mo CF, 51.6% CoC return. At only $67K with 2BR/2BA and 1,115 sf, this has outstanding fundamentals and strong Section 8 rent potential ($1,925/mo). Year_built unknown but price is justified by market conditions. Excellent value for Section 8 investor. Recommend immediate inspection and HQS walkthrough before other investors identify opportunity.

HQS: Medium year_built_missing
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3693 Parkridge Cir Unit 7-101 #Unit 7-101

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $905/mo
Cap Rate 12.4%
CoC Return 24.4%
Down (20%) $36,100
Repairs$3,000
HOA/mo $434
Total Cash In $44,100
1.87% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,472/mo. Net cash flow: $905/mo ($10,862/yr). Cap rate: 12.4%. Cash-on-cash: 24.4%. Expense breakdown: Mortgage: $961 | Tax: $150 | Insurance: $150 | HOA: $434 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $3,000. Total cash needed: $44,515 (down $36,100 + closing $5,415 + repairs $3,000). HQS risk: Low.

HQS: Low DOM 91 (stale) High HOA $434/mo
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6860 Whitman Ct Unit 32B, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $897/mo
Cap Rate 12.5%
CoC Return 16.6%
Down (20%) $35,000
Repairs$25,000
HOA/mo $476
Total Cash In $65,000
1.93% rule (rent/price)

Lakewood Ranch (premium Sarasota market) 3BR with 12.5% cap rate, $897/month cash flow, and 16.6% CoC. First-floor unit reduces tenant burden. Medium HQS risk (1973) but open layout, durable flooring, and kitchen updates ease compliance. 37 days on market is acceptable. Strong Section 8 candidate.

HQS: Medium 37 days on market suggests pricing or condition concerns HOA $476/month (verify Section 8 policy)1973 construction = lead paint riskCondo = association rules may restrict Section 8
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1143 Longfellow Rd, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $894/mo
Cap Rate 12.5%
CoC Return 21.5%
Down (20%) $34,999
Repairs$10,000
HOA/mo $479
Total Cash In $49,999
1.93% rule (rent/price)

Excellent 3BR/3BA at $175K price point with top-tier payment standard of $3,377. Cap rate 12.5% and CoC 21.5% are exceptional. Described as 'most desirable unit' and 'beautifully maintained' in Shadybrook Village. HOA $479 is reasonable for 3BR amenity-rich community. 1979 construction is sound. This is a strong, cash-flowing deal with low execution risk.

HQS: Medium
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604 Madison Ave, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $878/mo
Cap Rate 24.0%
CoC Return 52.7%
Down (20%) $12,000
Repairs$3,000
HOA/mo $0
Total Cash In $20,000
3.02% rule (rent/price)

EXCEPTIONAL VALUE — 2BR/1BA at $60K (3.02x 1% rule). 24% cap rate, $878/mo cash flow, 52.7% CoC. Arcadia's most affordable market. Likely needs medium repairs to pass HQS (appliances, flooring, paint). Still highly profitable.

HQS: Medium Ultra-low price suggests distressed condition Year built unknownSingle bathroomLikely below-market condition — verify HQS compliance before commitment
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4704 12th St E #211, Bradenton, FL 34203

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $823/mo
Cap Rate 22.3%
CoC Return 48.4%
Down (20%) $12,400
Repairs$3,000
HOA/mo $0
Total Cash In $20,400
2.84% rule (rent/price)

Exceptional returns: 22.3% cap rate, 48.4% CoC, $823/mo cash flow on $62K apartment unit. Condo/apartment designation suggests modern building, low HQS risk, and HOA maintenance of common areas. Ultra-affordable entry point maximizes leverage and cash-on-cash returns. Zip 34203 commands $1,760 rent with minimal expenses. Verify HOA amenities/restrictions and exact square footage.

HQS: Low ultra-low price missing sqft dataverify HOA doesn't restrict Section 8 rentals
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4124 Rhine St

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,310
Cash Flow $773/mo
Cap Rate 13.1%
CoC Return 26.5%
Down (20%) $27,800
Repairs$3,000
HOA/mo $0
Total Cash In $35,800
1.66% rule (rent/price)

SHA Payment Standard (3BR in 34234): $2,310/mo. Total monthly expenses: $1,537/mo. Net cash flow: $773/mo ($9,277/yr). Cap rate: 13.1%. Cash-on-cash: 26.5%. Expense breakdown: Mortgage: $740 | Tax: $116 | Insurance: $150 | HOA: $0 | Vacancy: $185 | Mgmt: $231 | Maint: $116. Estimated repairs for HQS: $3,000. Total cash needed: $34,970 (down $27,800 + closing $4,170 + repairs $3,000). HQS risk: Low.

HQS: Low
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4445 Rayfield Dr, Sarasota, FL 34243

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $752/mo
Cap Rate 11.4%
CoC Return 17.7%
Down (20%) $35,800
Repairs$10,000
HOA/mo $597
Total Cash In $50,800
1.89% rule (rent/price)

Exceptional opportunity: completely remodeled 3-bed with strong $752/month cash flow (42% margin), excellent 11.4% cap rate, and outstanding 17.7% cash-on-cash return. Positioned $24K below market for immediate sale. Despite 78 days on market and virtual staging, the numbers are compelling for Section 8 rental. Virtually no HQS risk given recent renovation.

HQS: Low 78 days on marketvirtually staged photospositioned for immediate sale
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1226 SE 8th Ave

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $750/mo
Cap Rate 12.2%
CoC Return 23.3%
Down (20%) $31,000
Repairs$3,000
HOA/mo $0
Total Cash In $39,000
1.55% rule (rent/price)

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $1,658/mo. Net cash flow: $751/mo ($9,009/yr). Cap rate: 12.2%. Cash-on-cash: 23.3%. Expense breakdown: Mortgage: $825 | Tax: $129 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $3,000. Total cash needed: $38,650 (down $31,000 + closing $4,650 + repairs $3,000). HQS risk: Low.

HQS: Low
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8230 72nd St E, Bradenton, FL 34201

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,861
Cash Flow $746/mo
Cap Rate 9.7%
CoC Return 14.9%
Down (20%) $53,980
Repairs$1,200
HOA/mo $415
Total Cash In $60,180
1.43% rule (rent/price)

Sabal Bay gated community (5min from UTC) with 2005 construction, new kitchen cabinets, granite, updated finishes. Nearly move-in ready ($1.2K cosmetic only). 9.7% cap rate and 14.9% CoC return are strong. $746/month cash flow + community amenities (pool, playground) boost tenant appeal. Low HQS risk.

HQS: Low 'Priced-to-sell fast' language suggests urgency HOA $415/month (verify Section 8 policy in gated community)Gated community may have rental restrictions
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5700 Bayshore Rd LOT 709, Palmetto, FL 34221

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $741/mo
Cap Rate 15.7%
CoC Return 32.7%
Down (20%) $19,200
Repairs$3,000
HOA/mo $0
Total Cash In $27,200
2.01% rule (rent/price)

Exceptional deal — 2BR at $96K (1% rule: 1.96x). $741/mo cash flow, 15.7% cap, 32.7% CoC return. Palmetto affordability + Bayshore location. Move on this immediately.

HQS: Low Year built unknownLot designation — verify 30-yr+ established community
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4527 Maurbach Ter, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $737/mo
Cap Rate 9.8%
CoC Return 15.3%
Down (20%) $51,800
Repairs$1,200
HOA/mo $0
Total Cash In $58,000
1.24% rule (rent/price)

Highest CoC return (15.3%) in batch with 2002 construction and recent updates (roof 2023, dishwasher 2026). $737/month cash flow and 9.8% cap rate. Hurricane shutters and open floor plan enhance appeal. No HOA. Excellent entry point for North Port 3BR rental.

HQS: Low
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3186 Marita Ave, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $688/mo
Cap Rate 9.5%
CoC Return 13.4%
Down (20%) $53,400
Repairs$3,000
HOA/mo $0
Total Cash In $61,400
1.21% rule (rent/price)

Move-in-ready 2006 executive home with upgraded kitchen (quartz counters), stainless appliances, and ceramic tile. 9.5% cap rate with $688/month cash flow. No HQS compliance concerns. Strong rental appeal in North Port 3BR market with $3,223 payment standard. Note: virtual staging used in listing but property recently updated.

HQS: Low virtual staging noted in listing
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9719 Rosario Dr, Parrish, FL 34219

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $685/mo
Cap Rate 14.2%
CoC Return 28.4%
Down (20%) $21,000
Repairs$3,000
HOA/mo $0
Total Cash In $29,000
1.83% rule (rent/price)

Outstanding deal: 14.2% cap rate, 28.4% CoC, $685/mo cash flow on $105K single-family home. Palmetto/Parrish area (ZIP 34219) offers highest SHA payment standards in region ($1,925 for 2BR) with affordable property prices. Dual bathrooms + modest size (864 sqft) ideal for Section 8 families. Exceptional cash-on-cash return justifies purchase despite unknown year built.

HQS: Medium year built unknown — schedule inspection
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9719 Rosario Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $685/mo
Cap Rate 14.2%
CoC Return 28.4%
Down (20%) $21,000
Repairs$3,000
HOA/mo $0
Total Cash In $29,000
1.83% rule (rent/price)

Excellent single-family property in Parrish (34219 zip = $1,925 rent standard). Strong metrics across board: 14.2% cap, $685/mo CF, 28.4% CoC return. Year_built unknown is only concern, but price-to-rent ratio suggests solid opportunity. Recommend property inspection and HQS walkthrough to confirm structural soundness.

HQS: Medium year_built_missing
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4016 Pesola Ter

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $675/mo
Cap Rate 9.4%
CoC Return 12.5%
Down (20%) $53,800
Repairs$3,000
HOA/mo $0
Total Cash In $61,800
1.20% rule (rent/price)

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,547/mo. Net cash flow: $676/mo ($8,110/yr). Cap rate: 9.4%. Cash-on-cash: 12.5%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $3,000. Total cash needed: $64,870 (down $53,800 + closing $8,070 + repairs $3,000). HQS risk: Low.

HQS: Low
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2426 Music Ln, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $675/mo
Cap Rate 9.4%
CoC Return 13.5%
Down (20%) $53,800
Repairs$1,200
HOA/mo $0
Total Cash In $60,000
1.20% rule (rent/price)

Excellent 2004 construction with backed-up mechanical systems: new roof (2022), brand-new A/C (2026), new exterior paint (2026). Cathedral ceilings, open layout, water treatment system. $675 monthly cash flow, 9.4% cap rate, 13.5% CoC return. Minimal repair risk—this is move-in ready with no surprise repair costs. Strong secondary property.

HQS: Low
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4016 Pesola Ter, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $675/mo
Cap Rate 9.4%
CoC Return 13.1%
Down (20%) $53,800
Repairs$3,000
HOA/mo $0
Total Cash In $61,800
1.20% rule (rent/price)

Excellent Section 8 rental investment. 2006 construction with bright open floor plan, high vaulted ceilings, and luxury vinyl flooring is move-in ready. Payment standard of $3,223 for 3BR in 34286 is strong. Cap rate 9.4%, monthly cash flow $675, and CoC 13.1% all exceed targets. Minimal repair needs ($3K).

HQS: Low 17 days on market
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196 Blackburn Blvd, North Port, FL 34287

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $675/mo
Cap Rate 15.6%
CoC Return 31.8%
Down (20%) $17,500
Repairs$3,000
HOA/mo $0
Total Cash In $25,500
2.02% rule (rent/price)

Outstanding value — 2BR/2BA at $87.5K (2.02x 1% rule). 15.6% cap, $675/mo CF, 31.8% CoC. North Port's most attractive property in batch. Priority target.

HQS: Low Year built unknown
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3057 Stowe Ter

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $670/mo
Cap Rate 9.4%
CoC Return 12.7%
Down (20%) $53,980
Repairs$1,500
HOA/mo $0
Total Cash In $60,480
1.19% rule (rent/price)

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,553/mo. Net cash flow: $670/mo ($8,043/yr). Cap rate: 9.4%. Cash-on-cash: 12.7%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $1,500. Total cash needed: $63,577 (down $53,980 + closing $8,097 + repairs $1,500). HQS risk: Low.

HQS: Low
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3057 Stowe Ter, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $670/mo
Cap Rate 9.4%
CoC Return 13.4%
Down (20%) $53,980
Repairs$1,200
HOA/mo $0
Total Cash In $60,180
1.19% rule (rent/price)

Exceptional recent construction (2020) with new paint, new plank flooring, granite kitchen, and split floor plan. $670 monthly cash flow, 9.4% cap rate, 13.4% CoC return demonstrates strength of North Port 34286 payment standard ($3,223). Minimal HQS risk. Strong purchase for core portfolio.

HQS: Low
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4792 Belladonna Ct, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $670/mo
Cap Rate 9.4%
CoC Return 13.4%
Down (20%) $53,980
Repairs$1,200
HOA/mo $0
Total Cash In $60,180
1.19% rule (rent/price)

Prime cul-de-sac property with 1997 construction (post-lead-paint era) and exceptional privacy on oversized lot. Strong 9.4% cap rate with $670/month cash flow and 13.4% CoC. No HOA. Minimal repair needs. Highest zip code payment standard ($3,223) in North Port portfolio.

HQS: Low
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136 Bridle Path, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $658/mo
Cap Rate 11.0%
CoC Return 16.1%
Down (20%) $34,000
Repairs$10,000
HOA/mo $0
Total Cash In $49,000
1.42% rule (rent/price)

Excellent cap rate (11%) and cash-on-cash return (16.1%) with positive $658/month cash flow. Built 1964 but description notes newer flooring, new hot water heater, fresh paint—recent updates reduce HQS risk. No HOA is a major advantage. Conservative $10k repair reserve should cover minor compliance issues.

HQS: Medium 98 days on market
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136 Bridle Path

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $658/mo
Cap Rate 11.0%
CoC Return 16.1%
Down (20%) $34,000
Repairs$10,000
HOA/mo $0
Total Cash In $49,000
1.42% rule (rent/price)

Strong cash flow deal with $658/month positive returns and 11% cap rate. Affordable Arcadia market with no HOA. Recent updates (flooring, hot water heater, paint, baseboards) indicate some work already done. Built 1964 raises lead paint concerns — verify lead-safe certification. Single bathroom for 3 bedrooms may require structural modification to meet HQS multi-bedroom standards. Excellent value proposition if lead and bathroom issues are resolved.

HQS: Medium pre-1978 lead paint (require lead certification)single bathroom for 3 bedrooms (HQS likely requires second bath)
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2172 Macaris Ave

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $639/mo
Cap Rate 9.2%
CoC Return 11.6%
Down (20%) $54,980
Repairs$3,000
HOA/mo $0
Total Cash In $62,980
1.17% rule (rent/price)

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,584/mo. Net cash flow: $639/mo ($7,674/yr). Cap rate: 9.2%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $3,000. Total cash needed: $66,227 (down $54,980 + closing $8,247 + repairs $3,000). HQS risk: Low.

HQS: Low
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1189 SE Olive St, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $639/mo
Cap Rate 14.2%
CoC Return 27.6%
Down (20%) $19,760
Repairs$3,000
HOA/mo $0
Total Cash In $27,760
1.84% rule (rent/price)

Top tier deal — 2BR/1BA at $98.8K. 14.2% cap rate, $639/mo cash flow, 27.6% CoC. Arcadia's premium affordable value. Single bathroom manageable for Section 8 demand.

HQS: Low Year built unknownSingle bathroom
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3097 Parade Ter

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $638/mo
Cap Rate 9.2%
CoC Return 11.6%
Down (20%) $55,000
Repairs$3,000
HOA/mo $0
Total Cash In $63,000
1.17% rule (rent/price)

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,584/mo. Net cash flow: $639/mo ($7,667/yr). Cap rate: 9.2%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $3,000. Total cash needed: $66,250 (down $55,000 + closing $8,250 + repairs $3,000). HQS risk: Low.

HQS: Low
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2750 SW Bungalow St, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $638/mo
Cap Rate 14.1%
CoC Return 27.5%
Down (20%) $19,800
Repairs$3,000
HOA/mo $0
Total Cash In $27,800
1.83% rule (rent/price)

Excellent Arcadia investment — 2BR/2BA at $99K. 14.1% cap rate, $638/mo CF, 27.5% CoC. Strong cash flow on affordable property. Section 8 friendly zip code.

HQS: Low Year built unknown
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300 Tropic Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,365
Cash Flow $631/mo
Cap Rate 10.9%
CoC Return 15.5%
Down (20%) $33,780
Repairs$10,000
HOA/mo $0
Total Cash In $48,780
1.40% rule (rent/price)

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $1,734/mo. Net cash flow: $631/mo ($7,576/yr). Cap rate: 10.9%. Cash-on-cash: 15.5%. Expense breakdown: Mortgage: $899 | Tax: $141 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $10,000. Total cash needed: $48,847 (down $33,780 + closing $5,067 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 207 (very stale)
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1153 47th St, Sarasota, FL 34234

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $589/mo
Cap Rate 13.5%
CoC Return 11.3%
Down (20%) $20,000
Repairs$37,500
HOA/mo $0
Total Cash In $62,500
1.76% rule (rent/price)

This is a true outlier: $100K acquisition price for 2BR in Sarasota yields $589/month positive cash flow after all reserves. Cap rate 13.5% is exceptional. Even with $37.5K estimated repairs, CoC 11.3% is outstanding. Foreclosure at auction (ends May 8, 2026) as-is means hidden defects, but price is so attractive that repair risk is manageable. No HOA. Auction participation required.

HQS: High Foreclosure auction (ends May 8, 2026)Sold as-isVery new listing (6 days on market) Pre-1978 construction (lead paint abatement)As-is sale (significant unknowns)High estimated repair cost ($37.5K)Requires auction participation
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7555 Hanchey St, North Port, FL 34287

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,783
Cash Flow $583/mo
Cap Rate 9.4%
CoC Return 12.8%
Down (20%) $45,800
Repairs$4,000
HOA/mo $0
Total Cash In $54,800
1.22% rule (rent/price)

Remodeled North Port 4BR with brand-new 2026 HVAC system, updated LVP flooring, and stainless appliances. Move-in ready with only $4K touch-ups needed. Low HQS risk, 9.4% cap rate, $583/month cash flow, and 12.8% CoC meet all thresholds. No HOA. Excellent North Port value market opportunity.

HQS: Low 28 days on market (acceptable for strong property) 1BA/4BR ratio tight but manageableNorth Port 30min south of Sarasota (tenant pool/demand lower)
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1762 22nd St, Sarasota, FL 34234

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,772
Cash Flow $568/mo
Cap Rate 9.4%
CoC Return 12.3%
Down (20%) $46,000
Repairs$4,500
HOA/mo $0
Total Cash In $55,500
1.21% rule (rent/price)

Standout deal: 4BR/2BA 2002 property generates $568/month positive cash flow, 9.4% cap rate, and 12.3% cash-on-cash return. Recent construction (2002) minimizes HQS risk—only repair is water damage from broken pipe ($4.5K). Large 4-bedroom appeals to bigger families on Section 8, reducing vacancy risk. Motivated seller pricing ('priced to sell') with only 10 days on market offers negotiation opportunity. Excellent rent-to-price ratio for Sarasota.

HQS: Low 10 days on marketpriced to sellinvestor specialwater damage from broken water pipe
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6812 Holo Ct, North Port, FL 34287

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $564/mo
Cap Rate 12.8%
CoC Return 23.3%
Down (20%) $21,100
Repairs$3,000
HOA/mo $0
Total Cash In $29,100
1.68% rule (rent/price)

Solid North Port play — 2BR/2BA at $105.5K. 12.8% cap rate, $564/mo CF, 23.3% CoC. Compact 720 sqft but strong fundamentals. Section 8 demand strong in North Port.

HQS: Low Year built unknownSmallest sqft (720) in batch — verify HQS min standards
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2278 Mulberry Ln, North Port, FL 34289

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,750
Cash Flow $561/mo
Cap Rate 9.8%
CoC Return 14.1%
Down (20%) $39,980
Repairs$3,000
HOA/mo $175
Total Cash In $47,980
1.38% rule (rent/price)

Well-maintained 2006 townhome in established community with strong 9.8% cap rate and 14.1% CoC return. Excellent rent-to-price ratio at $2,750/month payment standard. Low HQS risk with minimal repairs needed. Section 8 demand supports steady tenancy.

HQS: Low
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4721 10th Street Ct E #68, Bradenton, FL 34203

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $555/mo
Cap Rate 12.7%
CoC Return 22.9%
Down (20%) $21,100
Repairs$3,000
HOA/mo $0
Total Cash In $29,100
1.67% rule (rent/price)

Excellent risk-adjusted returns: 12.7% cap rate, 22.9% CoC, $555/mo cash flow on $105.5K condo unit. Modern apartment building minimizes HQS concerns. Dual bathroom configuration attractive to Section 8 families. Strong monthly cash flow provides cushion for vacancy or repairs. ZIP 34203 Bradenton market offers consistent Section 8 demand.

HQS: Low missing sqft dataverify HOA permits Section 8 rentals
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1461 Mccrory St, North Port, FL 34286

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,453
Cash Flow $538/mo
Cap Rate 9.7%
CoC Return 14.3%
Down (20%) $39,000
Repairs$1,200
HOA/mo $0
Total Cash In $45,200
1.26% rule (rent/price)

Exceptional 2BR value. 1992 move-in-ready home with renovated kitchen (granite, stainless), updated baths. 9.7% cap rate and 14.3% CoC with only $1.2K repair reserve. Corner lot and city water are bonuses. Only 4 days on market indicates strong pricing and buyer interest.

HQS: Low
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214 Lazy River Rd, North Port, FL 34287

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $536/mo
Cap Rate 12.2%
CoC Return 21.5%
Down (20%) $22,000
Repairs$3,000
HOA/mo $0
Total Cash In $30,000
1.61% rule (rent/price)

Excellent North Port deal — 2BR/2BA at $110K. 12.2% cap, $536/mo CF, 21.5% CoC. Strong fundamentals on affordable North Port property. Section 8 cash cow.

HQS: Low Year built unknown
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3615 Adelia Dr, Parrish, FL 34219

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $532/mo
Cap Rate 11.3%
CoC Return 18.8%
Down (20%) $25,980
Repairs$3,000
HOA/mo $0
Total Cash In $33,980
1.48% rule (rent/price)

Strong performer in Parrish market: 11.3% cap rate, 18.8% CoC, $532/mo cash flow on $129.9K home. ZIP 34219 premium payment standard ($1,925) drives excellent rent-to-price ratio. Dual bathrooms and Section 8-friendly configuration. Monthly cash flow well above threshold. Conservative repair estimate ($3K) reflects move-in ready condition.

HQS: Medium year built and sqft missing — require inspectionverify no HOA rental restrictions
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116 Jacaranda Way, Parrish, FL 34219

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $532/mo
Cap Rate 11.3%
CoC Return 18.8%
Down (20%) $25,980
Repairs$3,000
HOA/mo $0
Total Cash In $33,980
1.48% rule (rent/price)

Excellent value: 11.3% cap rate, 18.8% CoC, $532/mo cash flow on $129.9K home. Larger footprint (1,232 sqft) + dual bath = attractive to larger Section 8 families. Parrish ZIP 34219 commands highest rent in region ($1,925) while maintaining affordable property prices. Strong monthly cash flow and minimal repairs needed.

HQS: Medium year built unknown — verify age/systems
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221 S Venice Blvd, Venice, FL 34293

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $525/mo
Cap Rate 8.8%
CoC Return 10.4%
Down (20%) $51,800
Repairs$4,000
HOA/mo $0
Total Cash In $60,800
1.14% rule (rent/price)

Exceptionally well-maintained 1983 property with generator, recent roof (2020), A/C (2022), electrical panel (2020), whole-house water filtration. Lake/preserve views enhance appeal. $2,948 payment standard and 8.8% cap rate solid. Only 3 days on market ('priced to sell') confirms market receptivity. Low HQS risk profile.

HQS: Low
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9905 Cameron Ln, Parrish, FL 34219

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $476/mo
Cap Rate 10.5%
CoC Return 16.0%
Down (20%) $27,800
Repairs$3,000
HOA/mo $0
Total Cash In $35,800
1.38% rule (rent/price)

Solid 2BR with $476/month cash flow and 10.5% cap rate. Parrish location offers affordable pricing in the Bradenton metro with stable Section 8 demand. 1568 sqft provides good rental appeal for families.

HQS: Medium year_built unknown
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9905 Cameron Ln

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $476/mo
Cap Rate 10.5%
CoC Return 16.0%
Down (20%) $27,800
Repairs$3,000
HOA/mo $0
Total Cash In $35,800
1.38% rule (rent/price)

Strong single-family property at moderate price with solid data (1,568 sf, good square footage). Excellent metrics: 10.5% cap, $476/mo CF, 16% CoC return. Year_built unknown is concern but price-to-rent ratio is favorable. Strong fundamentals and rent potential ($1,925/mo) make this a top candidate. Recommend inspection and HQS walkthrough.

HQS: Medium year_built_missing
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2258 Pennsylvania Ter

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,959
Cash Flow $472/mo
Cap Rate 8.5%
CoC Return 8.7%
Down (20%) $53,800
Repairs$3,000
HOA/mo $0
Total Cash In $61,800
1.10% rule (rent/price)

SHA Payment Standard (3BR in 34291): $2,959/mo. Total monthly expenses: $2,486/mo. Net cash flow: $473/mo ($5,670/yr). Cap rate: 8.5%. Cash-on-cash: 8.7%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $237 | Mgmt: $296 | Maint: $148. Estimated repairs for HQS: $3,000. Total cash needed: $64,870 (down $53,800 + closing $8,070 + repairs $3,000). HQS risk: Low.

HQS: Low
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246 57th Ct E, Palmetto, FL 34221

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $440/mo
Cap Rate 10.0%
CoC Return 14.3%
Down (20%) $28,960
Repairs$3,000
HOA/mo $0
Total Cash In $36,960
1.33% rule (rent/price)

Solid 2/2 with 10% cap rate and $440/month cash flow. Pricing is mid-range for Palmetto. Missing sqft data requires verification before moving forward.

HQS: Medium sqft data missing (0)year_built unknown
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246 57th Ct E

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $440/mo
Cap Rate 10.0%
CoC Return 14.3%
Down (20%) $28,960
Repairs$3,000
HOA/mo $0
Total Cash In $36,960
1.33% rule (rent/price)

Single-family property in Palmetto at moderate price ($144.8K). Meets Strong Cash Flow criteria: 10.0% cap (at threshold), $440/mo CF, 14.3% CoC return. Missing square footage and year_built data are concerns, but price-to-rent ratio is favorable. Represents middle ground between ultra-low-price and premium properties. Good Section 8 rent potential ($1,925/mo) supports investment thesis.

HQS: Medium year_built_missingno_sqft_data
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3223 Beneva Rd #101

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $435/mo
Cap Rate 9.3%
CoC Return 10.2%
Down (20%) $36,000
Repairs$10,000
HOA/mo $0
Total Cash In $51,000
1.22% rule (rent/price)

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,764/mo. Net cash flow: $436/mo ($5,232/yr). Cap rate: 9.3%. Cash-on-cash: 10.2%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $10,000. Total cash needed: $51,400 (down $36,000 + closing $5,400 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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3721 36th Ave E, Palmetto, FL 34221

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $434/mo
Cap Rate 8.7%
CoC Return 10.0%
Down (20%) $44,300
Repairs$3,000
HOA/mo $0
Total Cash In $52,300
1.14% rule (rent/price)

Palmetto (most affordable metro) 3BR built 1999 = post-lead-paint, low HQS risk. Minimal $3K repairs (cosmetic), 8.7% cap rate, and 10.0% CoC return meet threshold. No HOA/CDD adds flexibility. Solid Section 8 candidate with 1/2-acre lot and good rent-to-price ratio.

HQS: Low Only 1BA for 3BR may limit tenant pool slightly (low priority)
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2115 9th Ave W APT 3D, Bradenton, FL 34205

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $417/mo
Cap Rate 10.9%
CoC Return 16.7%
Down (20%) $22,000
Repairs$3,000
HOA/mo $0
Total Cash In $30,000
1.47% rule (rent/price)

Excellent entry-point deal: 10.9% cap rate, 16.7% CoC, $417/mo cash flow on $110K apartment unit. Modern building minimizes HQS risk. Monthly cash flow significantly exceeds $300 threshold. ROI is compelling for Section 8 landlord. ZIP 34205 Bradenton provides stable payment standard ($1,617). Minimal repair needs and apartment building maintenance = lower HQS compliance burden.

HQS: Low verify HOA allows Section 8 rentals
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224 Singleton Ave, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $417/mo
Cap Rate 10.1%
CoC Return 13.9%
Down (20%) $27,000
Repairs$4,000
HOA/mo $0
Total Cash In $36,000
1.34% rule (rent/price)

Move-in ready 2-bed with freshly renovated finishes (new kitchen, roof, exterior), solid 10.1% cap rate, and strong 13.9% cash-on-cash return. Monthly cash flow of $417 is healthy on just $135K investment. Built 1988 has zero lead paint risk. Minimal $4K repair reserve suggests low HQS risk. Positive market fundamentals with no distress signals.

HQS: Low
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224 Singleton Ave

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $416/mo
Cap Rate 10.1%
CoC Return 12.2%
Down (20%) $27,000
Repairs$10,000
HOA/mo $0
Total Cash In $42,000
1.34% rule (rent/price)

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,398/mo. Net cash flow: $417/mo ($4,998/yr). Cap rate: 10.1%. Cash-on-cash: 12.2%. Expense breakdown: Mortgage: $719 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $10,000. Total cash needed: $41,050 (down $27,000 + closing $4,050 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5707 Holiday Park Blvd, North Port, FL 34287

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $414/mo
Cap Rate 10.2%
CoC Return 14.6%
Down (20%) $25,980
Repairs$3,000
HOA/mo $0
Total Cash In $33,980
1.36% rule (rent/price)

Balanced North Port investment — 2BR/2BA at $129.9K. 10.2% cap, $414/mo CF, 14.6% CoC. Good size (1,100 sqft). Holiday Park community suggests established neighborhood.

HQS: Low Year built unknown
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3121 Lamplighter Dr, Sarasota, FL 34234

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $405/mo
Cap Rate 10.1%
CoC Return 14.3%
Down (20%) $25,980
Repairs$3,000
HOA/mo $0
Total Cash In $33,980
1.35% rule (rent/price)

Strong deal — 2BR/2BA in Sarasota at $129.9K. 10.1% cap rate, $405/mo cash flow, 14.3% CoC. Passes 1% rule (1.35x). Solid rental yield property.

HQS: Low Year built unknown
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4275 Jody Ave

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $393/mo
Cap Rate 8.1%
CoC Return 7.3%
Down (20%) $55,000
Repairs$1,500
HOA/mo $0
Total Cash In $61,500
1.06% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,511/mo. Net cash flow: $393/mo ($4,719/yr). Cap rate: 8.1%. Cash-on-cash: 7.3%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $1,500. Total cash needed: $64,750 (down $55,000 + closing $8,250 + repairs $1,500). HQS risk: Low.

HQS: Low
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405 Ravenna St S

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,772
Cash Flow $384/mo
Cap Rate 8.2%
CoC Return 7.4%
Down (20%) $51,980
Repairs$3,000
HOA/mo $0
Total Cash In $59,980
1.07% rule (rent/price)

SHA Payment Standard (3BR in 34275): $2,772/mo. Total monthly expenses: $2,387/mo. Net cash flow: $385/mo ($4,615/yr). Cap rate: 8.2%. Cash-on-cash: 7.4%. Expense breakdown: Mortgage: $1,383 | Tax: $217 | Insurance: $150 | HOA: $0 | Vacancy: $222 | Mgmt: $277 | Maint: $139. Estimated repairs for HQS: $3,000. Total cash needed: $62,777 (down $51,980 + closing $7,797 + repairs $3,000). HQS risk: Low.

HQS: Low
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405 Ravenna St S, Nokomis, FL 34275

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,772
Cash Flow $384/mo
Cap Rate 8.2%
CoC Return 7.7%
Down (20%) $51,980
Repairs$3,000
HOA/mo $0
Total Cash In $59,980
1.07% rule (rent/price)

Excellent 2004 construction with cathedral ceilings, stainless steel appliances, and open floor plan. $384 monthly cash flow, 8.2% cap rate, low repair estimate. Nokomis location with 34275 payment standard ($2,772) provides solid cash flow and pass-through economics for Section 8 tenant.

HQS: Low
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4204 38th Ave W #29, Bradenton, FL 34205

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $371/mo
Cap Rate 10.2%
CoC Return 14.2%
Down (20%) $23,500
Repairs$3,000
HOA/mo $0
Total Cash In $31,500
1.38% rule (rent/price)

Solid performer: 10.2% cap rate, 14.2% CoC, $371/mo cash flow on $117.5K condo unit. 1,015 sqft is spacious for Section 8 tenants. Apartment building = low HQS risk. Monthly cash flow comfortably exceeds $300 threshold for strong deals. Affordable price point and reliable ZIP 34205 payment standard ($1,617) make this a prudent Section 8 investment.

HQS: Low verify HOA permits Section 8 rentals
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6329 11th Street Ct E, Bradenton, FL 34203

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,332
Cash Flow $365/mo
Cap Rate 8.5%
CoC Return 6.1%
Down (20%) $41,600
Repairs$25,000
HOA/mo $0
Total Cash In $71,600
1.12% rule (rent/price)

Strong 8.5% cap rate and $365/month positive cash flow on 1589 sqft (excellent rent-to-size ratio). 1/3+ acre corner lot with pool adds value. 'Clean slate for renovation' means cosmetic-to-moderate work needed ($25K), but cash flow margin supports repairs. No HOA provides full control. Well-established Bradenton location near schools and shops.

HQS: High 10 days on market 1968 build—HVAC, plumbing, electrical, potential lead paintpool—additional maintenance expense and HQS liability if non-functional
View listing

100 Ficus Ct

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $353/mo
Cap Rate 9.1%
CoC Return 10.7%
Down (20%) $31,800
Repairs$3,000
HOA/mo $0
Total Cash In $39,800
1.21% rule (rent/price)

Single-family property at higher price point ($159K) but still meets Strong Cash Flow criteria: 9.1% cap, $353/mo CF (at threshold), 10.7% CoC return. Year_built unknown and no square footage data are concerns, but metrics justify investment if HQS inspection passes. Good rent potential ($1,925/mo) supports long-term holding.

HQS: Medium year_built_missingno_sqft_data
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135 Lantana Cir

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $347/mo
Cap Rate 9.0%
CoC Return 10.4%
Down (20%) $31,980
Repairs$3,000
HOA/mo $0
Total Cash In $39,980
1.20% rule (rent/price)

Single-family property with spacious square footage (1,639 sf) and solid metrics: 9.0% cap, $347/mo CF, 10.4% CoC return. Meets minimum thresholds for Strong Cash Flow classification. Year_built unknown is primary concern. Property suited for long-term Section 8 holding with good appreciation potential. Recommend full inspection.

HQS: Medium year_built_missing
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2210 Woodmere Rd

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $346/mo
Cap Rate 8.5%
CoC Return 8.2%
Down (20%) $39,999
Repairs$5,000
HOA/mo $0
Total Cash In $49,999
1.12% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $1,897/mo. Net cash flow: $347/mo ($4,161/yr). Cap rate: 8.5%. Cash-on-cash: 8.2%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $51,000 (down $40,000 + closing $6,000 + repairs $5,000). HQS risk: Medium.

HQS: Medium
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2956 Palm Lake Dr, Sarasota, FL 34234

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $344/mo
Cap Rate 9.3%
CoC Return 11.5%
Down (20%) $27,980
Repairs$3,000
HOA/mo $0
Total Cash In $35,980
1.26% rule (rent/price)

2BR/2BA with above-average sqft (1,500). 9.3% cap, $344/mo CF, 11.5% CoC. Clean metrics at $139.9K. Spacious layout may appeal to larger Section 8 families.

HQS: Low Year built unknown
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321 Bobby Jones Rd #321

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $343/mo
Cap Rate 8.5%
CoC Return 7.5%
Down (20%) $39,000
Repairs$10,000
HOA/mo $0
Total Cash In $54,000
1.13% rule (rent/price)

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,856/mo. Net cash flow: $344/mo ($4,124/yr). Cap rate: 8.5%. Cash-on-cash: 7.5%. Expense breakdown: Mortgage: $1,038 | Tax: $162 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $10,000. Total cash needed: $54,850 (down $39,000 + closing $5,850 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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101 S Rogers Ave, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $330/mo
Cap Rate 9.0%
CoC Return 8.8%
Down (20%) $29,800
Repairs$10,000
HOA/mo $0
Total Cash In $44,800
1.22% rule (rent/price)

Arcadia 2BR/1BA with strong fundamentals: $330/month positive cash flow, 9% cap rate, 8.8% CoC return. Description notes recent bathroom remodel and metal roof (HQS-friendly). 1950 vintage requires inspections for structural issues and lead, but seller has already invested in updates. Price point ($149K) is reasonable for this market segment. Passes 1% rule ($1,815 rent vs $149K price). Solid Section 8 investment.

HQS: Medium 196 days on market suggests slower rural market 1950 build requires lead paint disclosure and pre-purchase testingmetal roof condition verification needed
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1177 Jonah Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,750
Cash Flow $321/mo
Cap Rate 8.0%
CoC Return 6.7%
Down (20%) $47,800
Repairs$3,000
HOA/mo $175
Total Cash In $55,800
1.15% rule (rent/price)

SHA Payment Standard (3BR in 34289): $2,750/mo. Total monthly expenses: $2,429/mo. Net cash flow: $321/mo ($3,855/yr). Cap rate: 8.0%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $1,272 | Tax: $199 | Insurance: $150 | HOA: $175 | Vacancy: $220 | Mgmt: $275 | Maint: $138. Estimated repairs for HQS: $3,000. Total cash needed: $57,970 (down $47,800 + closing $7,170 + repairs $3,000). HQS risk: Low.

HQS: Low
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707 Ohara Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $319/mo
Cap Rate 8.1%
CoC Return 6.2%
Down (20%) $45,000
Repairs$10,000
HOA/mo $0
Total Cash In $60,000
1.07% rule (rent/price)

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,089/mo. Net cash flow: $320/mo ($3,839/yr). Cap rate: 8.1%. Cash-on-cash: 6.2%. Expense breakdown: Mortgage: $1,198 | Tax: $188 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $10,000. Total cash needed: $61,750 (down $45,000 + closing $6,750 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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2344 Melrose Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,750
Cash Flow $302/mo
Cap Rate 7.9%
CoC Return 6.2%
Down (20%) $48,400
Repairs$3,000
HOA/mo $175
Total Cash In $56,400
1.14% rule (rent/price)

SHA Payment Standard (3BR in 34289): $2,750/mo. Total monthly expenses: $2,447/mo. Net cash flow: $303/mo ($3,634/yr). Cap rate: 7.9%. Cash-on-cash: 6.2%. Expense breakdown: Mortgage: $1,288 | Tax: $202 | Insurance: $150 | HOA: $175 | Vacancy: $220 | Mgmt: $275 | Maint: $138. Estimated repairs for HQS: $3,000. Total cash needed: $58,660 (down $48,400 + closing $7,260 + repairs $3,000). HQS risk: Low.

HQS: Low
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6377 Myrtlewood Rd

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $283/mo
Cap Rate 7.9%
CoC Return 5.6%
Down (20%) $43,980
Repairs$10,000
HOA/mo $0
Total Cash In $58,980
1.06% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,037/mo. Net cash flow: $284/mo ($3,402/yr). Cap rate: 7.9%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $1,170 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $60,577 (down $43,980 + closing $6,597 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5919 Hobhill Ave

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $270/mo
Cap Rate 7.8%
CoC Return 5.3%
Down (20%) $44,400
Repairs$10,000
HOA/mo $0
Total Cash In $59,400
1.05% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,050/mo. Net cash flow: $271/mo ($3,247/yr). Cap rate: 7.8%. Cash-on-cash: 5.3%. Expense breakdown: Mortgage: $1,182 | Tax: $185 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $61,060 (down $44,400 + closing $6,660 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5358 Blue Horizon Way

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,673
Cash Flow $268/mo
Cap Rate 7.6%
CoC Return 5.2%
Down (20%) $53,000
Repairs$1,500
HOA/mo $8
Total Cash In $59,500
1.01% rule (rent/price)

SHA Payment Standard (4BR in 33598): $2,673/mo. Total monthly expenses: $2,404/mo. Net cash flow: $269/mo ($3,227/yr). Cap rate: 7.6%. Cash-on-cash: 5.2%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $8 | Vacancy: $214 | Mgmt: $267 | Maint: $134. Estimated repairs for HQS: $1,500. Total cash needed: $62,450 (down $53,000 + closing $7,950 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 176 (very stale)
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409 Bridle Path

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $258/mo
Cap Rate 7.7%
CoC Return 5.6%
Down (20%) $47,000
Repairs$1,500
HOA/mo $0
Total Cash In $53,500
1.03% rule (rent/price)

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,151/mo. Net cash flow: $258/mo ($3,100/yr). Cap rate: 7.7%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $1,500. Total cash needed: $55,550 (down $47,000 + closing $7,050 + repairs $1,500). HQS risk: Low.

HQS: Low
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256 Eider Rd

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $223/mo
Cap Rate 7.6%
CoC Return 4.4%
Down (20%) $44,000
Repairs$10,000
HOA/mo $0
Total Cash In $59,000
1.02% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,020/mo. Net cash flow: $224/mo ($2,683/yr). Cap rate: 7.6%. Cash-on-cash: 4.4%. Expense breakdown: Mortgage: $1,171 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $10,000. Total cash needed: $60,600 (down $44,000 + closing $6,600 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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7555 Hanchey St

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $221/mo
Cap Rate 7.5%
CoC Return 4.2%
Down (20%) $46,000
Repairs$10,000
HOA/mo $0
Total Cash In $61,000
1.01% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,100/mo. Net cash flow: $221/mo ($2,656/yr). Cap rate: 7.5%. Cash-on-cash: 4.2%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $62,900 (down $46,000 + closing $6,900 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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1762 22nd St

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,310
Cash Flow $212/mo
Cap Rate 7.5%
CoC Return 4.6%
Down (20%) $46,000
Repairs$3,000
HOA/mo $0
Total Cash In $54,000
1.00% rule (rent/price)

SHA Payment Standard (3BR in 34234): $2,310/mo. Total monthly expenses: $2,097/mo. Net cash flow: $213/mo ($2,555/yr). Cap rate: 7.5%. Cash-on-cash: 4.6%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $185 | Mgmt: $231 | Maint: $116. Estimated repairs for HQS: $3,000. Total cash needed: $55,900 (down $46,000 + closing $6,900 + repairs $3,000). HQS risk: Low.

HQS: Low
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5450 Longwood Run Blvd #103 ##103

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $204/mo
Cap Rate 7.7%
CoC Return 5.3%
Down (20%) $35,997
Repairs$5,000
HOA/mo $520
Total Cash In $45,997
1.43% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,370/mo. Net cash flow: $204/mo ($2,448/yr). Cap rate: 7.7%. Cash-on-cash: 5.3%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $520 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $5,000. Total cash needed: $46,397 (down $35,997 + closing $5,400 + repairs $5,000). HQS risk: Medium.

HQS: Medium DOM 238 (very stale) High HOA $520/mo
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2896 Coldwater Ln

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,453
Cash Flow $199/mo
Cap Rate 7.3%
CoC Return 3.8%
Down (20%) $50,000
Repairs$5,000
HOA/mo $0
Total Cash In $60,000
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34286): $2,453/mo. Total monthly expenses: $2,253/mo. Net cash flow: $200/mo ($2,398/yr). Cap rate: 7.3%. Cash-on-cash: 3.8%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $196 | Mgmt: $245 | Maint: $123. Estimated repairs for HQS: $5,000. Total cash needed: $62,500 (down $50,000 + closing $7,500 + repairs $5,000). HQS risk: Medium.

HQS: Medium
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2630 River Preserve Ct #1260 ##1260

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $198/mo
Cap Rate 7.8%
CoC Return 5.7%
Down (20%) $33,999
Repairs$3,000
HOA/mo $460
Total Cash In $41,999
1.42% rule (rent/price)

SHA Payment Standard (3BR in 34208): $2,409/mo. Total monthly expenses: $2,211/mo. Net cash flow: $198/mo ($2,381/yr). Cap rate: 7.8%. Cash-on-cash: 5.7%. Expense breakdown: Mortgage: $905 | Tax: $142 | Insurance: $150 | HOA: $460 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $3,000. Total cash needed: $42,100 (down $34,000 + closing $5,100 + repairs $3,000). HQS risk: Low.

HQS: Low High HOA $460/mo
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2630 River Preserve Ct #1260, Bradenton, FL 34208

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $198/mo
Cap Rate 7.8%
CoC Return 5.7%
Down (20%) $33,999
Repairs$3,000
HOA/mo $460
Total Cash In $41,999
1.42% rule (rent/price)

Excellent value: 3BR/2BA in Bradenton at $170K with $2,409 payment standard. Described as beautifully maintained, low HQS risk ($3K repairs). Positive $198/month cash flow, 7.8% cap rate, 5.7% CoC return. Only 41 days on market. Strong fundamentals for Section 8 rental. This is the best property in the batch.

HQS: Low
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8793 Daybreak St, Sarasota, FL 34241

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $183/mo
Cap Rate 7.3%
CoC Return 3.9%
Down (20%) $49,000
Repairs$3,000
HOA/mo $174
Total Cash In $57,000
1.07% rule (rent/price)

Skye Ranch brand-new 2024 townhome with solid $183/month positive cash flow and excellent 7.3% cap rate. Move-in ready, meticulously maintained, partially furnished (dining set + bedsets included). Low HOA ($174), minimal repairs ($3K), and reasonable CoC return 3.9%. 55 days on market reasonable for new construction. Strong HQS compliance.

HQS: Low 55_days_on_market_new_construction
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7845 Eagle Creek Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $163/mo
Cap Rate 7.3%
CoC Return 3.3%
Down (20%) $43,000
Repairs$10,000
HOA/mo $345
Total Cash In $58,000
1.20% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,411/mo. Net cash flow: $163/mo ($1,962/yr). Cap rate: 7.3%. Cash-on-cash: 3.3%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $345 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $59,450 (down $43,000 + closing $6,450 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 129 (very stale)
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8540 Daybreak St, Sarasota, FL 34241

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $159/mo
Cap Rate 7.2%
CoC Return 3.3%
Down (20%) $49,800
Repairs$3,000
HOA/mo $174
Total Cash In $57,800
1.05% rule (rent/price)

Skye Ranch 2024 townhome with strong $159/month cash flow, excellent 7.2% cap rate, and solid 3.3% CoC return. Gently used by original owner (not investor-held), meticulously maintained. Low HOA ($174), minimal repairs ($3K). Move-in ready for Section 8 tenant placement. 23 days on market in competitive Sarasota market indicates fairly priced. Top-tier deal in this batch.

HQS: Low
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238 Cape Harbour Loop #102 ##102

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,537
Cash Flow $152/mo
Cap Rate 7.2%
CoC Return 3.5%
Down (20%) $43,000
Repairs$3,000
HOA/mo $328
Total Cash In $51,000
1.18% rule (rent/price)

SHA Payment Standard (3BR in 34212): $2,537/mo. Total monthly expenses: $2,385/mo. Net cash flow: $152/mo ($1,824/yr). Cap rate: 7.2%. Cash-on-cash: 3.5%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $328 | Vacancy: $203 | Mgmt: $254 | Maint: $127. Estimated repairs for HQS: $3,000. Total cash needed: $52,450 (down $43,000 + closing $6,450 + repairs $3,000). HQS risk: Low.

HQS: Low DOM 161 (very stale)
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6786 Carovel Ave

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $145/mo
Cap Rate 7.1%
CoC Return 2.7%
Down (20%) $47,800
Repairs$10,000
HOA/mo $20
Total Cash In $62,800
0.97% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,175/mo. Net cash flow: $146/mo ($1,751/yr). Cap rate: 7.1%. Cash-on-cash: 2.7%. Expense breakdown: Mortgage: $1,272 | Tax: $199 | Insurance: $150 | HOA: $20 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $64,970 (down $47,800 + closing $7,170 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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1652 SW Harlem Cir

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $140/mo
Cap Rate 7.3%
CoC Return 3.6%
Down (20%) $35,980
Repairs$5,000
HOA/mo $0
Total Cash In $45,980
1.01% rule (rent/price)

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,675/mo. Net cash flow: $140/mo ($1,682/yr). Cap rate: 7.3%. Cash-on-cash: 3.6%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $5,000. Total cash needed: $46,377 (down $35,980 + closing $5,397 + repairs $5,000). HQS risk: Medium.

HQS: Medium
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1652 SW Harlem Cir, Arcadia, FL 34266

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $140/mo
Cap Rate 7.3%
CoC Return 4.0%
Down (20%) $35,980
Repairs$1,200
HOA/mo $0
Total Cash In $42,180
1.01% rule (rent/price)

Outstanding Section 8 rental opportunity: fully renovated 2BR/1BA with $140/month positive cash flow, 7.3% cap rate, and 4.0% cash-on-cash return. New roof, AC, appliances, flooring, and paint ensure low HQS risk and minimal near-term maintenance. Passes the 1% rule. Lowest total capital required ($42,180 cash invested). Arcadia's affordable market delivers what overpriced Wimauma developments cannot.

HQS: Low 35 days on market indicates patience required for Arcadia properties
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4460 Ironwood Cir Unit 407A #Unit 407A

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $132/mo
Cap Rate 7.6%
CoC Return 4.0%
Down (20%) $25,800
Repairs$10,000
HOA/mo $567
Total Cash In $40,800
1.65% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,002/mo. Net cash flow: $132/mo ($1,585/yr). Cap rate: 7.6%. Cash-on-cash: 4.0%. Expense breakdown: Mortgage: $687 | Tax: $108 | Insurance: $150 | HOA: $567 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $10,000. Total cash needed: $39,670 (down $25,800 + closing $3,870 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $567/mo
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17136 White Mangrove Dr

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,673
Cash Flow $130/mo
Cap Rate 7.0%
CoC Return 2.4%
Down (20%) $55,000
Repairs$1,500
HOA/mo $85
Total Cash In $61,500
0.97% rule (rent/price)

SHA Payment Standard (4BR in 33598): $2,673/mo. Total monthly expenses: $2,543/mo. Net cash flow: $130/mo ($1,565/yr). Cap rate: 7.0%. Cash-on-cash: 2.4%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $85 | Vacancy: $214 | Mgmt: $267 | Maint: $134. Estimated repairs for HQS: $1,500. Total cash needed: $64,750 (down $55,000 + closing $8,250 + repairs $1,500). HQS risk: Low.

HQS: Low
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6221 Timber Lake Dr Unit C10 #Unit C10

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $110/mo
Cap Rate 7.0%
CoC Return 2.2%
Down (20%) $45,000
Repairs$10,000
HOA/mo $336
Total Cash In $60,000
1.14% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,463/mo. Net cash flow: $111/mo ($1,331/yr). Cap rate: 7.0%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $1,198 | Tax: $188 | Insurance: $150 | HOA: $336 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $61,750 (down $45,000 + closing $6,750 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 209 (very stale)
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12420 Crystal Jade Way

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $108/mo
Cap Rate 7.0%
CoC Return 2.6%
Down (20%) $43,000
Repairs$1,500
HOA/mo $366
Total Cash In $49,500
1.18% rule (rent/price)

SHA Payment Standard (3BR in 34219): $2,530/mo. Total monthly expenses: $2,421/mo. Net cash flow: $109/mo ($1,303/yr). Cap rate: 7.0%. Cash-on-cash: 2.6%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $366 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $1,500. Total cash needed: $50,950 (down $43,000 + closing $6,450 + repairs $1,500). HQS risk: Low.

HQS: Low
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5972 Hibiscus Dr #207 ##207

Strong Cash Flow
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $107/mo
Cap Rate 7.6%
CoC Return 3.8%
Down (20%) $21,000
Repairs$10,000
HOA/mo $426
Total Cash In $36,000
1.64% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,620/mo. Net cash flow: $107/mo ($1,289/yr). Cap rate: 7.6%. Cash-on-cash: 3.8%. Expense breakdown: Mortgage: $559 | Tax: $88 | Insurance: $150 | HOA: $426 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $10,000. Total cash needed: $34,150 (down $21,000 + closing $3,150 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $426/mo
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Worth Investigating

317

915 Seaside Dr #607

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,861
Cash Flow $2,330/mo
Cap Rate 41.3%
CoC Return 119.5%
Down (20%) $16,000
Repairs$5,000
HOA/mo $0
Total Cash In $26,000
4.83% rule (rent/price)

SHA Payment Standard (3BR in 34242): $3,861/mo. Total monthly expenses: $1,530/mo. Net cash flow: $2,331/mo ($27,966/yr). Cap rate: 41.3%. Cash-on-cash: 119.5%. Expense breakdown: Mortgage: $426 | Tax: $67 | Insurance: $150 | HOA: $0 | Vacancy: $309 | Mgmt: $386 | Maint: $193. Estimated repairs for HQS: $5,000. Total cash needed: $23,400 (down $16,000 + closing $2,400 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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911 Byron Ln

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,434/mo
Cap Rate 16.8%
CoC Return 40.1%
Down (20%) $33,000
Repairs$5,000
HOA/mo $0
Total Cash In $43,000
2.05% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $1,942/mo. Net cash flow: $1,435/mo ($17,215/yr). Cap rate: 16.8%. Cash-on-cash: 40.1%. Expense breakdown: Mortgage: $878 | Tax: $138 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $42,950 (down $33,000 + closing $4,950 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1009 Longfellow Ct #1009

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,293/mo
Cap Rate 14.6%
CoC Return 32.2%
Down (20%) $37,580
Repairs$5,000
HOA/mo $0
Total Cash In $47,580
1.80% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,083/mo. Net cash flow: $1,294/mo ($15,523/yr). Cap rate: 14.6%. Cash-on-cash: 32.2%. Expense breakdown: Mortgage: $1,000 | Tax: $157 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $48,217 (down $37,580 + closing $5,637 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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923 Byron Ln #12-C

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,280/mo
Cap Rate 14.5%
CoC Return 31.6%
Down (20%) $38,000
Repairs$5,000
HOA/mo $0
Total Cash In $48,000
1.78% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,096/mo. Net cash flow: $1,281/mo ($15,368/yr). Cap rate: 14.5%. Cash-on-cash: 31.6%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $48,700 (down $38,000 + closing $5,700 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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965 Whitman Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,266/mo
Cap Rate 19.6%
CoC Return 34.2%
Down (20%) $22,980
Repairs$18,000
HOA/mo $476
Total Cash In $45,980
2.94% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,110/mo. Net cash flow: $1,267/mo ($15,204/yr). Cap rate: 19.6%. Cash-on-cash: 34.2%. Expense breakdown: Mortgage: $612 | Tax: $96 | Insurance: $150 | HOA: $476 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $44,427 (down $22,980 + closing $3,447 + repairs $18,000). HQS risk: High.

HQS: High High HOA $476/mo
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2813 Midnight Pearl Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$4,004
Cash Flow $1,240/mo
Cap Rate 11.8%
CoC Return 21.8%
Down (20%) $54,980
Repairs$5,000
HOA/mo $0
Total Cash In $64,980
1.46% rule (rent/price)

SHA Payment Standard (3BR in 34240): $4,004/mo. Total monthly expenses: $2,763/mo. Net cash flow: $1,241/mo ($14,890/yr). Cap rate: 11.8%. Cash-on-cash: 21.8%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $320 | Mgmt: $400 | Maint: $200. Estimated repairs for HQS: $5,000. Total cash needed: $68,227 (down $54,980 + closing $8,247 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4459 Rayfield Dr #D

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,219/mo
Cap Rate 13.7%
CoC Return 28.7%
Down (20%) $40,000
Repairs$5,000
HOA/mo $0
Total Cash In $50,000
1.69% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,158/mo. Net cash flow: $1,219/mo ($14,630/yr). Cap rate: 13.7%. Cash-on-cash: 28.7%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $51,000 (down $40,000 + closing $6,000 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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927 Byron Ln Unit 13-B #Unit 13-B

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $1,204/mo
Cap Rate 18.0%
CoC Return 30.9%
Down (20%) $25,000
Repairs$18,000
HOA/mo $476
Total Cash In $48,000
2.70% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,172/mo. Net cash flow: $1,205/mo ($14,458/yr). Cap rate: 18.0%. Cash-on-cash: 30.9%. Expense breakdown: Mortgage: $665 | Tax: $104 | Insurance: $150 | HOA: $476 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $46,750 (down $25,000 + closing $3,750 + repairs $18,000). HQS risk: High.

HQS: High DOM 195 (very stale) High HOA $476/mo
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4892 Gratlyn Terrace

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $1,163/mo
Cap Rate 15.7%
CoC Return 35.4%
Down (20%) $29,980
Repairs$5,000
HOA/mo $0
Total Cash In $39,980
1.94% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $1,741/mo. Net cash flow: $1,163/mo ($13,960/yr). Cap rate: 15.7%. Cash-on-cash: 35.4%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $39,477 (down $29,980 + closing $4,497 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4444 Webber St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,893
Cash Flow $1,093/mo
Cap Rate 14.6%
CoC Return 21.2%
Down (20%) $31,980
Repairs$25,000
HOA/mo $0
Total Cash In $61,980
1.81% rule (rent/price)

SHA Payment Standard (3BR in 34232): $2,893/mo. Total monthly expenses: $1,800/mo. Net cash flow: $1,093/mo ($13,120/yr). Cap rate: 14.6%. Cash-on-cash: 21.2%. Expense breakdown: Mortgage: $851 | Tax: $133 | Insurance: $150 | HOA: $0 | Vacancy: $231 | Mgmt: $289 | Maint: $145. Estimated repairs for HQS: $25,000. Total cash needed: $61,777 (down $31,980 + closing $4,797 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1959)
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4444 Webber St, Sarasota, FL 34232

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,893
Cash Flow $1,093/mo
Cap Rate 14.6%
CoC Return 25.2%
Down (20%) $31,980
Repairs$15,000
HOA/mo $0
Total Cash In $51,980
1.81% rule (rent/price)

Extraordinary metrics: $1,093/month cash flow, 14.6% cap rate, 25.2% CoC return are among best in batch. Just listed (6 days), offered as-is requiring full renovation in a rapidly improving Sarasota Springs neighborhood. 1959 vintage with full renovation needed suggests significant systems work, potential code violations, possible foundation or roof issues. $15K repair estimate seems low for as-is full renovation—actual costs may reach $30-40K. Strong returns IF repairs contain within estimate.

HQS: High sold as-isrequires full renovationvalue-add language indicates major work neededjust listed (may be desperate seller) 1959 vintage = lead paint certainas-is sale suggests unknown issues (foundation, roof, systems)repair estimate of $15K likely understates full renovation costunknown structural/foundation conditionpotential environmental issues not disclosed
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1722 Boswell Street

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $1,008/mo
Cap Rate 13.3%
CoC Return 26.8%
Down (20%) $35,000
Repairs$5,000
HOA/mo $0
Total Cash In $45,000
1.66% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $1,895/mo. Net cash flow: $1,009/mo ($12,106/yr). Cap rate: 13.3%. Cash-on-cash: 26.8%. Expense breakdown: Mortgage: $931 | Tax: $146 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $45,250 (down $35,000 + closing $5,250 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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6860 Whitman Ct Unit 32B #Unit 32B

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $897/mo
Cap Rate 12.5%
CoC Return 18.5%
Down (20%) $35,000
Repairs$18,000
HOA/mo $476
Total Cash In $58,000
1.93% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,480/mo. Net cash flow: $897/mo ($10,764/yr). Cap rate: 12.5%. Cash-on-cash: 18.5%. Expense breakdown: Mortgage: $931 | Tax: $146 | Insurance: $150 | HOA: $476 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $58,250 (down $35,000 + closing $5,250 + repairs $18,000). HQS risk: High.

HQS: High High HOA $476/mo
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4045 Crockers Lake Blvd #2215

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,410
Cash Flow $881/mo
Cap Rate 10.5%
CoC Return 16.4%
Down (20%) $51,800
Repairs$5,000
HOA/mo $0
Total Cash In $61,800
1.32% rule (rent/price)

SHA Payment Standard (3BR in 34238): $3,410/mo. Total monthly expenses: $2,529/mo. Net cash flow: $881/mo ($10,576/yr). Cap rate: 10.5%. Cash-on-cash: 16.4%. Expense breakdown: Mortgage: $1,379 | Tax: $216 | Insurance: $150 | HOA: $0 | Vacancy: $273 | Mgmt: $341 | Maint: $170. Estimated repairs for HQS: $5,000. Total cash needed: $64,570 (down $51,800 + closing $7,770 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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1129 SW Golden Ave, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $868/mo
Cap Rate 14.0%
CoC Return 18.2%
Down (20%) $27,200
Repairs$25,000
HOA/mo $0
Total Cash In $57,200
1.77% rule (rent/price)

Distressed property in affordable Arcadia with strong 14% cap rate and 18.2% CoC. However, $25K repair estimate for deferred maintenance and system updates is substantial. Built 1972 (pre-1978 lead risk). Positive $868/month cash flow is attractive but contingent on controlling $25K+ repair scope. 86 days on market reflects investor rehab positioning.

HQS: High 86 days on marketdeferred maintenancerequires repairs and updatesinvestor/renovator property High repair cost ($25K) creates execution riskPre-1978 construction—lead paint likelyMetal roof may indicate age/condition issues
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508 44th Ave E LOT C12, Bradenton, FL 34203

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $818/mo
Cap Rate 22.0%
CoC Return 47.7%
Down (20%) $12,580
Repairs$3,000
HOA/mo $0
Total Cash In $20,580
2.80% rule (rent/price)

Exceptional financial metrics (22% cap rate, 47.7% CoC) on $62.9K manufactured home lot, but HIGH HQS risk. Mobile homes face strict HQS structural requirements, potential foundation issues, and park lease/title complications. Investigate park ownership, lease terms, HOA restrictions on Section 8, and pre-purchase HQS inspection. Verify lot ownership vs. park land lease.

HQS: High ultra-low price suggests potential issuesmanufactured home lot — verify park terms manufactured home — HQS structural/foundation requirements strictlot/park ownership unclearpotential park restrictions on Section 8 rentalsprice may indicate distressed/problem property
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1129 SW Golden Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $806/mo
Cap Rate 13.0%
CoC Return 18.8%
Down (20%) $29,200
Repairs$18,000
HOA/mo $0
Total Cash In $52,200
1.65% rule (rent/price)

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $1,603/mo. Net cash flow: $806/mo ($9,674/yr). Cap rate: 13.0%. Cash-on-cash: 18.8%. Expense breakdown: Mortgage: $777 | Tax: $122 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $18,000. Total cash needed: $51,580 (down $29,200 + closing $4,380 + repairs $18,000). HQS risk: High.

HQS: High DOM 66 (aging)
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1841 Northland Avenue

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $793/mo
Cap Rate 10.9%
CoC Return 17.9%
Down (20%) $42,000
Repairs$5,000
HOA/mo $0
Total Cash In $52,000
1.38% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,111/mo. Net cash flow: $793/mo ($9,520/yr). Cap rate: 10.9%. Cash-on-cash: 17.9%. Expense breakdown: Mortgage: $1,118 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $53,300 (down $42,000 + closing $6,300 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3969 Markle Avenue

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $793/mo
Cap Rate 10.2%
CoC Return 15.2%
Down (20%) $49,980
Repairs$5,000
HOA/mo $0
Total Cash In $59,980
1.29% rule (rent/price)

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,430/mo. Net cash flow: $793/mo ($9,521/yr). Cap rate: 10.2%. Cash-on-cash: 15.2%. Expense breakdown: Mortgage: $1,330 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $5,000. Total cash needed: $62,477 (down $49,980 + closing $7,497 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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242 Clemson Rd, Venice, FL 34293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $766/mo
Cap Rate 10.6%
CoC Return 12.4%
Down (20%) $43,980
Repairs$25,000
HOA/mo $0
Total Cash In $73,980
1.34% rule (rent/price)

Highest cap rate (10.6%) with strong $2,948 3BR payment standard and $766/month cash flow. $25K repair estimate absorbed by robust NOI. Recent systems (roof <5yr, A/C 5yr) mitigate age concerns. Beach proximity and boat ramp boost tenant appeal. Pre-1978 lead paint requires survey but strong economics justify negotiation.

HQS: High pre-1978 construction — lead paint survey required before closing$25K repair estimate (11.4% of price)
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2727 75th St W APT 1AF

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $755/mo
Cap Rate 13.9%
CoC Return 27.8%
Down (20%) $23,980
Repairs$5,000
HOA/mo $0
Total Cash In $33,980
1.78% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,379/mo. Net cash flow: $755/mo ($9,061/yr). Cap rate: 13.9%. Cash-on-cash: 27.8%. Expense breakdown: Mortgage: $638 | Tax: $100 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $32,577 (down $23,980 + closing $3,597 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4138 Central Sarasota Pkwy #1526

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,596
Cash Flow $740/mo
Cap Rate 11.3%
CoC Return 19.2%
Down (20%) $36,000
Repairs$5,000
HOA/mo $0
Total Cash In $46,000
1.44% rule (rent/price)

SHA Payment Standard (2BR in 34238): $2,596/mo. Total monthly expenses: $1,855/mo. Net cash flow: $741/mo ($8,891/yr). Cap rate: 11.3%. Cash-on-cash: 19.2%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $208 | Mgmt: $260 | Maint: $130. Estimated repairs for HQS: $5,000. Total cash needed: $46,400 (down $36,000 + closing $5,400 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3680 Ironwood Cir APT 704L

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $724/mo
Cap Rate 13.3%
CoC Return 25.8%
Down (20%) $24,980
Repairs$5,000
HOA/mo $0
Total Cash In $34,980
1.71% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,410/mo. Net cash flow: $724/mo ($8,692/yr). Cap rate: 13.3%. Cash-on-cash: 25.8%. Expense breakdown: Mortgage: $665 | Tax: $104 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $33,727 (down $24,980 + closing $3,747 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1328 Jamaica Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $704/mo
Cap Rate 10.1%
CoC Return 10.8%
Down (20%) $46,000
Repairs$25,000
HOA/mo $0
Total Cash In $76,000
1.28% rule (rent/price)

SHA Payment Standard (3BR in 34293): $2,948/mo. Total monthly expenses: $2,244/mo. Net cash flow: $704/mo ($8,450/yr). Cap rate: 10.1%. Cash-on-cash: 10.8%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $236 | Mgmt: $295 | Maint: $147. Estimated repairs for HQS: $25,000. Total cash needed: $77,900 (down $46,000 + closing $6,900 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1959)
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4200 Ironwood Cir #203B

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $692/mo
Cap Rate 12.8%
CoC Return 23.8%
Down (20%) $26,000
Repairs$5,000
HOA/mo $0
Total Cash In $36,000
1.64% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,441/mo. Net cash flow: $693/mo ($8,315/yr). Cap rate: 12.8%. Cash-on-cash: 23.8%. Expense breakdown: Mortgage: $692 | Tax: $108 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $34,900 (down $26,000 + closing $3,900 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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4445 Rayfield Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,377
Cash Flow $683/mo
Cap Rate 10.7%
CoC Return 13.3%
Down (20%) $37,998
Repairs$18,000
HOA/mo $597
Total Cash In $60,998
1.78% rule (rent/price)

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,693/mo. Net cash flow: $684/mo ($8,205/yr). Cap rate: 10.7%. Cash-on-cash: 13.3%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $597 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $61,698 (down $37,998 + closing $5,700 + repairs $18,000). HQS risk: High.

HQS: High DOM 65 (aging) High HOA $597/mo
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3573 Giblin Drive

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,223
Cash Flow $669/mo
Cap Rate 9.4%
CoC Return 12.0%
Down (20%) $54,000
Repairs$5,000
HOA/mo $0
Total Cash In $64,000
1.19% rule (rent/price)

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,553/mo. Net cash flow: $670/mo ($8,036/yr). Cap rate: 9.4%. Cash-on-cash: 12.0%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $5,000. Total cash needed: $67,100 (down $54,000 + closing $8,100 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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7500 40th Ave W APT 108

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $662/mo
Cap Rate 12.3%
CoC Return 22.1%
Down (20%) $26,980
Repairs$5,000
HOA/mo $0
Total Cash In $36,980
1.58% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,471/mo. Net cash flow: $663/mo ($7,953/yr). Cap rate: 12.3%. Cash-on-cash: 22.1%. Expense breakdown: Mortgage: $718 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $36,027 (down $26,980 + closing $4,047 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1247 N Fairoaks Drive

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $659/mo
Cap Rate 9.8%
CoC Return 13.6%
Down (20%) $46,348
Repairs$5,000
HOA/mo $0
Total Cash In $56,348
1.25% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,244/mo. Net cash flow: $660/mo ($7,914/yr). Cap rate: 9.8%. Cash-on-cash: 13.6%. Expense breakdown: Mortgage: $1,233 | Tax: $193 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $58,301 (down $46,349 + closing $6,952 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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205 Bimini Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $629/mo
Cap Rate 10.4%
CoC Return 15.5%
Down (20%) $37,980
Repairs$5,000
HOA/mo $0
Total Cash In $47,980
1.33% rule (rent/price)

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $1,901/mo. Net cash flow: $629/mo ($7,549/yr). Cap rate: 10.4%. Cash-on-cash: 15.5%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $5,000. Total cash needed: $48,677 (down $37,980 + closing $5,697 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1128 New London Street

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $609/mo
Cap Rate 9.4%
CoC Return 12.2%
Down (20%) $47,980
Repairs$5,000
HOA/mo $0
Total Cash In $57,980
1.21% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,295/mo. Net cash flow: $609/mo ($7,312/yr). Cap rate: 9.4%. Cash-on-cash: 12.2%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $60,177 (down $47,980 + closing $7,197 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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6356 7th Ave W #6356

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,805
Cash Flow $594/mo
Cap Rate 9.5%
CoC Return 12.3%
Down (20%) $46,000
Repairs$5,000
HOA/mo $0
Total Cash In $56,000
1.22% rule (rent/price)

SHA Payment Standard (3BR in 34209): $2,805/mo. Total monthly expenses: $2,211/mo. Net cash flow: $594/mo ($7,128/yr). Cap rate: 9.5%. Cash-on-cash: 12.3%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $224 | Mgmt: $280 | Maint: $140. Estimated repairs for HQS: $5,000. Total cash needed: $57,900 (down $46,000 + closing $6,900 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1437 17th St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,772
Cash Flow $593/mo
Cap Rate 9.5%
CoC Return 9.3%
Down (20%) $45,180
Repairs$25,000
HOA/mo $0
Total Cash In $75,180
1.23% rule (rent/price)

SHA Payment Standard (4BR in 34234): $2,772/mo. Total monthly expenses: $2,178/mo. Net cash flow: $594/mo ($7,126/yr). Cap rate: 9.5%. Cash-on-cash: 9.3%. Expense breakdown: Mortgage: $1,202 | Tax: $188 | Insurance: $150 | HOA: $0 | Vacancy: $222 | Mgmt: $277 | Maint: $139. Estimated repairs for HQS: $25,000. Total cash needed: $76,957 (down $45,180 + closing $6,777 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1956)
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3181 Nekoosa Street

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $591/mo
Cap Rate 10.6%
CoC Return 16.1%
Down (20%) $33,980
Repairs$5,000
HOA/mo $0
Total Cash In $43,980
1.37% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $1,730/mo. Net cash flow: $591/mo ($7,096/yr). Cap rate: 10.6%. Cash-on-cash: 16.1%. Expense breakdown: Mortgage: $904 | Tax: $142 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $5,000. Total cash needed: $44,077 (down $33,980 + closing $5,097 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4640 NE Cubitis Ave, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $570/mo
Cap Rate 12.6%
CoC Return 13.2%
Down (20%) $22,000
Repairs$25,000
HOA/mo $0
Total Cash In $52,000
1.65% rule (rent/price)

Lowest-price deal in batch ($110K) with excellent 12.6% cap rate and 13.2% CoC on 2BR. However, 1961 'solid bones' language masks high HQS risk — plumbing, electrical, roof, lead paint all likely failure points. $25K repair reserve is conservative; actual costs may exceed. Arcadia market is rural. Strong metrics tempered by execution risk.

HQS: High Fresh listing (10 days on market) 1961 construction = critical systems at end of life'Solid bones' language often masks buried problemsHigh HQS risk despite attractive prices$25K repair estimate may be low for 1961 homeOnly 2BR limits tenant poolArcadia rural market
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5905 36th Ave Cir W

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,805
Cash Flow $563/mo
Cap Rate 9.3%
CoC Return 11.4%
Down (20%) $47,000
Repairs$5,000
HOA/mo $0
Total Cash In $57,000
1.19% rule (rent/price)

SHA Payment Standard (3BR in 34209): $2,805/mo. Total monthly expenses: $2,242/mo. Net cash flow: $563/mo ($6,759/yr). Cap rate: 9.3%. Cash-on-cash: 11.4%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $224 | Mgmt: $280 | Maint: $140. Estimated repairs for HQS: $5,000. Total cash needed: $59,050 (down $47,000 + closing $7,050 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4721 10th Street Ct E #68

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $555/mo
Cap Rate 12.7%
CoC Return 22.9%
Down (20%) $21,100
Repairs$3,000
HOA/mo $0
Total Cash In $29,100
1.67% rule (rent/price)

Condo unit with solid cap rate (12.7%) and cash flow ($555/mo). Year_built and square footage unknown. Before proceeding, verify HOA allows Section 8 rentals with no restrictions or caps. Request full HOA documentation and condo building specifications. If HOA approves Section 8, metrics justify further due diligence.

HQS: Medium condo_unityear_built_missingno_sqft_data hoa_section8_policy_must_verify
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60 Strathmore Blvd #60

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,332
Cash Flow $544/mo
Cap Rate 10.0%
CoC Return 14.2%
Down (20%) $35,780
Repairs$5,000
HOA/mo $0
Total Cash In $45,780
1.30% rule (rent/price)

SHA Payment Standard (2BR in 34233): $2,332/mo. Total monthly expenses: $1,788/mo. Net cash flow: $544/mo ($6,533/yr). Cap rate: 10.0%. Cash-on-cash: 14.2%. Expense breakdown: Mortgage: $952 | Tax: $149 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $46,147 (down $35,780 + closing $5,367 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3615 Adelia Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $532/mo
Cap Rate 11.3%
CoC Return 18.8%
Down (20%) $25,980
Repairs$3,000
HOA/mo $0
Total Cash In $33,980
1.48% rule (rent/price)

Single-family property in Parrish with solid fundamentals: 11.3% cap, $532/mo CF, 18.8% CoC return. Missing square footage data and year_built prevent full assessment. Moderate price point suggests fair market value. Strong rent potential with $1,925 payment standard. Recommend inspection and HQS walkthrough.

HQS: Medium year_built_missingno_sqft_data
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116 Jacaranda Way

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $532/mo
Cap Rate 11.3%
CoC Return 18.8%
Down (20%) $25,980
Repairs$3,000
HOA/mo $0
Total Cash In $33,980
1.48% rule (rent/price)

Single-family property identical financial profile to 3615 Adelia but with better data (1,232 sf). 11.3% cap rate and $532/mo CF meet minimum thresholds. Year_built unknown is primary concern. Good rent potential ($1,925/mo) and CoC return of 18.8% justify further investigation if condition is acceptable.

HQS: Medium year_built_missing
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1769 Parakeet Way #603

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $528/mo
Cap Rate 10.2%
CoC Return 14.8%
Down (20%) $33,000
Repairs$5,000
HOA/mo $0
Total Cash In $43,000
1.33% rule (rent/price)

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,672/mo. Net cash flow: $528/mo ($6,340/yr). Cap rate: 10.2%. Cash-on-cash: 14.8%. Expense breakdown: Mortgage: $878 | Tax: $138 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $5,000. Total cash needed: $42,950 (down $33,000 + closing $4,950 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2350 Firebrand Rd, North Port, FL 34288

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $431/mo
Cap Rate 8.3%
CoC Return 8.2%
Down (20%) $53,800
Repairs$4,500
HOA/mo $0
Total Cash In $63,300
1.08% rule (rent/price)

New construction (2022) with zero HQS risk and modest $431/month positive cash flow at 8.3% cap rate. However, premium price of $269K on North Port market limits returns (8.2% CoC is adequate but not compelling). Fresh listing (4 days) and 'As-Is' sale with seller 'no knowledge of conditions' is unusual for 2022 construction—investigate why.

HQS: Low As-Is sale despite 2022 constructionSeller disclaims knowledge of property condition As-Is clause on new home is suspicious—may indicate construction defects, title issues, or undisclosed damage
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4522 Narraganset Trail #84

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,332
Cash Flow $426/mo
Cap Rate 9.0%
CoC Return 10.1%
Down (20%) $39,599
Repairs$5,000
HOA/mo $0
Total Cash In $49,599
1.18% rule (rent/price)

SHA Payment Standard (2BR in 34233): $2,332/mo. Total monthly expenses: $1,905/mo. Net cash flow: $427/mo ($5,122/yr). Cap rate: 9.0%. Cash-on-cash: 10.1%. Expense breakdown: Mortgage: $1,054 | Tax: $165 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $50,540 (down $39,600 + closing $5,940 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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5120-8 A St E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $424/mo
Cap Rate 10.4%
CoC Return 14.9%
Down (20%) $25,380
Repairs$5,000
HOA/mo $0
Total Cash In $35,380
1.39% rule (rent/price)

SHA Payment Standard (2BR in 34203): $1,760/mo. Total monthly expenses: $1,336/mo. Net cash flow: $424/mo ($5,088/yr). Cap rate: 10.4%. Cash-on-cash: 14.9%. Expense breakdown: Mortgage: $675 | Tax: $106 | Insurance: $150 | HOA: $0 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $5,000. Total cash needed: $34,187 (down $25,380 + closing $3,807 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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704 N Manatee Ave, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $418/mo
Cap Rate 8.8%
CoC Return 7.0%
Down (20%) $41,800
Repairs$25,000
HOA/mo $0
Total Cash In $71,800
1.15% rule (rent/price)

Decent cap rate of 8.8% and monthly cash flow of $418, but $25K estimated repair cost and pre-1978 construction significantly increases project risk. 1972 build year requires lead paint disclosure and likely HVAC/plumbing/electrical updates. CoC return of 7.0% is below target even before repair investment.

HQS: High 12 days on market Built 1972 - PRE-1978 LEAD PAINT RISK requiring disclosure and likely abatementHigh repair estimate ($25K) suggests significant deferred maintenance1.5BA for 3BR is below HQS standards
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2115 9th Ave W APT 3D

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $417/mo
Cap Rate 10.9%
CoC Return 16.7%
Down (20%) $22,000
Repairs$3,000
HOA/mo $0
Total Cash In $30,000
1.47% rule (rent/price)

Apartment unit with decent fundamentals: 10.9% cap, $417/mo CF, 16.7% CoC return. Small unit (759 sf) may limit tenant pool, but rent potential is solid for 34205 zip. Year_built unknown is concern. Verify building management policies on Section 8 tenants and confirm no rental restrictions in lease terms.

HQS: Medium apartment_unityear_built_missingsmall_sqft building_management_section8_policy_unknown
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102 Sandhurst Dr, Venice, FL 34293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $408/mo
Cap Rate 9.0%
CoC Return 9.2%
Down (20%) $38,000
Repairs$10,000
HOA/mo $0
Total Cash In $53,000
1.18% rule (rent/price)

Built 1979 with solid 9% cap rate and decent $408/mo cash flow, but 9.2% CoC return and $10K repair estimate suggest modest upside. Venice market commands premium rent ($2,244) but property needs updates for HQS compliance. Screened lanai and dual bathrooms are Section 8 friendly.

HQS: Medium offer deadline pressure (May 3rd) built 1979 — potential lead paint concerns pre-1978 regulationshome described as needing updates
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3785 Lake Bayshore Dr #H-405

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $393/mo
Cap Rate 10.5%
CoC Return 15.1%
Down (20%) $22,800
Repairs$5,000
HOA/mo $0
Total Cash In $32,800
1.42% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,224/mo. Net cash flow: $393/mo ($4,720/yr). Cap rate: 10.5%. Cash-on-cash: 15.1%. Expense breakdown: Mortgage: $607 | Tax: $95 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $31,220 (down $22,800 + closing $3,420 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4465 Dabney Street

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $393/mo
Cap Rate 8.1%
CoC Return 6.9%
Down (20%) $54,980
Repairs$5,000
HOA/mo $0
Total Cash In $64,980
1.06% rule (rent/price)

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,510/mo. Net cash flow: $394/mo ($4,726/yr). Cap rate: 8.1%. Cash-on-cash: 6.9%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $68,227 (down $54,980 + closing $8,247 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4431 Andris St, North Port, FL 34288

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,904
Cash Flow $393/mo
Cap Rate 8.1%
CoC Return 7.5%
Down (20%) $55,000
Repairs$3,000
HOA/mo $0
Total Cash In $63,000
1.06% rule (rent/price)

2003 North Port split floor plan with no carpet, 2-car garage, and enclosed lanai (4th bedroom/office option). Low HQS risk, minimal repairs. However, 7.5% CoC return is below 10% threshold, and cap rate 8.1% is modest. 18 days on market is reasonable. Solid property but metrics don't justify premium North Port pricing.

HQS: Low CoC return 7.5% below 10% thresholdEnclosed lanai may not count as legal bedroom without inspection$275K price point high for North Port market with weak CoC
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5281 Mahogany Run Ave #822

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $389/mo
Cap Rate 8.3%
CoC Return 7.8%
Down (20%) $47,980
Repairs$5,000
HOA/mo $0
Total Cash In $57,980
1.09% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,229/mo. Net cash flow: $389/mo ($4,669/yr). Cap rate: 8.3%. Cash-on-cash: 7.8%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $5,000. Total cash needed: $60,177 (down $47,980 + closing $7,197 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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6302 Rosefinch Ct UNIT 103

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,537
Cash Flow $388/mo
Cap Rate 8.4%
CoC Return 8.1%
Down (20%) $45,980
Repairs$5,000
HOA/mo $0
Total Cash In $55,980
1.10% rule (rent/price)

SHA Payment Standard (3BR in 34202): $2,537/mo. Total monthly expenses: $2,149/mo. Net cash flow: $388/mo ($4,659/yr). Cap rate: 8.4%. Cash-on-cash: 8.1%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $203 | Mgmt: $254 | Maint: $127. Estimated repairs for HQS: $5,000. Total cash needed: $57,877 (down $45,980 + closing $6,897 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2824 72nd St Ct W, Bradenton, FL 34209

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $388/mo
Cap Rate 9.0%
CoC Return 10.6%
Down (20%) $35,900
Repairs$3,000
HOA/mo $0
Total Cash In $43,900
1.19% rule (rent/price)

Strong Bradenton value with 9.0% cap rate and 10.6% CoC at attractive entry price. Coldwell Banker listing missing year built and square footage — critical for HQS assessment. Bradenton 25-33% price discount vs. Sarasota is compelling. Recommend verifying construction year and condition before commitment.

HQS: Medium missing listing data (year built, sqft, DOM) — source limitation cannot assess lead paint risk without year builtrecommend professional inspection before HQS appraisal
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1212 8th St W

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $382/mo
Cap Rate 8.4%
CoC Return 5.9%
Down (20%) $46,000
Repairs$25,000
HOA/mo $0
Total Cash In $76,000
1.10% rule (rent/price)

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,148/mo. Net cash flow: $382/mo ($4,587/yr). Cap rate: 8.4%. Cash-on-cash: 5.9%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $25,000. Total cash needed: $77,900 (down $46,000 + closing $6,900 + repairs $25,000). HQS risk: High.

HQS: High DOM 101 (stale) Very old construction (1950)
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5882 Canal Dr #J7

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $379/mo
Cap Rate 9.9%
CoC Return 13.1%
Down (20%) $26,000
Repairs$5,000
HOA/mo $0
Total Cash In $36,000
1.33% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,347/mo. Net cash flow: $380/mo ($4,555/yr). Cap rate: 9.9%. Cash-on-cash: 13.1%. Expense breakdown: Mortgage: $692 | Tax: $108 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $34,900 (down $26,000 + closing $3,900 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3201 S Beneva Rd #204

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $375/mo
Cap Rate 8.8%
CoC Return 9.3%
Down (20%) $37,955
Repairs$5,000
HOA/mo $0
Total Cash In $47,955
1.16% rule (rent/price)

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,824/mo. Net cash flow: $376/mo ($4,509/yr). Cap rate: 8.8%. Cash-on-cash: 9.3%. Expense breakdown: Mortgage: $1,010 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $5,000. Total cash needed: $48,649 (down $37,955 + closing $5,693 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4204 38th Ave W #29

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $371/mo
Cap Rate 10.2%
CoC Return 14.2%
Down (20%) $23,500
Repairs$3,000
HOA/mo $0
Total Cash In $31,500
1.38% rule (rent/price)

Condo unit with acceptable cap rate (10.2%) and cash flow ($371/mo). Has square footage data (1,015 sf) but year_built missing. Lower 34205 zip payment standard ($1,617) reduces rent potential vs. other batches. CoC of 14.2% is respectable if HOA allows Section 8. Verify HOA policy and request building age/maintenance records.

HQS: Medium condo_unityear_built_missing hoa_section8_policy_must_verify
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2418 N Links Ave, Sarasota, FL 34234

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,310
Cash Flow $366/mo
Cap Rate 8.5%
CoC Return 6.2%
Down (20%) $41,000
Repairs$25,000
HOA/mo $0
Total Cash In $71,000
1.13% rule (rent/price)

Solid cash flow ($366/month) and strong cap rate (8.5%) in established Newtown community with no HOA. However, 1957 construction is pre-1978 (lead paint risk) and listing language ('personal project') suggests property needs significant work to pass HQS. $25K repair estimate may be underestimated. Negotiate repair warranty or price reduction before committing.

HQS: High Pre-1978 lead paint disclosure requiredHigh repair cost estimate ($25K)Listed as 'personal project' - likely needs workLow distress score suggests seller not motivated
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6329 11th Street Ct E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,332
Cash Flow $365/mo
Cap Rate 8.5%
CoC Return 6.7%
Down (20%) $41,600
Repairs$18,000
HOA/mo $0
Total Cash In $64,600
1.12% rule (rent/price)

SHA Payment Standard (3BR in 34203): $2,332/mo. Total monthly expenses: $1,967/mo. Net cash flow: $365/mo ($4,383/yr). Cap rate: 8.5%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $1,107 | Tax: $173 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $18,000. Total cash needed: $65,840 (down $41,600 + closing $6,240 + repairs $18,000). HQS risk: High.

HQS: High
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805 Mandarin Cir

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $353/mo
Cap Rate 9.3%
CoC Return 10.9%
Down (20%) $29,600
Repairs$5,000
HOA/mo $0
Total Cash In $39,600
1.24% rule (rent/price)

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,484/mo. Net cash flow: $353/mo ($4,241/yr). Cap rate: 9.3%. Cash-on-cash: 10.9%. Expense breakdown: Mortgage: $788 | Tax: $123 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $39,040 (down $29,600 + closing $4,440 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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100 Ficus Ct, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $353/mo
Cap Rate 9.1%
CoC Return 10.7%
Down (20%) $31,800
Repairs$3,000
HOA/mo $0
Total Cash In $39,800
1.21% rule (rent/price)

Solid returns in Parrish market: 9.1% cap rate, 10.7% CoC, $353/mo cash flow on $159K home. ZIP 34219 premium rent ($1,925) provides strong rental income. Dual bathrooms suit Section 8 families. Higher price point reduces monthly cash flow margin, but still respectable. Worth negotiating if seller motivated or property needs minimal updates.

HQS: Medium year built and sqft unknownhigher price point limits cash flow margin
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18819 Lanuvio Street

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $352/mo
Cap Rate 8.5%
CoC Return 8.3%
Down (20%) $39,800
Repairs$5,000
HOA/mo $0
Total Cash In $49,800
1.13% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $1,891/mo. Net cash flow: $353/mo ($4,235/yr). Cap rate: 8.5%. Cash-on-cash: 8.3%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1102 W Gibson St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $351/mo
Cap Rate 8.3%
CoC Return 6.1%
Down (20%) $43,980
Repairs$18,000
HOA/mo $0
Total Cash In $66,980
1.10% rule (rent/price)

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,058/mo. Net cash flow: $351/mo ($4,215/yr). Cap rate: 8.3%. Cash-on-cash: 6.1%. Expense breakdown: Mortgage: $1,170 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $18,000. Total cash needed: $68,577 (down $43,980 + closing $6,597 + repairs $18,000). HQS risk: High.

HQS: High
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1102 W Gibson St, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $351/mo
Cap Rate 8.3%
CoC Return 7.1%
Down (20%) $43,980
Repairs$10,000
HOA/mo $0
Total Cash In $58,980
1.10% rule (rent/price)

1962 Arcadia corner lot with 2024 impact doors/windows upgrade is a modest plus. 8.3% cap rate and $351/month cash flow acceptable, but 7.1% CoC and rural location (limited Section 8 demand) are concerns. Recent 'price reduced' signal suggests seller motivation.

HQS: Medium Just reduced' listing language24 days on market 1962 construction requires lead disclosureArcadia rural — Section 8 tenant demand weaker7.1% CoC return below 10% threshold1BA for 3BR ratio suggests bathroom renovation needed
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5026 Water Oak Dr #102

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $349/mo
Cap Rate 9.5%
CoC Return 11.6%
Down (20%) $26,980
Repairs$5,000
HOA/mo $0
Total Cash In $36,980
1.28% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,378/mo. Net cash flow: $349/mo ($4,193/yr). Cap rate: 9.5%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $718 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $36,027 (down $26,980 + closing $4,047 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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5068 Live Oak Cir #32

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $349/mo
Cap Rate 9.5%
CoC Return 11.6%
Down (20%) $26,980
Repairs$5,000
HOA/mo $0
Total Cash In $36,980
1.28% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,378/mo. Net cash flow: $349/mo ($4,193/yr). Cap rate: 9.5%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $718 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $36,027 (down $26,980 + closing $4,047 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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104 Capri Isles Blvd #301

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $349/mo
Cap Rate 8.4%
CoC Return 8.0%
Down (20%) $41,000
Repairs$5,000
HOA/mo $0
Total Cash In $51,000
1.12% rule (rent/price)

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $1,938/mo. Net cash flow: $350/mo ($4,198/yr). Cap rate: 8.4%. Cash-on-cash: 8.0%. Expense breakdown: Mortgage: $1,091 | Tax: $171 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $5,000. Total cash needed: $52,150 (down $41,000 + closing $6,150 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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135 Lantana Cir, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $347/mo
Cap Rate 9.0%
CoC Return 10.4%
Down (20%) $31,980
Repairs$3,000
HOA/mo $0
Total Cash In $39,980
1.20% rule (rent/price)

Marginal performance at $159.9K: 9.0% cap rate, 10.4% CoC, $347/mo cash flow. Largest property in batch (1,639 sqft) may attract larger families but commands premium price. ZIP 34219 Parrish rent is strong ($1,925), but higher expenses suggest older construction or larger systems maintenance. Consider only if price negotiates below $150K or property inspection reveals excellent condition.

HQS: Medium year built unknownhighest sqft yet still lowest cash flow for price pointhigher property tax/expense exposure
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2210 Woodmere Rd, Venice, FL 34293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $346/mo
Cap Rate 8.5%
CoC Return 8.7%
Down (20%) $39,999
Repairs$3,000
HOA/mo $0
Total Cash In $47,999
1.12% rule (rent/price)

1990 construction with 8.5% cap rate and $346 monthly cash flow. 2-car garage with workbenches adds tenant value. However, 52 days on market is critical red flag—7+ weeks with no sale indicates serious market resistance or undisclosed issues (condition, flood risk, neighborhood problems, or pricing misalignment). Significant inspection required before offer.

HQS: Medium 52 days on market—7+ weeks indicates major market rejection Extended market time suggests underlying issues not apparent in listing: possible mold, foundation issues, flood zone, or neighborhood problems. Schedule professional inspection before proceeding.
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6640 Electra Avenue

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $345/mo
Cap Rate 8.4%
CoC Return 7.8%
Down (20%) $41,980
Repairs$5,000
HOA/mo $0
Total Cash In $51,980
1.11% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $1,976/mo. Net cash flow: $345/mo ($4,141/yr). Cap rate: 8.4%. Cash-on-cash: 7.8%. Expense breakdown: Mortgage: $1,117 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $5,000. Total cash needed: $53,277 (down $41,980 + closing $6,297 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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5919 Hobhill Ave, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $344/mo
Cap Rate 8.4%
CoC Return 7.3%
Down (20%) $42,000
Repairs$10,000
HOA/mo $0
Total Cash In $57,000
1.11% rule (rent/price)

Solid 8.4% cap rate and monthly cash flow of $344 with low distress signals. 1983 construction is recent enough. However, 864 sqft for 3 bedrooms is extremely tight—bedroom sizes will likely be questioned during HQS inspection. CoC return of 7.3% falls short of 10%+ target. No HOA is favorable.

HQS: Medium 18 days on market Very small square footage (864 sqft) for 3 bedrooms - individual bedroom sizes may fail HQS minimums
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16717 Parker River St, Wimauma, FL 33598

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,673
Cash Flow $342/mo
Cap Rate 8.0%
CoC Return 7.2%
Down (20%) $50,600
Repairs$1,200
HOA/mo $8
Total Cash In $56,800
1.06% rule (rent/price)

Brand-new (2022) Creek Preserve community 4BR, move-in ready with granite, stainless appliances, and minimal repairs ($1.2K). Low HQS risk and strong construction quality. However, 7.2% CoC return is below 10% threshold, and 8.0% cap rate is modest for a $253K investment. 7 days on market is new.

HQS: Low CoC return (7.2%) below acceptable 10% thresholdNew home = may have builder defects within warrantyWimauma is rural (30+ miles from Sarasota core) — tenant pool smaller
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4020 Crockers Lake Blvd #27

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,596
Cash Flow $340/mo
Cap Rate 8.1%
CoC Return 6.7%
Down (20%) $49,000
Repairs$5,000
HOA/mo $0
Total Cash In $59,000
1.06% rule (rent/price)

SHA Payment Standard (2BR in 34238): $2,596/mo. Total monthly expenses: $2,255/mo. Net cash flow: $341/mo ($4,089/yr). Cap rate: 8.1%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $1,304 | Tax: $204 | Insurance: $150 | HOA: $0 | Vacancy: $208 | Mgmt: $260 | Maint: $130. Estimated repairs for HQS: $5,000. Total cash needed: $61,350 (down $49,000 + closing $7,350 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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662 Circlewood Dr #662 ##662

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $336/mo
Cap Rate 9.4%
CoC Return 8.2%
Down (20%) $27,000
Repairs$18,000
HOA/mo $410
Total Cash In $50,000
1.66% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $1,907/mo. Net cash flow: $337/mo ($4,042/yr). Cap rate: 9.4%. Cash-on-cash: 8.2%. Expense breakdown: Mortgage: $719 | Tax: $112 | Insurance: $150 | HOA: $410 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $49,050 (down $27,000 + closing $4,050 + repairs $18,000). HQS risk: High.

HQS: High High HOA $410/mo
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4819 Sea Island Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $335/mo
Cap Rate 9.8%
CoC Return 8.9%
Down (20%) $23,800
Repairs$18,000
HOA/mo $137
Total Cash In $46,800
1.48% rule (rent/price)

SHA Payment Standard (2BR in 34234): $1,760/mo. Total monthly expenses: $1,424/mo. Net cash flow: $336/mo ($4,028/yr). Cap rate: 9.8%. Cash-on-cash: 8.9%. Expense breakdown: Mortgage: $633 | Tax: $99 | Insurance: $150 | HOA: $137 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $18,000. Total cash needed: $45,370 (down $23,800 + closing $3,570 + repairs $18,000). HQS risk: High.

HQS: High
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101 S Rogers Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $330/mo
Cap Rate 9.0%
CoC Return 6.7%
Down (20%) $29,800
Repairs$25,000
HOA/mo $0
Total Cash In $59,800
1.22% rule (rent/price)

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,485/mo. Net cash flow: $330/mo ($3,964/yr). Cap rate: 9.0%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $793 | Tax: $124 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $25,000. Total cash needed: $59,270 (down $29,800 + closing $4,470 + repairs $25,000). HQS risk: High.

HQS: High DOM 176 (very stale) Very old construction (1950)
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308 N Mills Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $324/mo
Cap Rate 9.0%
CoC Return 6.5%
Down (20%) $30,000
Repairs$25,000
HOA/mo $0
Total Cash In $60,000
1.21% rule (rent/price)

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,491/mo. Net cash flow: $324/mo ($3,890/yr). Cap rate: 9.0%. Cash-on-cash: 6.5%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $25,000. Total cash needed: $59,500 (down $30,000 + closing $4,500 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1958)
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308 N Mills Ave, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $324/mo
Cap Rate 9.0%
CoC Return 5.4%
Down (20%) $30,000
Repairs$37,500
HOA/mo $0
Total Cash In $72,500
1.21% rule (rent/price)

Lowest price in batch and just listed (9 days). 9% cap rate and 5.4% CoC return are decent. However, $37.5K repair estimate (25% of purchase price!) and 'good bones' language signal major unknowns. 1958 vintage with AC already replaced suggests other systems aging. Investor-special language indicates property needs significant work beyond cosmetics. Repair costs could easily exceed estimate, eliminating returns. Strong location in Arcadia—if repairs truly limited to $37.5K, could work, but high risk.

HQS: High investor special languagejust listed suggests distressed situation'good bones' indicates hidden issues$37.5K repair estimate is substantial 1958 vintage = definite lead paintproperty described as needing work despite being 'good bones'extremely high repair estimate relative to purchase priceunknown scope of required workAC replacement suggests other systems agingCoC return of 5.4% is marginal if repairs exceed estimate
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707 Ohara Dr, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $319/mo
Cap Rate 8.1%
CoC Return 7.1%
Down (20%) $45,000
Repairs$4,000
HOA/mo $0
Total Cash In $54,000
1.07% rule (rent/price)

Solid 8.1% cap rate with $319/month positive cash flow. 'Adorable' 3BR/1.5BA in desirable in-town Arcadia location near parks and shopping. Updated kitchen and bathrooms reduce HQS risk. Minimal repair needs ($4K). Flexible bonus room/fourth bedroom option adds versatility. No HOA provides full control. Only concern—31 days on market suggests market testing.

HQS: Low-Medium 31 days on market 1982 build—typical systems aging1.5 bathrooms for 3BR is tight for modern Section 8—verify tenant demand
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346 Avocado St, Bradenton, FL 34207

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $318/mo
Cap Rate 9.1%
CoC Return 10.6%
Down (20%) $27,980
Repairs$3,000
HOA/mo $0
Total Cash In $35,980
1.23% rule (rent/price)

Budget Bradenton entry with solid 9.1% cap rate and 10.6% CoC. Year built missing from Zillow listing — critical gap for HQS risk and lead paint assessment. Good rent-to-price ratio. Recommend desktop due diligence (county records check for construction year, comparable sales analysis) before site visit.

HQS: Medium year built unknown — cannot assess lead paint risk or system age
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115 Bougainvillea Ter, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $312/mo
Cap Rate 8.6%
CoC Return 9.1%
Down (20%) $33,140
Repairs$3,000
HOA/mo $0
Total Cash In $41,140
1.16% rule (rent/price)

Reasonable 2BR with acceptable 8.6% cap rate, but cash flow drops to $312/month due to higher list price. May benefit from negotiation below asking price to improve returns to 10%+ cap rate territory.

HQS: Medium year_built unknown
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4410 Fairways Blvd #602-11

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $305/mo
Cap Rate 8.3%
CoC Return 7.4%
Down (20%) $38,600
Repairs$5,000
HOA/mo $0
Total Cash In $48,600
1.11% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,829/mo. Net cash flow: $305/mo ($3,661/yr). Cap rate: 8.3%. Cash-on-cash: 7.4%. Expense breakdown: Mortgage: $1,027 | Tax: $161 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $49,390 (down $38,600 + closing $5,790 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2344 Melrose Dr, North Port, FL 34289

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,750
Cash Flow $302/mo
Cap Rate 7.9%
CoC Return 6.4%
Down (20%) $48,400
Repairs$3,000
HOA/mo $175
Total Cash In $56,400
1.14% rule (rent/price)

Short sale at bank-approved price provides modest deal potential. 2007 construction, freshly painted, and updated kitchen support low HQS risk. Cap rate of 7.9% meets baseline; monthly cash flow of $302 is respectable. Main concern: CoC return of 6.4% is below 10% target and HOA of $175/month is significant. Verify HOA allows Section 8 rentals before proceeding. North Port is affordable market with strong Section 8 demand.

HQS: Low Short sale statusBank-approved pricing suggests prior distress HOA $175/month—verify Section 8 rental restrictions in covenantsCoC return below 10% thresholdShort sale may have undisclosed issues
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2721 Hidden Lake Blvd #D

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,936
Cash Flow $294/mo
Cap Rate 8.5%
CoC Return 6.2%
Down (20%) $33,980
Repairs$18,000
HOA/mo $0
Total Cash In $56,980
1.14% rule (rent/price)

SHA Payment Standard (2BR in 34237): $1,936/mo. Total monthly expenses: $1,641/mo. Net cash flow: $295/mo ($3,538/yr). Cap rate: 8.5%. Cash-on-cash: 6.2%. Expense breakdown: Mortgage: $904 | Tax: $142 | Insurance: $150 | HOA: $0 | Vacancy: $155 | Mgmt: $194 | Maint: $97. Estimated repairs for HQS: $18,000. Total cash needed: $57,077 (down $33,980 + closing $5,097 + repairs $18,000). HQS risk: High.

HQS: High
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160 Shady Ln

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $291/mo
Cap Rate 8.5%
CoC Return 8.0%
Down (20%) $33,800
Repairs$5,000
HOA/mo $0
Total Cash In $43,800
1.14% rule (rent/price)

SHA Payment Standard (2BR in 34221): $1,925/mo. Total monthly expenses: $1,633/mo. Net cash flow: $292/mo ($3,503/yr). Cap rate: 8.5%. Cash-on-cash: 8.0%. Expense breakdown: Mortgage: $899 | Tax: $141 | Insurance: $150 | HOA: $0 | Vacancy: $154 | Mgmt: $192 | Maint: $96. Estimated repairs for HQS: $5,000. Total cash needed: $43,870 (down $33,800 + closing $5,070 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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160 Shady Ln, Palmetto, FL 34221

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $291/mo
Cap Rate 8.5%
CoC Return 8.4%
Down (20%) $33,800
Repairs$3,000
HOA/mo $0
Total Cash In $41,800
1.14% rule (rent/price)

2BR in Palmetto. SHA standard $1,925/mo with 8.5% cap rate and solid 291/mo cash flow. CoC return 8.4% — below 10% threshold. Good property to negotiate if price drops to $165K or repairs already done.

HQS: Low Year built unknown
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371 Catamaran Ct, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $290/mo
Cap Rate 8.7%
CoC Return 9.2%
Down (20%) $30,000
Repairs$3,000
HOA/mo $0
Total Cash In $38,000
1.18% rule (rent/price)

Strong 8.7% cap rate and 9.2% CoC return in affordable North Port market (34287 lowest SHA standards). However, year_built field is blank—this is a critical blocker for HQS certification. Unit cannot pass inspection without documented year/age. Verify property age immediately before proceeding; if pre-1978, inspect for lead paint. If verified post-1990, becomes a strong cash flow candidate.

HQS: High Year built unknown—HQS certification impossible without year verificationCannot proceed until construction year confirmed
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233 Cape Harbour Loop #107, Bradenton, FL 34212

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,537
Cash Flow $289/mo
Cap Rate 8.3%
CoC Return 8.0%
Down (20%) $37,000
Repairs$1,200
HOA/mo $375
Total Cash In $43,200
1.37% rule (rent/price)

Move-in ready 2006 townhome in sought-after Heritage Harbour/Lighthouse Cove gated community. Cash flow ($289/month) is near strong threshold, cap rate (8.3%) is solid, and repair cost ($1.2K) is minimal. Excellent location with quality amenities. HOA ($375/mo) is reasonable. Tight margins suggest offer negotiation may be needed, but overall a sound Section 8 prospect.

HQS: Low 3 days on market - very fast move
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2357 SE Piper St, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $284/mo
Cap Rate 8.6%
CoC Return 8.7%
Down (20%) $31,300
Repairs$3,000
HOA/mo $0
Total Cash In $39,300
1.16% rule (rent/price)

2BR/2BA at higher Arcadia price ($156.5K). 8.6% cap, only $284/mo cash flow, CoC 8.7%. Passes 1% rule but marginal returns. Pass unless seller motivated.

HQS: Low Year built unknown
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6377 Myrtlewood Rd, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $283/mo
Cap Rate 7.9%
CoC Return 6.4%
Down (20%) $43,980
Repairs$4,000
HOA/mo $0
Total Cash In $52,980
1.06% rule (rent/price)

1984 construction described as beautifully updated with open floor plan and 2 full baths. $283 monthly cash flow and 7.9% cap rate acceptable for portfolio diversification. Medium HQS risk manageable. Lower CoC return (6.4%) limits appeal—work only if bundled with other properties or priced below $210K.

HQS: Medium
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155 S Oxford Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,222
Cash Flow $280/mo
Cap Rate 8.0%
CoC Return 4.6%
Down (20%) $41,600
Repairs$25,000
HOA/mo $0
Total Cash In $71,600
1.07% rule (rent/price)

SHA Payment Standard (3BR in 34223): $2,222/mo. Total monthly expenses: $1,941/mo. Net cash flow: $281/mo ($3,367/yr). Cap rate: 8.0%. Cash-on-cash: 4.6%. Expense breakdown: Mortgage: $1,107 | Tax: $173 | Insurance: $150 | HOA: $0 | Vacancy: $178 | Mgmt: $222 | Maint: $111. Estimated repairs for HQS: $25,000. Total cash needed: $72,840 (down $41,600 + closing $6,240 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1956)
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4371 Sandner Dr #4371, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $279/mo
Cap Rate 8.4%
CoC Return 6.8%
Down (20%) $34,000
Repairs$10,000
HOA/mo $506
Total Cash In $49,000
1.51% rule (rent/price)

Motivated seller and discounted price ($170K) yield 8.4% cap rate with positive $279/month cash flow. Hidden Hollow's all-inclusive HOA ($506) covers maintenance, utilities, and grounds—reduces landlord burden but compress margins. Built 1974 needs lead paint clearance. Strong value for turnkey maintenance-free community if HOA permits Section 8.

HQS: Medium motivated sellerbelow market value190 days on market pre-1978 lead painthigh HOA ($506/mo)must verify HOA permits Section 8 rentals
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6392 Draw Ln #40, Sarasota, FL 34238

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,596
Cash Flow $279/mo
Cap Rate 8.1%
CoC Return 4.8%
Down (20%) $40,000
Repairs$25,000
HOA/mo $338
Total Cash In $70,000
1.30% rule (rent/price)

Sunrise Golf Club condo near Siesta Key commands strong rent ($2,596) with 8.1% cap rate, but 4.8% CoC return is weak and 12 days on market is moderate. Built 1974 with medium HQS risk; $25K repairs for paint, flooring, potentially some plumbing/electrical updates.

HQS: Medium Built 1974 (lead paint risk if not addressed)HOA $338/month reduces net cash flowCoC return below 10% threshold
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7653 Plantation Cir, Bradenton, FL 34201

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,937
Cash Flow $276/mo
Cap Rate 7.8%
CoC Return 5.9%
Down (20%) $48,000
Repairs$3,000
HOA/mo $358
Total Cash In $56,000
1.22% rule (rent/price)

Well-maintained 2003 construction in prestigious University Park/Carolina Landings community with water views. Minimal repair needs ($3K), open floor plan, and solid 7.8% cap rate. $276/month positive cash flow and low HQS risk make this move-in ready. HOA of $358 is reasonable for amenities. Verify Carolina Landings HOA rental policy.

HQS: Low 5 days on market—fresh listing $358 HOA—verify Section 8 rentals allowed in University Park/Carolina Landings
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2121 33rd St, Sarasota, FL 34234

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,310
Cash Flow $276/mo
Cap Rate 7.9%
CoC Return 5.6%
Down (20%) $43,980
Repairs$10,000
HOA/mo $0
Total Cash In $58,980
1.05% rule (rent/price)

Income-producing property with existing $1,700/month tenant, new well/pump, 11-year-old roof, updated fixtures. Built 1960 presents pre-1978 lead paint disclosure risk. Cap rate of 7.9% is decent but cash-on-cash return of 5.6% is marginal. Positive cash flow of $276/month is modest after expenses. Fresh listing (3 days on market) suggests fair market pricing.

HQS: Medium Property age 1960well/septic system requires specialized maintenance Pre-1978 construction—verify lead disclosure/abatement statusWell and septic system (higher maintenance than municipal)
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2134 Hively St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,750
Cash Flow $275/mo
Cap Rate 7.6%
CoC Return 3.7%
Down (20%) $54,980
Repairs$25,000
HOA/mo $0
Total Cash In $84,980
1.00% rule (rent/price)

SHA Payment Standard (3BR in 34231): $2,750/mo. Total monthly expenses: $2,475/mo. Net cash flow: $275/mo ($3,303/yr). Cap rate: 7.6%. Cash-on-cash: 3.7%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $220 | Mgmt: $275 | Maint: $138. Estimated repairs for HQS: $25,000. Total cash needed: $88,227 (down $54,980 + closing $8,247 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1953)
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7794 Plantation Cir, Bradenton, FL 34201

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,937
Cash Flow $273/mo
Cap Rate 7.7%
CoC Return 5.8%
Down (20%) $50,000
Repairs$1,200
HOA/mo $299
Total Cash In $56,200
1.17% rule (rent/price)

Move-in ready 2004 build with new carpet/paint in desirable gated community. Low repair cost ($1.2K), good cap rate (7.7%), reasonable HOA ($299/mo). Cash flow ($273/month) is borderline but adequate. Excellent condition and modern construction make HQS compliance straightforward. Primary concern is tight margins - no room for extended vacancy or unexpected expenses.

HQS: Low
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4530 Pinebrook Cir APT 109

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $268/mo
Cap Rate 8.0%
CoC Return 6.3%
Down (20%) $39,800
Repairs$5,000
HOA/mo $0
Total Cash In $49,800
1.07% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,866/mo. Net cash flow: $268/mo ($3,218/yr). Cap rate: 8.0%. Cash-on-cash: 6.3%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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5358 Blue Horizon Way, Wimauma, FL 33598

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,673
Cash Flow $268/mo
Cap Rate 7.6%
CoC Return 5.3%
Down (20%) $53,000
Repairs$3,000
HOA/mo $8
Total Cash In $61,000
1.01% rule (rent/price)

2023 new construction guarantees HQS compliance—minimal repair risk. 4BR commands competitive $2,673 rent in emerging Wimauma market. Positive $268/month cash flow with 7.6% cap rate acceptable for short-sale velocity. Minimal HOA ($8/month) and near-zero repair costs ($3K) are major advantages, though short-sale status requires timely close coordination.

HQS: Low short sale182 days on market short sale - verify lending approvalnew construction warranty issues possibleWimauma location more remote
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5612 Grand Ct, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $259/mo
Cap Rate 8.4%
CoC Return 8.0%
Down (20%) $31,000
Repairs$3,000
HOA/mo $0
Total Cash In $39,000
1.14% rule (rent/price)

North Port 2BR/2BA at $155K. 8.4% cap, $259/mo CF, CoC only 8%. Pricey for North Port market. Passes 1% rule (1.14x) but marginal ROI. Good backup if Holiday Park deal falls through.

HQS: Low Year built unknown
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409 Bridle Path, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $258/mo
Cap Rate 7.7%
CoC Return 5.6%
Down (20%) $47,000
Repairs$3,000
HOA/mo $0
Total Cash In $55,000
1.03% rule (rent/price)

New (2022) Arcadia country home, no HOA/deed restrictions, low HQS risk. However, only $258/month cash flow and 5.6% CoC return are weak. Arcadia is rural (rural market, limited Section 8 demand). 28 days on market suggests slower market absorption.

HQS: Low 28 days on market in new construction market CoC return 5.6% significantly below 10% thresholdArcadia is rural — Section 8 tenant pool limitedRent-to-value ratio weak for new construction at this price
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929 Capri Isles Boulevard #21

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $257/mo
Cap Rate 7.8%
CoC Return 5.6%
Down (20%) $44,000
Repairs$5,000
HOA/mo $0
Total Cash In $54,000
1.04% rule (rent/price)

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,031/mo. Net cash flow: $257/mo ($3,090/yr). Cap rate: 7.8%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $1,171 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $5,000. Total cash needed: $55,600 (down $44,000 + closing $6,600 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2330 Canal Dr #G27

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $256/mo
Cap Rate 8.4%
CoC Return 7.8%
Down (20%) $29,999
Repairs$5,000
HOA/mo $0
Total Cash In $39,999
1.15% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,471/mo. Net cash flow: $256/mo ($3,077/yr). Cap rate: 8.4%. Cash-on-cash: 7.8%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $39,500 (down $30,000 + closing $4,500 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2232 Bahia Vista St #A1

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,167
Cash Flow $256/mo
Cap Rate 7.9%
CoC Return 5.9%
Down (20%) $41,000
Repairs$5,000
HOA/mo $0
Total Cash In $51,000
1.06% rule (rent/price)

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $1,910/mo. Net cash flow: $257/mo ($3,080/yr). Cap rate: 7.9%. Cash-on-cash: 5.9%. Expense breakdown: Mortgage: $1,091 | Tax: $171 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $52,150 (down $41,000 + closing $6,150 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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8757 Daybreak St, Sarasota, FL 34241

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $253/mo
Cap Rate 7.7%
CoC Return 5.7%
Down (20%) $46,980
Repairs$1,200
HOA/mo $166
Total Cash In $53,180
1.11% rule (rent/price)

2024 new construction, move-in ready, offers low HQS risk with $253/month cash flow and 7.7% cap rate meeting minimum thresholds. Short sale status requires lender approval timeline verification. CoC return of 5.7% is below ideal 10% but acceptable for zero-rehab property. Verify HOA permits Section 8 rentals before proceeding.

HQS: Low short sale24 days on market Verify HOA rental policyShort sale requires lender approval
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2652 26th St, Sarasota, FL 34234

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $251/mo
Cap Rate 8.3%
CoC Return 7.7%
Down (20%) $31,000
Repairs$3,000
HOA/mo $0
Total Cash In $39,000
1.14% rule (rent/price)

2BR/1BA in Sarasota 34234. Lower payment standard ($1,760) vs Sarasota 34233 ($2,332). 8.3% cap, $251/mo CF. Negotiate down to ~$150K for acceptable CoC (10%+).

HQS: Low Year built unknownSingle bathroom may limit HQS appeal
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703 Fairmount Dr, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $241/mo
Cap Rate 8.2%
CoC Return 7.3%
Down (20%) $31,600
Repairs$3,000
HOA/mo $0
Total Cash In $39,600
1.12% rule (rent/price)

North Port 2BR/2BA at $158K. 8.2% cap, $241/mo CF, CoC only 7.3%. Lower payment standard ($1,771) vs Sarasota limits upside. Negotiate down $15K to improve returns.

HQS: Low Year built unknown
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5067 Live Oak Cir

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $237/mo
Cap Rate 8.3%
CoC Return 7.1%
Down (20%) $30,600
Repairs$5,000
HOA/mo $0
Total Cash In $40,600
1.13% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,489/mo. Net cash flow: $238/mo ($2,856/yr). Cap rate: 8.3%. Cash-on-cash: 7.1%. Expense breakdown: Mortgage: $814 | Tax: $128 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $40,190 (down $30,600 + closing $4,590 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2808 60th Ave W #1702

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $228/mo
Cap Rate 8.2%
CoC Return 6.8%
Down (20%) $30,900
Repairs$5,000
HOA/mo $0
Total Cash In $40,900
1.12% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,498/mo. Net cash flow: $229/mo ($2,745/yr). Cap rate: 8.2%. Cash-on-cash: 6.8%. Expense breakdown: Mortgage: $822 | Tax: $129 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $40,535 (down $30,900 + closing $4,635 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3443 Clark Rd #242

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,090
Cash Flow $228/mo
Cap Rate 7.8%
CoC Return 5.4%
Down (20%) $39,999
Repairs$5,000
HOA/mo $0
Total Cash In $49,999
1.05% rule (rent/price)

SHA Payment Standard (2BR in 34231): $2,090/mo. Total monthly expenses: $1,862/mo. Net cash flow: $228/mo ($2,738/yr). Cap rate: 7.8%. Cash-on-cash: 5.4%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $167 | Mgmt: $209 | Maint: $104. Estimated repairs for HQS: $5,000. Total cash needed: $51,000 (down $40,000 + closing $6,000 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1308 72nd St E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $228/mo
Cap Rate 7.5%
CoC Return 4.3%
Down (20%) $50,980
Repairs$5,000
HOA/mo $0
Total Cash In $60,980
0.99% rule (rent/price)

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,301/mo. Net cash flow: $229/mo ($2,748/yr). Cap rate: 7.5%. Cash-on-cash: 4.3%. Expense breakdown: Mortgage: $1,357 | Tax: $212 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $5,000. Total cash needed: $63,627 (down $50,980 + closing $7,647 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2200 Bahia Vista St #B8

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,167
Cash Flow $225/mo
Cap Rate 7.7%
CoC Return 5.1%
Down (20%) $42,000
Repairs$5,000
HOA/mo $0
Total Cash In $52,000
1.03% rule (rent/price)

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $1,941/mo. Net cash flow: $226/mo ($2,711/yr). Cap rate: 7.7%. Cash-on-cash: 5.1%. Expense breakdown: Mortgage: $1,118 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $53,300 (down $42,000 + closing $6,300 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3730 Cadbury Circle #631

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $224/mo
Cap Rate 7.6%
CoC Return 4.8%
Down (20%) $43,980
Repairs$5,000
HOA/mo $0
Total Cash In $53,980
1.02% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,020/mo. Net cash flow: $224/mo ($2,691/yr). Cap rate: 7.6%. Cash-on-cash: 4.8%. Expense breakdown: Mortgage: $1,170 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $55,577 (down $43,980 + closing $6,597 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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6 Seminole Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $218/mo
Cap Rate 7.9%
CoC Return 6.0%
Down (20%) $33,980
Repairs$5,000
HOA/mo $0
Total Cash In $43,980
1.08% rule (rent/price)

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,618/mo. Net cash flow: $219/mo ($2,624/yr). Cap rate: 7.9%. Cash-on-cash: 6.0%. Expense breakdown: Mortgage: $904 | Tax: $142 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $44,077 (down $33,980 + closing $5,097 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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Ivy Plan, Sarasota, FL 34241

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $208/mo
Cap Rate 7.3%
CoC Return 4.0%
Down (20%) $53,851
Repairs$3,000
HOA/mo $0
Total Cash In $61,851
0.97% rule (rent/price)

New-construction townhome in Sarasota with 7.3% cap rate and no HOA. Marginal $208/month positive cash flow and 4% CoC return are thin but workable. 125 DOM on new construction unusual—may indicate market softening or buyer hesitation. At $269K for 1,187 sqft, pricing is at top of Section 8 market. Negotiate down to $255K to improve returns to 8% cap rate threshold.

HQS: Low 125 days on market for new constructionmay indicate builder inventory liquidation opportunity
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5450 Longwood Run Blvd #103, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $204/mo
Cap Rate 7.7%
CoC Return 5.6%
Down (20%) $36,000
Repairs$3,000
HOA/mo $520
Total Cash In $44,000
1.43% rule (rent/price)

Spacious condo in high-amenity location (UTC, airport, parks nearby) built 1994 with low HQS risk. However, $520/month HOA is substantial (20% of rent) and severely constrains cash flow to only $204/month. Cap rate 7.7% and CoC 5.6% are workable but tight margins. 61 days on market suggests adequate exposure.

HQS: Low 61 days on markethigh HOA fee relative to rent HOA may restrict Section 8 rentals—verify lease policyHigh HOA makes negative market conditions dangerous
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4743 Chicopa St, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $197/mo
Cap Rate 7.8%
CoC Return 3.8%
Down (20%) $33,000
Repairs$25,000
HOA/mo $0
Total Cash In $63,000
1.07% rule (rent/price)

Strong 7.8% cap rate and $197 positive monthly cash flow are attractive, but 1964 construction (62 years old) carries significant HQS compliance risk and lead paint liability. Roof replaced 2017 and AC/electrical updates help, but $25k repair reserve is necessary. Only viable if you can negotiate below $155k to improve CoC return and fund HQS repairs.

HQS: High Pre-1978 construction (lead paint disclosure required)High repair cost estimate ($25k)Age and block construction may require significant HVAC/plumbing work for HQSOlder single-bath layout limits tenant appeal
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5701 Brentgrass Dr #207

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,167
Cash Flow $195/mo
Cap Rate 7.5%
CoC Return 4.3%
Down (20%) $43,000
Repairs$5,000
HOA/mo $0
Total Cash In $53,000
1.01% rule (rent/price)

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $1,972/mo. Net cash flow: $195/mo ($2,341/yr). Cap rate: 7.5%. Cash-on-cash: 4.3%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $54,450 (down $43,000 + closing $6,450 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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5032 Live Oak Cir

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $194/mo
Cap Rate 7.8%
CoC Return 5.6%
Down (20%) $32,000
Repairs$5,000
HOA/mo $0
Total Cash In $42,000
1.08% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,532/mo. Net cash flow: $195/mo ($2,338/yr). Cap rate: 7.8%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $852 | Tax: $133 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $41,800 (down $32,000 + closing $4,800 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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5032 Live Oak Cir, Bradenton, FL 34207

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $194/mo
Cap Rate 7.8%
CoC Return 5.8%
Down (20%) $32,000
Repairs$3,000
HOA/mo $0
Total Cash In $40,000
1.08% rule (rent/price)

Best deal in batch: $160k entry price yields 7.8% cap rate and $194/month positive cash flow. Passes 1% rule. CoC return of 5.8% is respectable but still below 8%+ target. Strong fundamentals for Bradenton market; requires HQS pre-inspection and condition verification before commitment.

HQS: Medium CoC return below 8% target
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137 Woodland Pl

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,365
Cash Flow $193/mo
Cap Rate 7.4%
CoC Return 3.9%
Down (20%) $48,000
Repairs$5,000
HOA/mo $0
Total Cash In $58,000
0.99% rule (rent/price)

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,171/mo. Net cash flow: $194/mo ($2,324/yr). Cap rate: 7.4%. Cash-on-cash: 3.9%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $60,200 (down $48,000 + closing $7,200 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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Ivy Plan

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $183/mo
Cap Rate 7.2%
CoC Return 3.2%
Down (20%) $54,671
Repairs$5,000
HOA/mo $0
Total Cash In $64,671
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,435/mo. Net cash flow: $183/mo ($2,198/yr). Cap rate: 7.2%. Cash-on-cash: 3.2%. Expense breakdown: Mortgage: $1,455 | Tax: $228 | Insurance: $150 | HOA: $0 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $5,000. Total cash needed: $67,873 (down $54,672 + closing $8,201 + repairs $5,000). HQS risk: High.

HQS: High DOM 105 (stale) Missing year built data
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1330 Glen Oaks Dr E Unit 269D

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $183/mo
Cap Rate 8.1%
CoC Return 6.3%
Down (20%) $26,000
Repairs$4,000
HOA/mo $560
Total Cash In $35,000
1.69% rule (rent/price)

Corner unit in 55+ community with strong 8.1% cap rate and low entry price ($130K). Monthly cash flow of $183 and CoC return of 6.3% are respectable. However, need to verify HOA allows Section 8 rentals and that 55+ restriction doesn't prohibit non-senior tenants. 1978 build requires HQS review for systems.

HQS: Medium Quick sale (4 days on market) 55+ community may restrict Section 8 rentalsPre-1978 (lead paint disclosure required)High HOA fees ($560/month)
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1330 Glen Oaks Dr E Unit 269D, Sarasota, FL 34232

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $183/mo
Cap Rate 8.1%
CoC Return 6.3%
Down (20%) $26,000
Repairs$4,000
HOA/mo $560
Total Cash In $35,000
1.69% rule (rent/price)

Affordable 55+ community entry ($130K) with positive cash flow ($183/mo) and 8.1% cap rate. Year-built 1978 is at lead-paint threshold; described as updated with newer flooring but requires lead disclosure verification. 6.3% CoC is marginal.

HQS: Medium 11 days on market Year built 1978 — must verify lead paint disclosure obtainedCoC return below 10%High HOA ($560/mo)
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161 Stanford Rd, Venice, FL 34293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $180/mo
Cap Rate 7.3%
CoC Return 2.9%
Down (20%) $45,400
Repairs$25,000
HOA/mo $0
Total Cash In $75,400
0.99% rule (rent/price)

Only positive cash flow property in batch ($180/month) with decent 7.3% cap rate. However, 1954 construction triggers mandatory lead paint compliance — $25K repair estimate is steep. COC return of 2.9% is weak. Requires inspection to confirm repair scope before committing.

HQS: High Pre-1978 construction (lead paint hazard)Very old structure (1954)High estimated repair cost ($25K)
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3667 Lake Bayshore Dr #J510

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $177/mo
Cap Rate 7.8%
CoC Return 5.4%
Down (20%) $29,800
Repairs$5,000
HOA/mo $0
Total Cash In $39,800
1.09% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,439/mo. Net cash flow: $178/mo ($2,135/yr). Cap rate: 7.8%. Cash-on-cash: 5.4%. Expense breakdown: Mortgage: $793 | Tax: $124 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $39,270 (down $29,800 + closing $4,470 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2977 Trustee Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $176/mo
Cap Rate 7.2%
CoC Return 3.2%
Down (20%) $53,800
Repairs$5,000
HOA/mo $0
Total Cash In $63,800
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,398/mo. Net cash flow: $176/mo ($2,113/yr). Cap rate: 7.2%. Cash-on-cash: 3.2%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $5,000. Total cash needed: $66,870 (down $53,800 + closing $8,070 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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485 Loma Linda

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $173/mo
Cap Rate 7.6%
CoC Return 4.7%
Down (20%) $33,800
Repairs$5,000
HOA/mo $0
Total Cash In $43,800
1.05% rule (rent/price)

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,598/mo. Net cash flow: $173/mo ($2,080/yr). Cap rate: 7.6%. Cash-on-cash: 4.7%. Expense breakdown: Mortgage: $899 | Tax: $141 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $5,000. Total cash needed: $43,870 (down $33,800 + closing $5,070 + repairs $5,000). HQS risk: High.

HQS: High Missing sqft dataMissing year built data
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3635 Lake Bayshore Dr #J-410

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $172/mo
Cap Rate 7.8%
CoC Return 5.2%
Down (20%) $29,980
Repairs$5,000
HOA/mo $0
Total Cash In $39,980
1.08% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,445/mo. Net cash flow: $172/mo ($2,068/yr). Cap rate: 7.8%. Cash-on-cash: 5.2%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $39,477 (down $29,980 + closing $4,497 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4112 36th St W

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $169/mo
Cap Rate 7.3%
CoC Return 3.7%
Down (20%) $43,000
Repairs$5,000
HOA/mo $0
Total Cash In $53,000
0.99% rule (rent/price)

SHA Payment Standard (3BR in 34205): $2,134/mo. Total monthly expenses: $1,964/mo. Net cash flow: $170/mo ($2,036/yr). Cap rate: 7.3%. Cash-on-cash: 3.7%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $54,450 (down $43,000 + closing $6,450 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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161 Stanford Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $168/mo
Cap Rate 7.3%
CoC Return 2.6%
Down (20%) $45,800
Repairs$25,000
HOA/mo $0
Total Cash In $75,800
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,076/mo. Net cash flow: $168/mo ($2,019/yr). Cap rate: 7.3%. Cash-on-cash: 2.6%. Expense breakdown: Mortgage: $1,219 | Tax: $191 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $25,000. Total cash needed: $77,670 (down $45,800 + closing $6,870 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1954)
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818 Wexford Boulevard #818

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $168/mo
Cap Rate 7.3%
CoC Return 3.5%
Down (20%) $45,800
Repairs$5,000
HOA/mo $0
Total Cash In $55,800
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,076/mo. Net cash flow: $168/mo ($2,019/yr). Cap rate: 7.3%. Cash-on-cash: 3.5%. Expense breakdown: Mortgage: $1,219 | Tax: $191 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,670 (down $45,800 + closing $6,870 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2422 Roxbury Cir, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $168/mo
Cap Rate 7.2%
CoC Return 3.6%
Down (20%) $46,913
Repairs$4,000
HOA/mo $25
Total Cash In $55,913
0.99% rule (rent/price)

ONLY positive cash flow property in batch: +$168/month with 7.2% cap rate. Minimal HOA ($25) is exceptional. Built 1979 with updates (new windows, appliances, tile flooring). CoC return of 3.6% is modest but acceptable. PRIMARY CONCERN: Pre-1978 lead paint risk—seller offering $7K closing cost assistance suggests pricing pressure. MUST verify lead disclosures and obtain professional inspection.

HQS: Medium Seller willing to contribute $7,000 to buyer closing costs (explicit motivation)19 days on market Built 1979 — potential pre-1978 lead paint issues (verify disclosure)CoC return only 3.6% despite being sole positive cash flow deal47 years old — may have hidden deferred maintenance despite cosmetic updates
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3915 Schwalbe Dr #128

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $165/mo
Cap Rate 7.3%
CoC Return 3.4%
Down (20%) $45,900
Repairs$5,000
HOA/mo $0
Total Cash In $55,900
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34235): $2,244/mo. Total monthly expenses: $2,079/mo. Net cash flow: $165/mo ($1,982/yr). Cap rate: 7.3%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,221 | Tax: $191 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,785 (down $45,900 + closing $6,885 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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8744 Culebra Ave, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $165/mo
Cap Rate 7.2%
CoC Return 3.2%
Down (20%) $47,800
Repairs$10,000
HOA/mo $0
Total Cash In $62,800
0.97% rule (rent/price)

3-bedroom with solid 7.2% cap rate and $165 positive monthly cash flow. 1978 construction (pre-1978 lead paint threshold) but described as 'well-maintained.' CoC return of 3.2% is modest. Price negotiation critical—target $220-225k to improve returns. Assumable VA loan is attractive feature.

HQS: Medium VA assumable loan mentioned (suggests owner is military) Pre-1978 construction (requires lead paint disclosure)Fenced backyard adds security but increases maintenance
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7845 Eagle Creek Dr, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $163/mo
Cap Rate 7.3%
CoC Return 3.8%
Down (20%) $43,000
Repairs$4,000
HOA/mo $345
Total Cash In $52,000
1.20% rule (rent/price)

Palm Aire second-floor 1986 condo with major price reduction and freshly painted interior, remodeled kitchen. Positive $163 cash flow and 7.3% cap rate meet thresholds. Price reduction signaling may indicate owner motivation or market adjustment. 149 DOM reasonable for Palm Aire market. 3.8% CoC return is thin. Smallest unit (983 sqft) in 2BR category. Works at current price with favorable loan terms; strengthen position with 10% down to reduce cash invested.

HQS: Low major price reduction149 days on market
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3806 Roxane Blvd #161

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $162/mo
Cap Rate 7.2%
CoC Return 2.8%
Down (20%) $45,980
Repairs$18,000
HOA/mo $0
Total Cash In $68,980
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34235): $2,244/mo. Total monthly expenses: $2,081/mo. Net cash flow: $163/mo ($1,952/yr). Cap rate: 7.2%. Cash-on-cash: 2.8%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $70,877 (down $45,980 + closing $6,897 + repairs $18,000). HQS risk: High.

HQS: High
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446 Cerromar Road #293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $162/mo
Cap Rate 7.2%
CoC Return 3.4%
Down (20%) $45,980
Repairs$5,000
HOA/mo $0
Total Cash In $55,980
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,081/mo. Net cash flow: $163/mo ($1,952/yr). Cap rate: 7.2%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,877 (down $45,980 + closing $6,897 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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414 Cerromar Cir S #152

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $162/mo
Cap Rate 7.2%
CoC Return 3.4%
Down (20%) $45,980
Repairs$5,000
HOA/mo $0
Total Cash In $55,980
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,081/mo. Net cash flow: $163/mo ($1,952/yr). Cap rate: 7.2%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,877 (down $45,980 + closing $6,897 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1737 Bonitas Circle #1724-D

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $162/mo
Cap Rate 7.2%
CoC Return 3.4%
Down (20%) $46,000
Repairs$5,000
HOA/mo $0
Total Cash In $56,000
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,082/mo. Net cash flow: $162/mo ($1,945/yr). Cap rate: 7.2%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,900 (down $46,000 + closing $6,900 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4067 Lake Bayshore Dr #C302

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $140/mo
Cap Rate 7.5%
CoC Return 4.2%
Down (20%) $31,000
Repairs$5,000
HOA/mo $0
Total Cash In $41,000
1.04% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,476/mo. Net cash flow: $141/mo ($1,691/yr). Cap rate: 7.5%. Cash-on-cash: 4.2%. Expense breakdown: Mortgage: $825 | Tax: $129 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $40,650 (down $31,000 + closing $4,650 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2303 Canal Dr Unit F7, Bradenton, FL 34207

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $139/mo
Cap Rate 7.4%
CoC Return 4.0%
Down (20%) $33,800
Repairs$3,000
HOA/mo $0
Total Cash In $41,800
1.02% rule (rent/price)

Passes 1% rule with positive cash flow of $139/month and respectable 7.4% cap rate. However, CoC return of 4% is below target, and missing year-built data is concerning for HQS inspection readiness. Needs verification of condition and HQS compliance status before commitment.

HQS: Medium missing year built data no year built informationaddress format suggests unit/condo (verify HOA restrictions)need HQS pre-inspection
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5068 Red Oak Pl, Bradenton, FL 34207

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $139/mo
Cap Rate 7.4%
CoC Return 4.0%
Down (20%) $33,800
Repairs$3,000
HOA/mo $0
Total Cash In $41,800
1.02% rule (rent/price)

Matches 2303 Canal Dr metrics: 7.4% cap, $139/month CF, 4% CoC. Passes 1% rule with respectable cap rate. CoC return below target but acceptable given Bradenton market conditions. Requires HQS pre-inspection and condition assessment.

HQS: Medium CoC return below 8% target
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6911 Kenwood Dr, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $136/mo
Cap Rate 7.3%
CoC Return 3.3%
Down (20%) $35,000
Repairs$10,000
HOA/mo $0
Total Cash In $50,000
1.01% rule (rent/price)

One of few positive-cash-flow deals: $136/month with strong 7.3% cap rate. Built 1981 (medium HQS risk) but oversized corner lot is desirable. Estimated repairs of $10k are primary concern; after repairs, still cash-positive. Deserves detailed inspection and repair scope verification.

HQS: Medium
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1112 6th St E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $135/mo
Cap Rate 7.0%
CoC Return 1.9%
Down (20%) $50,999
Repairs$25,000
HOA/mo $0
Total Cash In $80,999
0.94% rule (rent/price)

SHA Payment Standard (3BR in 34208): $2,409/mo. Total monthly expenses: $2,274/mo. Net cash flow: $135/mo ($1,623/yr). Cap rate: 7.0%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,357 | Tax: $212 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $25,000. Total cash needed: $83,650 (down $51,000 + closing $7,650 + repairs $25,000). HQS risk: High.

HQS: High DOM 114 (stale) Very old construction (1958)
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1112 6th St E, Bradenton, FL 34208

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $135/mo
Cap Rate 7.0%
CoC Return 2.0%
Down (20%) $50,999
Repairs$25,000
HOA/mo $0
Total Cash In $80,999
0.94% rule (rent/price)

Only property in this batch with positive monthly cash flow ($135) and strong 7% cap rate justify deeper investigation. However, 1958 construction with vague description ('give it your special touch') indicates significant deferred maintenance—$25K repair estimate is conservative given pre-1978 lead paint risk and potential electrical/plumbing issues. 134 days on market confirms buyer hesitancy. CoC return of 2% is thin; only viable if repairs can be negotiated into offer.

HQS: High 134 days on marketvague description suggesting needed repairs Built 1958—definite pre-1978 lead paint liabilityBlock construction in flood-prone BradentonVague 'potential' language suggests surprises during inspection
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109 Woodland Pl

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,365
Cash Flow $132/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $49,980
Repairs$5,000
HOA/mo $0
Total Cash In $59,980
0.95% rule (rent/price)

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,232/mo. Net cash flow: $133/mo ($1,593/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,330 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $62,477 (down $49,980 + closing $7,497 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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201 Woodland Dr #201

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,365
Cash Flow $132/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $49,980
Repairs$5,000
HOA/mo $0
Total Cash In $59,980
0.95% rule (rent/price)

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,232/mo. Net cash flow: $133/mo ($1,593/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,330 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $62,477 (down $49,980 + closing $7,497 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4460 Ironwood Cir Unit 407A, Bradenton, FL 34209

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $132/mo
Cap Rate 7.6%
CoC Return 3.9%
Down (20%) $25,800
Repairs$10,000
HOA/mo $567
Total Cash In $40,800
1.65% rule (rent/price)

This is the batch's only positive-cash-flow deal at +$132/month. The 7.6% cap rate is the strongest in the batch, and the $129K price point is the lowest. However, cash flow is minimal, and CoC return of 3.9% is underwhelming. Top-floor placement (no upstairs neighbors) is desirable for Section 8 tenants. Property needs negotiation: aim to get price down to $119-120K or negotiate rent increase to $2,200+/month to achieve acceptable returns.

HQS: Medium CoC return (3.9%) below target 8-10%Monthly cash flow only $132 (minimal buffer for vacancy or unexpected repairs)
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182 Argus Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $131/mo
Cap Rate 7.1%
CoC Return 2.2%
Down (20%) $47,000
Repairs$18,000
HOA/mo $0
Total Cash In $70,000
0.95% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,113/mo. Net cash flow: $131/mo ($1,575/yr). Cap rate: 7.1%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $72,050 (down $47,000 + closing $7,050 + repairs $18,000). HQS risk: High.

HQS: High
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17136 White Mangrove Dr, Wimauma, FL 33598

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,673
Cash Flow $130/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $55,000
Repairs$5,000
HOA/mo $85
Total Cash In $65,000
0.97% rule (rent/price)

Second-best deal in batch: $130/month positive cash flow, 7.0% cap rate, and 4BR earns higher payment standard ($2,673). Only 66 days on market = quickest move. However, major red flag: approved short sale with waterfront property in Wimauma. Water views = high flood insurance, HQS may require extensive inspection for water intrusion/moisture, and title complexity in short sale requires careful diligence. Repair estimate raised to $5K due to flood-prone location. If short sale closes cleanly and property clears inspection, this is a strong deal; if complications arise, it could strand your capital.

HQS: Medium SHORT SALE (approved)waterfront propertyonly 66 days on market (typical for distressed sales) Waterfront = flood zone, elevated insurance, HQS moisture/intrusion risksShort sale = potential title/lender delaysWimauma = rural location, tenant pool smallerNeed flood insurance letter before commitmentAppraisal risk in short sale—may not appraise to purchase price
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4388 Rayfield Dr #4388 ##4388

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $129/mo
Cap Rate 7.2%
CoC Return 2.5%
Down (20%) $37,900
Repairs$18,000
HOA/mo $536
Total Cash In $60,900
1.36% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,445/mo. Net cash flow: $129/mo ($1,554/yr). Cap rate: 7.2%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,009 | Tax: $158 | Insurance: $150 | HOA: $536 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $18,000. Total cash needed: $61,585 (down $37,900 + closing $5,685 + repairs $18,000). HQS risk: High.

HQS: High High HOA $536/mo
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4388 Rayfield Dr #4388, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $129/mo
Cap Rate 7.2%
CoC Return 2.3%
Down (20%) $37,900
Repairs$25,000
HOA/mo $536
Total Cash In $67,900
1.36% rule (rent/price)

Lakewood Ranch location commands strong payment standard ($2,574), and 7.2% cap rate is solid. However, 1974 build year requires $25K repairs to pass HQS, and $536/month HOA is very high (21% of rent), leaving only $129/month cash flow. CoC return of 2.3% is weak. Negotiate price down $20-30K to improve returns.

HQS: Medium High HOA relative to expected rentPre-1975 construction requires HQS verification
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335 Cape Harbour Loop #108, Bradenton, FL 34212

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,537
Cash Flow $123/mo
Cap Rate 7.1%
CoC Return 3.0%
Down (20%) $43,160
Repairs$1,200
HOA/mo $352
Total Cash In $49,360
1.18% rule (rent/price)

Only positive cash flow deal in this batch—3BR townhome in highly desirable Heritage Harbour with 7.1% cap rate. Move-in ready 2006 construction with excellent HQS compliance. Monthly cushion of $123 is extremely thin ($4/day) and leaves no margin for vacancy, unexpected repairs, or tenant issues. Would require aggressive price negotiation to add buffer.

HQS: Low Dangerously thin cash flow margin ($123/month = $4/day)No buffer for vacancy or repairsCoC return only 3.0% (below market)
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8540 Daybreak St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $122/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $51,000
Repairs$3,000
HOA/mo $174
Total Cash In $59,000
1.03% rule (rent/price)

Brand-new 2024 townhome in Skye Ranch with strong 7.0% cap rate and low HQS risk. However, monthly cash flow of $122 and CoC return of only 2.5% are weak. Low HOA ($174) is a plus, but the property needs negotiation on price or terms to generate meaningful cash flow.

HQS: Low
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3221 Beneva Rd #102

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $121/mo
Cap Rate 7.3%
CoC Return 3.1%
Down (20%) $31,980
Repairs$10,000
HOA/mo $438
Total Cash In $46,980
1.38% rule (rent/price)

Village Brooke offers excellent value at $159.9K with strong 7.3% cap rate and $121/month positive cash flow. Low HOA ($438) and abundant amenities (2 pools, tennis, shuffleboard) support tenant appeal. However, 1978 construction year and estimated $10K HQS repairs are concerns. The combination of positive cash flow and cap rate above 7% makes this worth investigating despite repair costs.

HQS: Medium Quick sale (3 days on market) Pre-1978 (lead paint disclosure required)Estimated HQS repairs $10K (medium-high cost)
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3405 Clark Rd #205

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,090
Cash Flow $120/mo
Cap Rate 7.1%
CoC Return 2.1%
Down (20%) $43,500
Repairs$18,000
HOA/mo $0
Total Cash In $66,500
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34231): $2,090/mo. Total monthly expenses: $1,970/mo. Net cash flow: $120/mo ($1,445/yr). Cap rate: 7.1%. Cash-on-cash: 2.1%. Expense breakdown: Mortgage: $1,158 | Tax: $181 | Insurance: $150 | HOA: $0 | Vacancy: $167 | Mgmt: $209 | Maint: $104. Estimated repairs for HQS: $18,000. Total cash needed: $68,025 (down $43,500 + closing $6,525 + repairs $18,000). HQS risk: High.

HQS: High
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3656 Lake Bayshore Dr #319

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $116/mo
Cap Rate 7.3%
CoC Return 3.4%
Down (20%) $31,800
Repairs$5,000
HOA/mo $0
Total Cash In $41,800
1.02% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,501/mo. Net cash flow: $116/mo ($1,396/yr). Cap rate: 7.3%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $846 | Tax: $132 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $41,570 (down $31,800 + closing $4,770 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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105 Palm Ln E, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $113/mo
Cap Rate 7.1%
CoC Return 2.9%
Down (20%) $39,600
Repairs$3,000
HOA/mo $0
Total Cash In $47,600
0.97% rule (rent/price)

Positive cash flow of $113/month with 7.1% cap rate on larger 1,708 sqft property in affordable Parrish market. Good rent potential at $1,925/month. CoC return of 2.9% is weak but property's size and condition may offset risk. Verify HQS readiness before proceeding.

HQS: Low low CoC return
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64 Circlewood Drive A2 #3

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $112/mo
Cap Rate 7.0%
CoC Return 2.3%
Down (20%) $47,600
Repairs$5,000
HOA/mo $0
Total Cash In $57,600
0.94% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,131/mo. Net cash flow: $113/mo ($1,354/yr). Cap rate: 7.0%. Cash-on-cash: 2.3%. Expense breakdown: Mortgage: $1,267 | Tax: $198 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $59,740 (down $47,600 + closing $7,140 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4004 36th Ave Dr W #4004

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $110/mo
Cap Rate 7.2%
CoC Return 3.2%
Down (20%) $32,000
Repairs$5,000
HOA/mo $0
Total Cash In $42,000
1.01% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,507/mo. Net cash flow: $110/mo ($1,322/yr). Cap rate: 7.2%. Cash-on-cash: 3.2%. Expense breakdown: Mortgage: $852 | Tax: $133 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $41,800 (down $32,000 + closing $4,800 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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6221 Timber Lake Dr Unit C10, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $110/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $45,000
Repairs$4,000
HOA/mo $336
Total Cash In $54,000
1.14% rule (rent/price)

Woodland Green turnkey 1987 condo with vaulted ceilings and enclosed Florida room. Positive cash flow of $110/month and 7% cap rate meet minimums. 229 DOM is concerning for a turnkey property—suggests pricing or community issues. 2.5% CoC return is thin relative to capital invested. Investigate why property is slow to sell; may have HOA issues or community reputation. Negotiate hard to lower purchase price below $200K.

HQS: Low 229 days on market for turnkey condoslow moving property despite good condition verify HOA rental policy for Section 8investigate why property has sat 229 days
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1404 82nd St NW

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $108/mo
Cap Rate 7.0%
CoC Return 2.3%
Down (20%) $44,980
Repairs$5,000
HOA/mo $0
Total Cash In $54,980
0.95% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,025/mo. Net cash flow: $109/mo ($1,305/yr). Cap rate: 7.0%. Cash-on-cash: 2.3%. Expense breakdown: Mortgage: $1,197 | Tax: $187 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $56,727 (down $44,980 + closing $6,747 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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12420 Crystal Jade Way, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $108/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $43,000
Repairs$3,000
HOA/mo $366
Total Cash In $51,000
1.18% rule (rent/price)

Only property in batch with positive cash flow and 7.0% cap rate. 2023 construction = low HQS compliance risk. Marked as 'Short Sale'—suggests motivated seller and potential for price negotiation. At $215K with strong fundamentals, this could work if negotiated below list or short sale approval accelerates. Key risk: short sale timelines unpredictable; 2.5% CoC is thin.

HQS: Low Short sale37 days on market (recent listing, could be short sale newly listed) Short sale approval timeline uncertain (could be 60-90 days)HOA $366/month (verify Section 8 allowed)2.5% CoC return is weak for capital tied up
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5224 32nd St E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,332
Cash Flow $106/mo
Cap Rate 6.9%
CoC Return 2.0%
Down (20%) $50,000
Repairs$5,000
HOA/mo $0
Total Cash In $60,000
0.93% rule (rent/price)

SHA Payment Standard (3BR in 34203): $2,332/mo. Total monthly expenses: $2,225/mo. Net cash flow: $107/mo ($1,280/yr). Cap rate: 6.9%. Cash-on-cash: 2.0%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $62,500 (down $50,000 + closing $7,500 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1207 22nd Ave W

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $105/mo
Cap Rate 6.8%
CoC Return 1.6%
Down (20%) $55,000
Repairs$18,000
HOA/mo $0
Total Cash In $78,000
0.92% rule (rent/price)

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,425/mo. Net cash flow: $105/mo ($1,263/yr). Cap rate: 6.8%. Cash-on-cash: 1.6%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $18,000. Total cash needed: $81,250 (down $55,000 + closing $8,250 + repairs $18,000). HQS risk: High.

HQS: High DOM 62 (aging)
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1712 3rd Ave W

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $105/mo
Cap Rate 6.8%
CoC Return 1.9%
Down (20%) $55,000
Repairs$5,000
HOA/mo $0
Total Cash In $65,000
0.92% rule (rent/price)

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,425/mo. Net cash flow: $105/mo ($1,263/yr). Cap rate: 6.8%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $5,000. Total cash needed: $68,250 (down $55,000 + closing $8,250 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2046 N Osprey Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $103/mo
Cap Rate 7.1%
CoC Return 2.7%
Down (20%) $35,800
Repairs$5,000
HOA/mo $0
Total Cash In $45,800
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34234): $1,760/mo. Total monthly expenses: $1,657/mo. Net cash flow: $103/mo ($1,240/yr). Cap rate: 7.1%. Cash-on-cash: 2.7%. Expense breakdown: Mortgage: $953 | Tax: $149 | Insurance: $150 | HOA: $0 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $5,000. Total cash needed: $46,170 (down $35,800 + closing $5,370 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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708 Tamiami Trail S #209

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,848
Cash Flow $103/mo
Cap Rate 7.0%
CoC Return 2.6%
Down (20%) $37,980
Repairs$5,000
HOA/mo $0
Total Cash In $47,980
0.97% rule (rent/price)

SHA Payment Standard (2BR in 34285): $1,848/mo. Total monthly expenses: $1,744/mo. Net cash flow: $104/mo ($1,248/yr). Cap rate: 7.0%. Cash-on-cash: 2.6%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $148 | Mgmt: $185 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $48,677 (down $37,980 + closing $5,697 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2046 N Osprey Ave, Sarasota, FL 34234

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $103/mo
Cap Rate 7.1%
CoC Return 2.8%
Down (20%) $35,800
Repairs$3,000
HOA/mo $0
Total Cash In $43,800
0.98% rule (rent/price)

Sarasota market entry at $179k with solid 7.1% cap rate and $103/month cash flow. 1-bath is limiting factor but larger sqft (1,176) provides appeal. CoC of 2.8% is weak but property passes 1% rule. Sarasota demand for Section 8 is strong; negotiate to $170k or verify condition quality.

HQS: Medium 1-bath configuration limits marketlow CoC return
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31 Seminole Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $101/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $37,800
Repairs$5,000
HOA/mo $0
Total Cash In $47,800
0.97% rule (rent/price)

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,736/mo. Net cash flow: $101/mo ($1,213/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,006 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $48,470 (down $37,800 + closing $5,670 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1406 Gondola Park Drive

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $101/mo
Cap Rate 6.9%
CoC Return 2.0%
Down (20%) $47,980
Repairs$5,000
HOA/mo $0
Total Cash In $57,980
0.94% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,143/mo. Net cash flow: $101/mo ($1,213/yr). Cap rate: 6.9%. Cash-on-cash: 2.0%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $60,177 (down $47,980 + closing $7,197 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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428 40th Ct W, Palmetto, FL 34221

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $101/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $40,000
Repairs$3,000
HOA/mo $0
Total Cash In $48,000
0.96% rule (rent/price)

Palmetto market delivers $1,925/month rent on $200k investment with 7.0% cap rate. Positive cash flow of $101/month and 2.5% CoC are weak but property is in affordable market with strong Section 8 demand. Requires HQS pre-inspection to confirm move-in readiness.

HQS: Low low CoC return
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6120 43rd St W Unit 407B #Unit 407B

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $98/mo
Cap Rate 7.5%
CoC Return 2.7%
Down (20%) $21,800
Repairs$18,000
HOA/mo $495
Total Cash In $44,800
1.69% rule (rent/price)

SHA Payment Standard (2BR in 34210): $1,837/mo. Total monthly expenses: $1,738/mo. Net cash flow: $99/mo ($1,182/yr). Cap rate: 7.5%. Cash-on-cash: 2.7%. Expense breakdown: Mortgage: $580 | Tax: $91 | Insurance: $150 | HOA: $495 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $18,000. Total cash needed: $43,070 (down $21,800 + closing $3,270 + repairs $18,000). HQS risk: High.

HQS: High High HOA $495/mo
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208 Cape Harbour Loop #102 ##102

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,537
Cash Flow $98/mo
Cap Rate 6.9%
CoC Return 2.2%
Down (20%) $43,000
Repairs$3,000
HOA/mo $382
Total Cash In $51,000
1.18% rule (rent/price)

SHA Payment Standard (3BR in 34212): $2,537/mo. Total monthly expenses: $2,439/mo. Net cash flow: $98/mo ($1,176/yr). Cap rate: 6.9%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $382 | Vacancy: $203 | Mgmt: $254 | Maint: $127. Estimated repairs for HQS: $3,000. Total cash needed: $52,450 (down $43,000 + closing $6,450 + repairs $3,000). HQS risk: Low.

HQS: Low
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8780 Daybreak St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $97/mo
Cap Rate 6.8%
CoC Return 1.9%
Down (20%) $51,800
Repairs$1,500
HOA/mo $174
Total Cash In $58,300
1.01% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,520/mo. Net cash flow: $98/mo ($1,170/yr). Cap rate: 6.8%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,379 | Tax: $216 | Insurance: $150 | HOA: $174 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $61,070 (down $51,800 + closing $7,770 + repairs $1,500). HQS risk: Low.

HQS: Low
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8780 Daybreak St, Sarasota, FL 34241

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $97/mo
Cap Rate 6.8%
CoC Return 2.0%
Down (20%) $51,800
Repairs$1,200
HOA/mo $174
Total Cash In $58,000
1.01% rule (rent/price)

Skye Ranch nearly-new 2023 townhome with positive cash flow ($97/month) and solid 6.8% cap rate. Move-in ready with minimal repairs ($1,200). However, CoC return 2.0% is on the low end—means capital recovery slow. Partial furnishings reduce out-of-pocket costs. 35 days on market reasonable. Recommend negotiating purchase price down 5-8% to improve CoC closer to 3-4%.

HQS: Low low_coc_return
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6057 Coral Way #3

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $96/mo
Cap Rate 7.0%
CoC Return 2.5%
Down (20%) $35,200
Repairs$5,000
HOA/mo $0
Total Cash In $45,200
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,631/mo. Net cash flow: $96/mo ($1,157/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $937 | Tax: $147 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $45,480 (down $35,200 + closing $5,280 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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7847 Eagle Creek Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $96/mo
Cap Rate 6.9%
CoC Return 1.9%
Down (20%) $44,980
Repairs$10,000
HOA/mo $351
Total Cash In $59,980
1.14% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,477/mo. Net cash flow: $97/mo ($1,159/yr). Cap rate: 6.9%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,197 | Tax: $187 | Insurance: $150 | HOA: $351 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $61,727 (down $44,980 + closing $6,747 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 95 (stale)
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918 Capri Isles Blvd #205 ##205

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $88/mo
Cap Rate 7.0%
CoC Return 2.1%
Down (20%) $35,980
Repairs$10,000
HOA/mo $416
Total Cash In $50,980
1.27% rule (rent/price)

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,200/mo. Net cash flow: $88/mo ($1,060/yr). Cap rate: 7.0%. Cash-on-cash: 2.1%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $416 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $10,000. Total cash needed: $51,377 (down $35,980 + closing $5,397 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $416/mo
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918 Capri Isles Blvd #205, Venice, FL 34292

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $88/mo
Cap Rate 7.0%
CoC Return 2.1%
Down (20%) $35,980
Repairs$10,000
HOA/mo $416
Total Cash In $50,980
1.27% rule (rent/price)

Best-priced deal in batch at $179,900 with 7% cap rate and positive cash flow of $88/month. 1986 vintage requires $10K repair reserve for systems. Fully furnished approach suggests cosmetic turnover. Golf course community may have rental restrictions (must verify HOA rules). At this price point and location, worth deeper investigation if HOA permits Section 8.

HQS: Medium Fully furnished condo suggests quick flips/cosmetic approachGolf course views indicate HOA oversight Golf course community - verify HOA allows Section 8 rentals1986 construction with furnished approach suggests aging systems maskedHOA ($416) = 18% of monthly rentCoC return only 2.1%
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5816 Ocean Isle Dr, Nokomis, FL 34275

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,772
Cash Flow $85/mo
Cap Rate 6.8%
CoC Return 1.6%
Down (20%) $54,600
Repairs$3,000
HOA/mo $218
Total Cash In $62,600
1.02% rule (rent/price)

Contemporary 2022 townhome with excellent HQS risk profile. Cap rate 6.8% and positive cash flow look strong, but CoC return of 1.6% is dangerously low—just barely profitable. 3BR payment standard of $2,772 is strong. Verify 55+ community does not restrict Section 8 rentals; if allowed, negotiate price down $20-30K to improve CoC returns.

HQS: Low 172 days on market55+ community 55+ community — verify Section 8 rental allowanceMinimal cash-on-cash return (1.6%)Long marketing period suggests pricing above market
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5816 Ocean Isle Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,772
Cash Flow $85/mo
Cap Rate 6.8%
CoC Return 1.6%
Down (20%) $54,600
Repairs$3,000
HOA/mo $218
Total Cash In $62,600
1.02% rule (rent/price)

Built in 2022 with contemporary energy-efficient design — HQS compliance is essentially guaranteed. Positive cash flow of $85/month with 6.8% cap rate are modest but acceptable. Minimal repair risk given recent construction. CoC return is weak at 1.6%, suggesting need for better purchase terms or negotiation.

HQS: Low 179 days on market
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45 Euclid Ave, Englewood, FL 34223

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,222
Cash Flow $84/mo
Cap Rate 6.8%
CoC Return 1.6%
Down (20%) $47,980
Repairs$10,000
HOA/mo $0
Total Cash In $62,980
0.93% rule (rent/price)

Completely renovated 1970s home with strong HQS profile—new kitchen, primary suite, LVP flooring throughout. No HOA is attractive. Cap rate 6.8% is solid, but CoC 1.6% is marginal and fails 1% rule. $10K repair reserve seems conservative given recent full remodeling. Virtually staged photos suggest marketing-heavy positioning.

HQS: Low Virtually staged photos193 days on market Very low cash-on-cash return (1.6%)Fails 1% rule
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45 Euclid Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,222
Cash Flow $84/mo
Cap Rate 6.8%
CoC Return 1.6%
Down (20%) $47,980
Repairs$10,000
HOA/mo $0
Total Cash In $62,980
0.93% rule (rent/price)

Recent full renovation with new primary suite provides updated appeal. Barely positive cash flow ($84/month) and 6.8% cap rate are marginal. Built 1970 raises lead paint concerns despite renovation claims—verify lead-safe certification. 200 days on market suggests overpricing despite recent work. Needs price negotiation to be viable.

HQS: Medium 200 days on market pre-1978 lead paint risk despite claimed renovation
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7742 Eagle Creek Dr #7524 ##7524

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $81/mo
Cap Rate 6.8%
CoC Return 1.6%
Down (20%) $45,700
Repairs$10,000
HOA/mo $344
Total Cash In $60,700
1.13% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,493/mo. Net cash flow: $81/mo ($977/yr). Cap rate: 6.8%. Cash-on-cash: 1.6%. Expense breakdown: Mortgage: $1,216 | Tax: $190 | Insurance: $150 | HOA: $344 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $62,555 (down $45,700 + closing $6,855 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 76 (aging)
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7742 Eagle Creek Dr #7524, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $81/mo
Cap Rate 6.8%
CoC Return 1.8%
Down (20%) $45,700
Repairs$4,000
HOA/mo $344
Total Cash In $54,700
1.13% rule (rent/price)

Best deal in this batch—$81/month positive cash flow, 6.8% cap rate, and move-in-ready condition (recent flooring, renovated kitchen per description). 1987 construction plus recent updates = low HQS risk. HOA of $344 is high but manageable. CoC of 1.8% is marginal, but the property is located in desirable Palm Aire and already rented-ready. Verify golf community doesn't restrict Section 8 tenants, but economics work if deed is clean.

HQS: Low 96 days on marketcondo market slower than SFH Golf course community (verify no rental/Section 8 restrictions)HOA $344/monthCoC return only 1.8%condo—verify special assessments not pending
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315 30th Ave W APT B402

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $79/mo
Cap Rate 7.0%
CoC Return 2.2%
Down (20%) $33,000
Repairs$5,000
HOA/mo $0
Total Cash In $43,000
0.98% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,538/mo. Net cash flow: $79/mo ($953/yr). Cap rate: 7.0%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $878 | Tax: $138 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $42,950 (down $33,000 + closing $4,950 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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7343 Fountain Palm Cir

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $78/mo
Cap Rate 6.9%
CoC Return 2.0%
Down (20%) $36,600
Repairs$5,000
HOA/mo $0
Total Cash In $46,600
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34203): $1,760/mo. Total monthly expenses: $1,681/mo. Net cash flow: $79/mo ($944/yr). Cap rate: 6.9%. Cash-on-cash: 2.0%. Expense breakdown: Mortgage: $974 | Tax: $152 | Insurance: $150 | HOA: $0 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $5,000. Total cash needed: $47,090 (down $36,600 + closing $5,490 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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928 Capri Isles Boulevard #132

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $78/mo
Cap Rate 6.8%
CoC Return 1.5%
Down (20%) $49,800
Repairs$5,000
HOA/mo $0
Total Cash In $59,800
0.92% rule (rent/price)

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,209/mo. Net cash flow: $79/mo ($948/yr). Cap rate: 6.8%. Cash-on-cash: 1.5%. Expense breakdown: Mortgage: $1,325 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $5,000. Total cash needed: $62,270 (down $49,800 + closing $7,470 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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129 Woodland Pl

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,365
Cash Flow $76/mo
Cap Rate 6.7%
CoC Return 1.4%
Down (20%) $51,800
Repairs$5,000
HOA/mo $0
Total Cash In $61,800
0.91% rule (rent/price)

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,288/mo. Net cash flow: $77/mo ($921/yr). Cap rate: 6.7%. Cash-on-cash: 1.4%. Expense breakdown: Mortgage: $1,379 | Tax: $216 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $64,570 (down $51,800 + closing $7,770 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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511 Orlando Ave, Bradenton, FL 34207

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $71/mo
Cap Rate 6.9%
CoC Return 2.0%
Down (20%) $36,000
Repairs$3,000
HOA/mo $0
Total Cash In $44,000
0.96% rule (rent/price)

Weak but positive cash flow of $71/month with 6.9% cap rate. CoC return of 2% is below acceptable thresholds (target 8%+). Property qualifies on the 1% rule but marginal returns don't justify capital deployment. Negotiate $160k-165k price range to achieve acceptable CoC.

HQS: Medium very low CoC returnmodest cash flow buffer
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1106 49th Ave W, Bradenton, FL 34207

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $71/mo
Cap Rate 6.9%
CoC Return 2.0%
Down (20%) $36,000
Repairs$3,000
HOA/mo $0
Total Cash In $44,000
0.96% rule (rent/price)

Identical metrics to 511 Orlando Ave: 6.9% cap, $71/month CF, 2% CoC. Positive cash flow and solid cap rate, but CoC is weak at 2%. Viable only if negotiated to $160k-165k range to improve returns.

HQS: Medium very low CoC return
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1316 28th Ave Dr W

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $70/mo
Cap Rate 6.8%
CoC Return 1.7%
Down (20%) $41,000
Repairs$1,500
HOA/mo $0
Total Cash In $47,500
0.94% rule (rent/price)

SHA Payment Standard (2BR in 34221): $1,925/mo. Total monthly expenses: $1,855/mo. Net cash flow: $70/mo ($844/yr). Cap rate: 6.8%. Cash-on-cash: 1.7%. Expense breakdown: Mortgage: $1,091 | Tax: $171 | Insurance: $150 | HOA: $0 | Vacancy: $154 | Mgmt: $192 | Maint: $96. Estimated repairs for HQS: $1,500. Total cash needed: $48,650 (down $41,000 + closing $6,150 + repairs $1,500). HQS risk: Low.

HQS: Low
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20 Idle Sands Drive

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $70/mo
Cap Rate 6.7%
CoC Return 1.4%
Down (20%) $48,980
Repairs$5,000
HOA/mo $0
Total Cash In $58,980
0.92% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,174/mo. Net cash flow: $70/mo ($844/yr). Cap rate: 6.7%. Cash-on-cash: 1.4%. Expense breakdown: Mortgage: $1,303 | Tax: $204 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $61,327 (down $48,980 + closing $7,347 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4400 McKibben Dr, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $68/mo
Cap Rate 6.7%
CoC Return 1.4%
Down (20%) $50,980
Repairs$4,000
HOA/mo $0
Total Cash In $59,980
0.91% rule (rent/price)

ONLY positive cash flow property in batch at +$68/month ($816/year). 6.7% cap rate is solid. Updated property (granite, new appliances, vinyl flooring) suggests HQS compliance potential. Medium repair risk acceptable for positive returns. 1.4% CoC is low due to high purchase price, but cash flow provides rental cushion and property has upside if voucher rents increase.

HQS: Medium
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16624 Maude Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $66/mo
Cap Rate 6.7%
CoC Return 1.3%
Down (20%) $48,000
Repairs$5,000
HOA/mo $0
Total Cash In $58,000
0.92% rule (rent/price)

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,133/mo. Net cash flow: $67/mo ($799/yr). Cap rate: 6.7%. Cash-on-cash: 1.3%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $5,000. Total cash needed: $60,200 (down $48,000 + closing $7,200 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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13 Oak St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $64/mo
Cap Rate 6.8%
CoC Return 1.6%
Down (20%) $38,980
Repairs$5,000
HOA/mo $0
Total Cash In $48,980
0.94% rule (rent/price)

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,772/mo. Net cash flow: $65/mo ($777/yr). Cap rate: 6.8%. Cash-on-cash: 1.6%. Expense breakdown: Mortgage: $1,037 | Tax: $162 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $49,827 (down $38,980 + closing $5,847 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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436 Sunset Dr, Englewood, FL 34223

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,672
Cash Flow $60/mo
Cap Rate 6.8%
CoC Return 1.1%
Down (20%) $34,980
Repairs$25,000
HOA/mo $0
Total Cash In $64,980
0.96% rule (rent/price)

Only $60 positive monthly cash flow and 1.1% CoC return are minimal. However, 6.8% cap rate and $175k price offer potential. Key risk: 1960 construction (66 years old) with pre-1978 lead paint, plus private pool (significant maintenance, liability, insurance cost). Recent updates (2017 roof, impact shutters, electrical panel) help HQS. Only viable with price reduction to $150k or less and clear lead disclosure/abatement.

HQS: High Recent listing (7 days on market) suggests fresh inventory Pre-1978 construction (lead paint disclosure required)Private pool adds maintenance, liability, and insurance costsHigh repair estimate ($25k) for HQS complianceTerrazzo floors are outdated and can harbor lead
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3700 S Osprey Ave #205

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,167
Cash Flow $59/mo
Cap Rate 6.7%
CoC Return 1.2%
Down (20%) $47,400
Repairs$5,000
HOA/mo $0
Total Cash In $57,400
0.91% rule (rent/price)

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $2,107/mo. Net cash flow: $60/mo ($716/yr). Cap rate: 6.7%. Cash-on-cash: 1.2%. Expense breakdown: Mortgage: $1,261 | Tax: $198 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $59,510 (down $47,400 + closing $7,110 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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397 Circlewood Dr Unit Z1 #Unit Z1

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $56/mo
Cap Rate 6.8%
CoC Return 1.3%
Down (20%) $35,800
Repairs$10,000
HOA/mo $420
Total Cash In $50,800
1.25% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,188/mo. Net cash flow: $56/mo ($672/yr). Cap rate: 6.8%. Cash-on-cash: 1.3%. Expense breakdown: Mortgage: $953 | Tax: $149 | Insurance: $150 | HOA: $420 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $10,000. Total cash needed: $51,170 (down $35,800 + closing $5,370 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $420/mo
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397 Circlewood Dr Unit Z1, Venice, FL 34293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $56/mo
Cap Rate 6.8%
CoC Return 1.5%
Down (20%) $35,800
Repairs$4,000
HOA/mo $420
Total Cash In $44,800
1.25% rule (rent/price)

Positive $56 monthly cash flow, solid 6.8% cap rate, and minimal repairs ($4k) are assets. New A/C and updated kitchen improve HQS compliance. However, 1.5% CoC return is weak. Price reduction noted during listing (58 days on market) suggests negotiation room. Circle Woods community is established and stable. Target $165-170k to improve returns and justify $420 HOA.

HQS: Low 58 days on market—price reduction noted HOA $420/month (18.7% of rent) is highLimited CoC return (1.5%) requires longer hold period
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200 Columbia St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $49/mo
Cap Rate 6.6%
CoC Return 0.9%
Down (20%) $53,800
Repairs$3,000
HOA/mo $0
Total Cash In $61,800
0.90% rule (rent/price)

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,360/mo. Net cash flow: $49/mo ($588/yr). Cap rate: 6.6%. Cash-on-cash: 0.9%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $3,000. Total cash needed: $64,870 (down $53,800 + closing $8,070 + repairs $3,000). HQS risk: Low.

HQS: Low DOM 203 (very stale)
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200 Columbia Dr, Arcadia, FL 34266

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $49/mo
Cap Rate 6.6%
CoC Return 1.0%
Down (20%) $53,800
Repairs$1,200
HOA/mo $0
Total Cash In $60,000
0.90% rule (rent/price)

Newly remodeled Arcadia 3BR (new roof, new LTV flooring, new paint, updated kitchen) with move-in ready condition. Break-even positive cash flow ($49/month) combined with 6.6% cap rate and zero HOA is the strongest feature. CoC return of 1.0% is minimal at current $269K price, but property is fundamentally sound. Needs price negotiation to $255K+ to achieve acceptable cash-on-cash returns.

HQS: Low 216 days on market suggests tepid demand despite renovations CoC return of 1.0% too low at current ask - requires $10-15K price reduction to justify investment
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970 Jolanda Circle

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,848
Cash Flow $47/mo
Cap Rate 6.7%
CoC Return 1.1%
Down (20%) $39,800
Repairs$5,000
HOA/mo $0
Total Cash In $49,800
0.93% rule (rent/price)

SHA Payment Standard (2BR in 34285): $1,848/mo. Total monthly expenses: $1,800/mo. Net cash flow: $48/mo ($576/yr). Cap rate: 6.7%. Cash-on-cash: 1.1%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $148 | Mgmt: $185 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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649 Tamiami Trail S #301

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,848
Cash Flow $47/mo
Cap Rate 6.7%
CoC Return 1.1%
Down (20%) $39,800
Repairs$5,000
HOA/mo $0
Total Cash In $49,800
0.93% rule (rent/price)

SHA Payment Standard (2BR in 34285): $1,848/mo. Total monthly expenses: $1,800/mo. Net cash flow: $48/mo ($576/yr). Cap rate: 6.7%. Cash-on-cash: 1.1%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $148 | Mgmt: $185 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2308 Palma Sola Blvd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $46/mo
Cap Rate 6.6%
CoC Return 0.9%
Down (20%) $47,000
Repairs$5,000
HOA/mo $0
Total Cash In $57,000
0.91% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,087/mo. Net cash flow: $47/mo ($559/yr). Cap rate: 6.6%. Cash-on-cash: 0.9%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $59,050 (down $47,000 + closing $7,050 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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5180 Northridge Rd #110, Sarasota, FL 34238

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,596
Cash Flow $46/mo
Cap Rate 6.7%
CoC Return 1.2%
Down (20%) $39,980
Repairs$1,200
HOA/mo $572
Total Cash In $46,180
1.30% rule (rent/price)

Sarasota townhome in gated Palmer Ranch with modern construction (1999), new AC (2024), and minimal repairs needed presents low HQS risk. Positive cash flow of $46/month and 6.7% cap rate are marginal but workable. However, 1.2% CoC return is unacceptably low—too much capital deployed for minimal return. Pass unless renegotiate significantly lower.

HQS: Low 10 days on market cash-on-cash return only 1.2% — too low despite positive cash flowhigh HOA ($572/month) constrains profitability
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5110 Northridge Rd #202, Sarasota, FL 34238

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,596
Cash Flow $46/mo
Cap Rate 6.7%
CoC Return 1.2%
Down (20%) $39,180
Repairs$3,000
HOA/mo $597
Total Cash In $47,180
1.33% rule (rent/price)

Marginal $46/month cash flow (0.3% monthly return) makes this break-even after repairs and vacancy allowance. Cap rate of 6.7% is acceptable for the Sarasota market, but CoC return of 1.2% provides no buffer for tenant loss or unexpected maintenance. Property is well-maintained (1999, in-unit laundry, granite/stainless). Would need price reduction to $185K to achieve acceptable 5%+ CoC return.

HQS: Low 17 days on market Cash flow essentially zero—no margin for vacancy or repairsHigh HOA ($597/month) leaves minimal cash margin
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131 Dartmouth Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $45/mo
Cap Rate 6.6%
CoC Return 0.8%
Down (20%) $49,800
Repairs$10,000
HOA/mo $0
Total Cash In $64,800
0.90% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,199/mo. Net cash flow: $45/mo ($541/yr). Cap rate: 6.6%. Cash-on-cash: 0.8%. Expense breakdown: Mortgage: $1,325 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $10,000. Total cash needed: $67,270 (down $49,800 + closing $7,470 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5211 Lake Village Dr #17

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $45/mo
Cap Rate 6.6%
CoC Return 0.8%
Down (20%) $49,800
Repairs$10,000
HOA/mo $0
Total Cash In $64,800
0.90% rule (rent/price)

SHA Payment Standard (2BR in 34235): $2,244/mo. Total monthly expenses: $2,199/mo. Net cash flow: $45/mo ($541/yr). Cap rate: 6.6%. Cash-on-cash: 0.8%. Expense breakdown: Mortgage: $1,325 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $10,000. Total cash needed: $67,270 (down $49,800 + closing $7,470 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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4738 Nele Street

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $44/mo
Cap Rate 6.7%
CoC Return 1.1%
Down (20%) $38,000
Repairs$5,000
HOA/mo $0
Total Cash In $48,000
0.93% rule (rent/price)

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,727/mo. Net cash flow: $44/mo ($529/yr). Cap rate: 6.7%. Cash-on-cash: 1.1%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $5,000. Total cash needed: $48,700 (down $38,000 + closing $5,700 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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18 Ponce De Leon St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $43/mo
Cap Rate 6.6%
CoC Return 0.8%
Down (20%) $53,980
Repairs$5,000
HOA/mo $0
Total Cash In $63,980
0.89% rule (rent/price)

SHA Payment Standard (3BR in 34208): $2,409/mo. Total monthly expenses: $2,366/mo. Net cash flow: $43/mo ($522/yr). Cap rate: 6.6%. Cash-on-cash: 0.8%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $5,000. Total cash needed: $67,077 (down $53,980 + closing $8,097 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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17244 Southern Haven Dr, Wimauma, FL 33598

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $40/mo
Cap Rate 6.6%
CoC Return 0.9%
Down (20%) $48,838
Repairs$3,000
HOA/mo $0
Total Cash In $56,838
0.90% rule (rent/price)

Best of the Wimauma new construction batch: $40/month positive cash flow, 6.6% cap rate, and lowest price point ($244K). New construction ensures low HQS risk and minimal maintenance. While 0.9% CoC return is thin, this is the only Wimauma property with meaningful positive cash flow. Consider negotiating $5-10K price reduction to improve returns.

HQS: Low 40 days on market suggests room for negotiation
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202 46th Avenue Ter W #404 ##404

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $39/mo
Cap Rate 6.9%
CoC Return 1.2%
Down (20%) $17,800
Repairs$18,000
HOA/mo $592
Total Cash In $40,800
1.94% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,687/mo. Net cash flow: $40/mo ($479/yr). Cap rate: 6.9%. Cash-on-cash: 1.2%. Expense breakdown: Mortgage: $474 | Tax: $74 | Insurance: $150 | HOA: $592 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $18,000. Total cash needed: $38,470 (down $17,800 + closing $2,670 + repairs $18,000). HQS risk: High.

HQS: High High HOA $592/mo
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7130 Fairway Bend Ln #291 ##291

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $38/mo
Cap Rate 6.6%
CoC Return 0.8%
Down (20%) $43,000
Repairs$10,000
HOA/mo $470
Total Cash In $58,000
1.20% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,536/mo. Net cash flow: $38/mo ($462/yr). Cap rate: 6.6%. Cash-on-cash: 0.8%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $470 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $59,450 (down $43,000 + closing $6,450 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $470/mo
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317 Hillview Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $38/mo
Cap Rate 6.6%
CoC Return 0.6%
Down (20%) $50,000
Repairs$25,000
HOA/mo $0
Total Cash In $80,000
0.90% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,205/mo. Net cash flow: $39/mo ($467/yr). Cap rate: 6.6%. Cash-on-cash: 0.6%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $25,000. Total cash needed: $82,500 (down $50,000 + closing $7,500 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1958)
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1845 Vera Place #29

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $38/mo
Cap Rate 6.6%
CoC Return 0.7%
Down (20%) $50,000
Repairs$5,000
HOA/mo $0
Total Cash In $60,000
0.90% rule (rent/price)

SHA Payment Standard (2BR in 34235): $2,244/mo. Total monthly expenses: $2,205/mo. Net cash flow: $39/mo ($467/yr). Cap rate: 6.6%. Cash-on-cash: 0.7%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $62,500 (down $50,000 + closing $7,500 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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7130 Fairway Bend Ln #291, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $38/mo
Cap Rate 6.6%
CoC Return 0.8%
Down (20%) $43,000
Repairs$10,000
HOA/mo $470
Total Cash In $58,000
1.20% rule (rent/price)

Barely positive cash flow ($38/month) with tiny CoC return 0.8%—repairs ($10K) almost wipe out annual cash flow. Built 1979, at the edge of lead paint concern. Solid cap rate 6.6% is only positive. Community amenities (pool, clubhouse, shuffleboard) may appeal to tenants. Recommend significant price reduction (10-15%) to achieve 2%+ CoC and sustainable cash flow after repairs.

HQS: Medium 35_days_on_market very_low_coc_returnrepair_cost_risksbarely_positive_cash_flow
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10601 Orbit Ter, Sarasota, FL 34241

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $36/mo
Cap Rate 6.5%
CoC Return 0.7%
Down (20%) $53,851
Repairs$3,000
HOA/mo $172
Total Cash In $61,851
0.97% rule (rent/price)

Skye Ranch new construction (June 2026 completion), but marginal economics. Barely positive cash flow ($36/month) and extremely low CoC return 0.7% don't justify capital deployment risk. Construction completion delays are common; tenant may not move in on schedule. Cap rate 6.5% is decent but CoC inadequate for investment grade. Requires price reduction or owner financing to work.

HQS: Low under_construction42_days_on_market negligible_cash_flowconstruction_completion_risklow_coc_return
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4802 51st St W #1703

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $33/mo
Cap Rate 6.6%
CoC Return 0.8%
Down (20%) $39,999
Repairs$5,000
HOA/mo $0
Total Cash In $49,999
0.92% rule (rent/price)

SHA Payment Standard (2BR in 34210): $1,837/mo. Total monthly expenses: $1,804/mo. Net cash flow: $33/mo ($400/yr). Cap rate: 6.6%. Cash-on-cash: 0.8%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $51,000 (down $40,000 + closing $6,000 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4240 Ironwood Cir #205A

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $28/mo
Cap Rate 6.5%
CoC Return 0.6%
Down (20%) $47,580
Repairs$5,000
HOA/mo $0
Total Cash In $57,580
0.90% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,105/mo. Net cash flow: $29/mo ($345/yr). Cap rate: 6.5%. Cash-on-cash: 0.6%. Expense breakdown: Mortgage: $1,266 | Tax: $198 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $59,717 (down $47,580 + closing $7,137 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1700 Curry Ave #37 ##37

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,112
Cash Flow $26/mo
Cap Rate 6.6%
CoC Return 0.7%
Down (20%) $32,000
Repairs$10,000
HOA/mo $465
Total Cash In $47,000
1.32% rule (rent/price)

SHA Payment Standard (2BR in 34275): $2,112/mo. Total monthly expenses: $2,086/mo. Net cash flow: $26/mo ($316/yr). Cap rate: 6.6%. Cash-on-cash: 0.7%. Expense breakdown: Mortgage: $852 | Tax: $133 | Insurance: $150 | HOA: $465 | Vacancy: $169 | Mgmt: $211 | Maint: $106. Estimated repairs for HQS: $10,000. Total cash needed: $46,800 (down $32,000 + closing $4,800 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 451 (very stale) High HOA $465/mo
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17259 Southern Haven Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $26/mo
Cap Rate 6.5%
CoC Return 0.5%
Down (20%) $49,298
Repairs$1,500
HOA/mo $0
Total Cash In $55,798
0.89% rule (rent/price)

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,173/mo. Net cash flow: $27/mo ($320/yr). Cap rate: 6.5%. Cash-on-cash: 0.5%. Expense breakdown: Mortgage: $1,312 | Tax: $205 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $1,500. Total cash needed: $58,193 (down $49,298 + closing $7,395 + repairs $1,500). HQS risk: Low.

HQS: Low
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758 Pine Run Dr #758

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,365
Cash Flow $22/mo
Cap Rate 6.5%
CoC Return 0.4%
Down (20%) $53,560
Repairs$5,000
HOA/mo $0
Total Cash In $63,560
0.88% rule (rent/price)

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,342/mo. Net cash flow: $23/mo ($270/yr). Cap rate: 6.5%. Cash-on-cash: 0.4%. Expense breakdown: Mortgage: $1,425 | Tax: $223 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $66,594 (down $53,560 + closing $8,034 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2721 72nd Street Ct W

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $21/mo
Cap Rate 6.5%
CoC Return 0.5%
Down (20%) $33,000
Repairs$10,000
HOA/mo $456
Total Cash In $48,000
1.29% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,113/mo. Net cash flow: $21/mo ($258/yr). Cap rate: 6.5%. Cash-on-cash: 0.5%. Expense breakdown: Mortgage: $878 | Tax: $138 | Insurance: $150 | HOA: $456 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $10,000. Total cash needed: $47,950 (down $33,000 + closing $4,950 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $456/mo
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2721 72nd Street Ct W, Bradenton, FL 34209

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $21/mo
Cap Rate 6.5%
CoC Return 0.6%
Down (20%) $33,000
Repairs$4,000
HOA/mo $456
Total Cash In $42,000
1.29% rule (rent/price)

Only marginally positive cash flow ($21/month, $257 annually) but updated finishes (granite, new flooring, updated appliances) give low HQS risk. 14 days on market suggests negotiation opportunity. 6.5% cap rate is solid. Price reduction or repair credit could swing this favorable. CoC return is minimal (0.6%) but improvement possible.

HQS: Medium 14 days on market (negotiation opportunity)
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17244 Southern Haven Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $20/mo
Cap Rate 6.5%
CoC Return 0.4%
Down (20%) $49,498
Repairs$1,500
HOA/mo $0
Total Cash In $55,998
0.89% rule (rent/price)

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,179/mo. Net cash flow: $21/mo ($246/yr). Cap rate: 6.5%. Cash-on-cash: 0.4%. Expense breakdown: Mortgage: $1,317 | Tax: $206 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $1,500. Total cash needed: $58,423 (down $49,498 + closing $7,425 + repairs $1,500). HQS risk: Low.

HQS: Low
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17248 Southern Haven Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $20/mo
Cap Rate 6.5%
CoC Return 0.4%
Down (20%) $49,498
Repairs$1,500
HOA/mo $0
Total Cash In $55,998
0.89% rule (rent/price)

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,179/mo. Net cash flow: $21/mo ($246/yr). Cap rate: 6.5%. Cash-on-cash: 0.4%. Expense breakdown: Mortgage: $1,317 | Tax: $206 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $1,500. Total cash needed: $58,423 (down $49,498 + closing $7,425 + repairs $1,500). HQS risk: Low.

HQS: Low
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1030 SW Palm Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,815
Cash Flow $17/mo
Cap Rate 6.5%
CoC Return 0.4%
Down (20%) $39,980
Repairs$3,000
HOA/mo $0
Total Cash In $47,980
0.91% rule (rent/price)

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,798/mo. Net cash flow: $17/mo ($204/yr). Cap rate: 6.5%. Cash-on-cash: 0.4%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $3,000. Total cash needed: $48,977 (down $39,980 + closing $5,997 + repairs $3,000). HQS risk: Low.

HQS: Low DOM 140 (very stale)
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7754 Eagle Creek Dr #7512 ##7512

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $16/mo
Cap Rate 6.5%
CoC Return 0.3%
Down (20%) $47,800
Repairs$10,000
HOA/mo $344
Total Cash In $62,800
1.08% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,557/mo. Net cash flow: $17/mo ($201/yr). Cap rate: 6.5%. Cash-on-cash: 0.3%. Expense breakdown: Mortgage: $1,272 | Tax: $199 | Insurance: $150 | HOA: $344 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $64,970 (down $47,800 + closing $7,170 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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7754 Eagle Creek Dr #7512, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $16/mo
Cap Rate 6.5%
CoC Return 0.4%
Down (20%) $47,800
Repairs$4,000
HOA/mo $344
Total Cash In $56,800
1.08% rule (rent/price)

Fully turnkey property with excellent condition—new roof 2023, completely updated 2021 with new systems and hurricane windows. Move-in ready. However, barely positive cash flow ($16/month) and extremely low CoC 0.4% indicate poor capital efficiency. Lowest HOA ($344) is a plus. Solid cap rate 6.5% suggests opportunity if price negotiated down 8-10% to improve cash flow and CoC.

HQS: Low 31_days_on_market negligible_cash_flowvery_low_coc_return
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5656 Camelford Dr #456

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,332
Cash Flow $14/mo
Cap Rate 6.5%
CoC Return 0.3%
Down (20%) $53,000
Repairs$5,000
HOA/mo $0
Total Cash In $63,000
0.88% rule (rent/price)

SHA Payment Standard (2BR in 34233): $2,332/mo. Total monthly expenses: $2,318/mo. Net cash flow: $14/mo ($172/yr). Cap rate: 6.5%. Cash-on-cash: 0.3%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $65,950 (down $53,000 + closing $7,950 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2802 5th St E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $12/mo
Cap Rate 6.4%
CoC Return 0.2%
Down (20%) $55,000
Repairs$25,000
HOA/mo $0
Total Cash In $85,000
0.88% rule (rent/price)

SHA Payment Standard (3BR in 34208): $2,409/mo. Total monthly expenses: $2,397/mo. Net cash flow: $12/mo ($145/yr). Cap rate: 6.4%. Cash-on-cash: 0.2%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $25,000. Total cash needed: $88,250 (down $55,000 + closing $8,250 + repairs $25,000). HQS risk: High.

HQS: High DOM 75 (aging) Very old construction (1959)
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3617 Lake Bayshore Dr J-401

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $11/mo
Cap Rate 6.5%
CoC Return 0.3%
Down (20%) $35,200
Repairs$5,000
HOA/mo $0
Total Cash In $45,200
0.92% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,605/mo. Net cash flow: $12/mo ($140/yr). Cap rate: 6.5%. Cash-on-cash: 0.3%. Expense breakdown: Mortgage: $937 | Tax: $147 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $45,480 (down $35,200 + closing $5,280 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2204 L Pavia Blvd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $11/mo
Cap Rate 6.4%
CoC Return 0.2%
Down (20%) $51,980
Repairs$3,000
HOA/mo $0
Total Cash In $59,980
0.88% rule (rent/price)

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,276/mo. Net cash flow: $12/mo ($143/yr). Cap rate: 6.4%. Cash-on-cash: 0.2%. Expense breakdown: Mortgage: $1,383 | Tax: $217 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $3,000. Total cash needed: $62,777 (down $51,980 + closing $7,797 + repairs $3,000). HQS risk: Low.

HQS: Low DOM 123 (very stale)
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10637 Orbit Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $11/mo
Cap Rate 6.4%
CoC Return 0.2%
Down (20%) $54,671
Repairs$1,500
HOA/mo $172
Total Cash In $61,171
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,607/mo. Net cash flow: $11/mo ($134/yr). Cap rate: 6.4%. Cash-on-cash: 0.2%. Expense breakdown: Mortgage: $1,455 | Tax: $228 | Insurance: $150 | HOA: $172 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $64,373 (down $54,672 + closing $8,201 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 90 (stale)
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4604 Park Acres Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $10/mo
Cap Rate 6.5%
CoC Return 0.3%
Down (20%) $37,980
Repairs$5,000
HOA/mo $0
Total Cash In $47,980
0.91% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,716/mo. Net cash flow: $11/mo ($130/yr). Cap rate: 6.5%. Cash-on-cash: 0.3%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $48,677 (down $37,980 + closing $5,697 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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10645 Orbit Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $10/mo
Cap Rate 6.4%
CoC Return 0.2%
Down (20%) $54,691
Repairs$1,500
HOA/mo $172
Total Cash In $61,191
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,607/mo. Net cash flow: $11/mo ($126/yr). Cap rate: 6.4%. Cash-on-cash: 0.2%. Expense breakdown: Mortgage: $1,455 | Tax: $228 | Insurance: $150 | HOA: $172 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $64,396 (down $54,692 + closing $8,204 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 90 (stale)
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5009 8th B St E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,760
Cash Flow $9/mo
Cap Rate 6.5%
CoC Return 0.2%
Down (20%) $27,980
Repairs$18,000
HOA/mo $335
Total Cash In $50,980
1.26% rule (rent/price)

SHA Payment Standard (2BR in 34203): $1,760/mo. Total monthly expenses: $1,751/mo. Net cash flow: $9/mo ($108/yr). Cap rate: 6.5%. Cash-on-cash: 0.2%. Expense breakdown: Mortgage: $745 | Tax: $117 | Insurance: $150 | HOA: $335 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $18,000. Total cash needed: $50,177 (down $27,980 + closing $4,197 + repairs $18,000). HQS risk: High.

HQS: High
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8283 Pelican Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,485
Cash Flow $8/mo
Cap Rate 6.5%
CoC Return 0.2%
Down (20%) $32,000
Repairs$18,000
HOA/mo $0
Total Cash In $55,000
0.93% rule (rent/price)

SHA Payment Standard (2BR in 34224): $1,485/mo. Total monthly expenses: $1,476/mo. Net cash flow: $9/mo ($102/yr). Cap rate: 6.5%. Cash-on-cash: 0.2%. Expense breakdown: Mortgage: $852 | Tax: $133 | Insurance: $150 | HOA: $0 | Vacancy: $119 | Mgmt: $148 | Maint: $74. Estimated repairs for HQS: $18,000. Total cash needed: $54,800 (down $32,000 + closing $4,800 + repairs $18,000). HQS risk: High.

HQS: High
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1708 Cambridge Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $8/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $51,000
Repairs$18,000
HOA/mo $0
Total Cash In $74,000
0.88% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,236/mo. Net cash flow: $8/mo ($98/yr). Cap rate: 6.4%. Cash-on-cash: 0.1%. Expense breakdown: Mortgage: $1,357 | Tax: $212 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $76,650 (down $51,000 + closing $7,650 + repairs $18,000). HQS risk: High.

HQS: High
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10641 Orbit Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $8/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $54,771
Repairs$1,500
HOA/mo $172
Total Cash In $61,271
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,610/mo. Net cash flow: $8/mo ($97/yr). Cap rate: 6.4%. Cash-on-cash: 0.1%. Expense breakdown: Mortgage: $1,458 | Tax: $228 | Insurance: $150 | HOA: $172 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $64,488 (down $54,772 + closing $8,216 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 90 (stale)
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10649 Orbit Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $7/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $54,791
Repairs$1,500
HOA/mo $172
Total Cash In $61,291
0.96% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,611/mo. Net cash flow: $7/mo ($89/yr). Cap rate: 6.4%. Cash-on-cash: 0.1%. Expense breakdown: Mortgage: $1,458 | Tax: $228 | Insurance: $150 | HOA: $172 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $64,511 (down $54,792 + closing $8,219 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 97 (stale)
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1041 Capri Isles Blvd #219 ##219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,003
Cash Flow $6/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $53,800
Repairs$5,000
HOA/mo $500
Total Cash In $63,800
1.12% rule (rent/price)

SHA Payment Standard (3BR in 34292): $3,003/mo. Total monthly expenses: $2,997/mo. Net cash flow: $6/mo ($77/yr). Cap rate: 6.4%. Cash-on-cash: 0.1%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $500 | Vacancy: $240 | Mgmt: $300 | Maint: $150. Estimated repairs for HQS: $5,000. Total cash needed: $66,870 (down $53,800 + closing $8,070 + repairs $5,000). HQS risk: Medium.

HQS: Medium DOM 147 (very stale) High HOA $500/mo
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6847 Ketona Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $5/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $53,000
Repairs$10,000
HOA/mo $0
Total Cash In $68,000
0.88% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,315/mo. Net cash flow: $6/mo ($71/yr). Cap rate: 6.4%. Cash-on-cash: 0.1%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $70,950 (down $53,000 + closing $7,950 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5052 Trekell St

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $5/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $53,000
Repairs$10,000
HOA/mo $0
Total Cash In $68,000
0.88% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,315/mo. Net cash flow: $6/mo ($71/yr). Cap rate: 6.4%. Cash-on-cash: 0.1%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $70,950 (down $53,000 + closing $7,950 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5052 Trekell St, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $5/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $53,000
Repairs$10,000
HOA/mo $0
Total Cash In $68,000
0.88% rule (rent/price)

Breakeven property (+$5/mo) with no HOA and cap rate 6.4% - best mechanics in batch. 1980 build needs HQS inspection (expect roof, HVAC work). Paint and flooring recently updated per listing. Negotiation opportunity: if seller drops to $245K, cash flow becomes +$350/mo and CoC jumps to 5%+. No HOA restriction.

HQS: Medium 1980 build - HQS inspection will likely reveal HVAC/plumbing/electrical needsWaterfront property may have flood insurance premium
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13118 Stable Pl

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $2/mo
Cap Rate 6.4%
CoC Return 0.1%
Down (20%) $51,151
Repairs$1,500
HOA/mo $221
Total Cash In $57,651
0.99% rule (rent/price)

SHA Payment Standard (3BR in 34219): $2,530/mo. Total monthly expenses: $2,527/mo. Net cash flow: $3/mo ($33/yr). Cap rate: 6.4%. Cash-on-cash: 0.1%. Expense breakdown: Mortgage: $1,361 | Tax: $213 | Insurance: $150 | HOA: $221 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $1,500. Total cash needed: $60,325 (down $51,152 + closing $7,673 + repairs $1,500). HQS risk: Low.

HQS: Low
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10616 Orbit Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $2/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $54,951
Repairs$1,500
HOA/mo $172
Total Cash In $61,451
0.95% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,615/mo. Net cash flow: $3/mo ($30/yr). Cap rate: 6.4%. Cash-on-cash: 0.0%. Expense breakdown: Mortgage: $1,462 | Tax: $229 | Insurance: $150 | HOA: $172 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $64,695 (down $54,952 + closing $8,243 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 77 (aging)
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10620 Orbit Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $2/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $54,951
Repairs$1,500
HOA/mo $172
Total Cash In $61,451
0.95% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,615/mo. Net cash flow: $3/mo ($30/yr). Cap rate: 6.4%. Cash-on-cash: 0.0%. Expense breakdown: Mortgage: $1,462 | Tax: $229 | Insurance: $150 | HOA: $172 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $64,695 (down $54,952 + closing $8,243 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 77 (aging)
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13159 Stable Pl

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $1/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $51,199
Repairs$1,500
HOA/mo $221
Total Cash In $57,699
0.99% rule (rent/price)

SHA Payment Standard (3BR in 34219): $2,530/mo. Total monthly expenses: $2,529/mo. Net cash flow: $1/mo ($15/yr). Cap rate: 6.4%. Cash-on-cash: 0.0%. Expense breakdown: Mortgage: $1,363 | Tax: $213 | Insurance: $150 | HOA: $221 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $1,500. Total cash needed: $60,380 (down $51,200 + closing $7,680 + repairs $1,500). HQS risk: Low.

HQS: Low
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6041 Toucan Drive

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,354
Cash Flow $1/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $53,980
Repairs$5,000
HOA/mo $0
Total Cash In $63,980
0.87% rule (rent/price)

SHA Payment Standard (4BR in 34224): $2,354/mo. Total monthly expenses: $2,353/mo. Net cash flow: $1/mo ($14/yr). Cap rate: 6.4%. Cash-on-cash: 0.0%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $0 | Vacancy: $188 | Mgmt: $235 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $67,077 (down $53,980 + closing $8,097 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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10604 Orbit Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,618
Cash Flow $1/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $54,991
Repairs$1,500
HOA/mo $172
Total Cash In $61,491
0.95% rule (rent/price)

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,617/mo. Net cash flow: $1/mo ($15/yr). Cap rate: 6.4%. Cash-on-cash: 0.0%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $172 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $64,741 (down $54,992 + closing $8,249 + repairs $1,500). HQS risk: Low.

HQS: Low DOM 77 (aging)
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3539 Lake Bayshore Dr #J110

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $0/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $35,600
Repairs$5,000
HOA/mo $0
Total Cash In $45,600
0.91% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,618/mo. Net cash flow: $-1/mo ($-8/yr). Cap rate: 6.4%. Cash-on-cash: -0.0%. Expense breakdown: Mortgage: $947 | Tax: $148 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $45,940 (down $35,600 + closing $5,340 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3825 Parkridge Cir #1-202, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $0/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $46,200
Repairs$1,200
HOA/mo $411
Total Cash In $52,400
1.11% rule (rent/price)

Second break-even deal: exactly $0 monthly cash flow and 6.4% cap rate technically meet minimums, but CoC return of -0% on $52.4K investment provides zero practical return. Move-in ready status (2005 build, luxury vinyl, remodeled kitchen) and low HOA ($411) reduce HQS risk. Only worth pursuing if negotiation or appreciation expected.

HQS: Low break-even property with zero margin for errorany unexpected repair or vacancy makes investment negative
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500 N Jefferson Ave Unit J1 #Unit J1

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,936
Cash Flow $-1/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $29,000
Repairs$18,000
HOA/mo $450
Total Cash In $52,000
1.34% rule (rent/price)

SHA Payment Standard (2BR in 34237): $1,936/mo. Total monthly expenses: $1,938/mo. Net cash flow: $-2/mo ($-22/yr). Cap rate: 6.4%. Cash-on-cash: -0.0%. Expense breakdown: Mortgage: $772 | Tax: $121 | Insurance: $150 | HOA: $450 | Vacancy: $155 | Mgmt: $194 | Maint: $97. Estimated repairs for HQS: $18,000. Total cash needed: $51,350 (down $29,000 + closing $4,350 + repairs $18,000). HQS risk: High.

HQS: High High HOA $450/mo
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300 River Blvd S

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,112
Cash Flow $-1/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $48,000
Repairs$3,000
HOA/mo $0
Total Cash In $56,000
0.88% rule (rent/price)

SHA Payment Standard (2BR in 34275): $2,112/mo. Total monthly expenses: $2,113/mo. Net cash flow: $-1/mo ($-14/yr). Cap rate: 6.4%. Cash-on-cash: -0.0%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $169 | Mgmt: $211 | Maint: $106. Estimated repairs for HQS: $3,000. Total cash needed: $58,200 (down $48,000 + closing $7,200 + repairs $3,000). HQS risk: Low.

HQS: Low DOM 221 (very stale)
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300 River Blvd S, Nokomis, FL 34275

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,112
Cash Flow $-1/mo
Cap Rate 6.4%
CoC Return 0.0%
Down (20%) $48,000
Repairs$1,200
HOA/mo $0
Total Cash In $54,200
0.88% rule (rent/price)

This is the only property in the batch with negotiation potential. Built 2006 with new roof (2025), low HQS compliance risk, no HOA, and no flood zone make it fundamentally sound. Currently break-even (-$1 cash flow) due to being fully furnished for Airbnb operation. The seller's explicit motivation ("very motivated to sell") combined with 227 days on market suggests opportunity for 10-15% price negotiation. At negotiated $205K-210K, this flips to positive cash flow of $200+/month and CoC of 10%+. Worth engaging seller on price, especially discussing Airbnb-to-Section8 transition strategy.

HQS: Low "Seller is very motivated to sell" – strong negotiation signal227 days on market – indicates seller pressureCurrently active Airbnb (limited showings mentioned)Underperforming investment as furnished STR hints at opportunity
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2241 Rosefinch Hill Pl

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $-5/mo
Cap Rate 6.4%
CoC Return -0.1%
Down (20%) $50,348
Repairs$1,500
HOA/mo $0
Total Cash In $56,848
0.87% rule (rent/price)

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,206/mo. Net cash flow: $-6/mo ($-68/yr). Cap rate: 6.4%. Cash-on-cash: -0.1%. Expense breakdown: Mortgage: $1,340 | Tax: $210 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $1,500. Total cash needed: $59,400 (down $50,348 + closing $7,552 + repairs $1,500). HQS risk: Low.

HQS: Low
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5110 Northridge Rd #202

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,596
Cash Flow $-6/mo
Cap Rate 6.3%
CoC Return -0.2%
Down (20%) $40,900
Repairs$3,000
HOA/mo $597
Total Cash In $48,900
1.27% rule (rent/price)

Serenade community near Skye Ranch Elementary is essentially break-even at -$6/month, with a solid 6.3% cap rate. In-unit laundry and recent updates suggest low HQS risk. With modest price negotiation (2-3%), this could swing to positive cash flow and become an attractive deal.

HQS: Low Quick sale (3 days on market) Break-even property (highly sensitive to expense changes)High HOA fees ($597/month)
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6110 Country Club Way #204 ##204

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $-7/mo
Cap Rate 6.3%
CoC Return -0.1%
Down (20%) $44,000
Repairs$10,000
HOA/mo $485
Total Cash In $59,000
1.17% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,581/mo. Net cash flow: $-7/mo ($-87/yr). Cap rate: 6.3%. Cash-on-cash: -0.1%. Expense breakdown: Mortgage: $1,171 | Tax: $183 | Insurance: $150 | HOA: $485 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $60,600 (down $44,000 + closing $6,600 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 89 (aging) High HOA $485/mo
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75 Virginia Ct

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,222
Cash Flow $-8/mo
Cap Rate 6.3%
CoC Return -0.1%
Down (20%) $51,000
Repairs$25,000
HOA/mo $0
Total Cash In $81,000
0.87% rule (rent/price)

SHA Payment Standard (3BR in 34223): $2,222/mo. Total monthly expenses: $2,231/mo. Net cash flow: $-9/mo ($-105/yr). Cap rate: 6.3%. Cash-on-cash: -0.1%. Expense breakdown: Mortgage: $1,357 | Tax: $212 | Insurance: $150 | HOA: $0 | Vacancy: $178 | Mgmt: $222 | Maint: $111. Estimated repairs for HQS: $25,000. Total cash needed: $83,650 (down $51,000 + closing $7,650 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1958)
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232 Woodland Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,365
Cash Flow $-8/mo
Cap Rate 6.3%
CoC Return -0.2%
Down (20%) $54,580
Repairs$5,000
HOA/mo $0
Total Cash In $64,580
0.87% rule (rent/price)

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,374/mo. Net cash flow: $-9/mo ($-106/yr). Cap rate: 6.3%. Cash-on-cash: -0.2%. Expense breakdown: Mortgage: $1,452 | Tax: $227 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $67,767 (down $54,580 + closing $8,187 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3622 Lake Bayshore Dr #K-302

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $-9/mo
Cap Rate 6.3%
CoC Return -0.3%
Down (20%) $35,900
Repairs$5,000
HOA/mo $0
Total Cash In $45,900
0.90% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,627/mo. Net cash flow: $-10/mo ($-118/yr). Cap rate: 6.3%. Cash-on-cash: -0.3%. Expense breakdown: Mortgage: $955 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $46,285 (down $35,900 + closing $5,385 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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5432 Linksman Place

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $-10/mo
Cap Rate 6.3%
CoC Return -0.2%
Down (20%) $39,760
Repairs$5,000
HOA/mo $0
Total Cash In $49,760
0.89% rule (rent/price)

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,781/mo. Net cash flow: $-10/mo ($-121/yr). Cap rate: 6.3%. Cash-on-cash: -0.2%. Expense breakdown: Mortgage: $1,058 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $5,000. Total cash needed: $50,724 (down $39,760 + closing $5,964 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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3544 Lake Bayshore Dr Unit K-123

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $-12/mo
Cap Rate 6.3%
CoC Return -0.3%
Down (20%) $36,000
Repairs$5,000
HOA/mo $0
Total Cash In $46,000
0.90% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,630/mo. Net cash flow: $-13/mo ($-155/yr). Cap rate: 6.3%. Cash-on-cash: -0.3%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $46,400 (down $36,000 + closing $5,400 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2311 Lesser Goldfinch Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $-14/mo
Cap Rate 6.3%
CoC Return -0.3%
Down (20%) $50,648
Repairs$1,500
HOA/mo $0
Total Cash In $57,148
0.87% rule (rent/price)

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,215/mo. Net cash flow: $-15/mo ($-179/yr). Cap rate: 6.3%. Cash-on-cash: -0.3%. Expense breakdown: Mortgage: $1,348 | Tax: $211 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $1,500. Total cash needed: $59,745 (down $50,648 + closing $7,597 + repairs $1,500). HQS risk: Low.

HQS: Low
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2321 Lesser Goldfinch Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $-14/mo
Cap Rate 6.3%
CoC Return -0.3%
Down (20%) $50,648
Repairs$1,500
HOA/mo $0
Total Cash In $57,148
0.87% rule (rent/price)

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,215/mo. Net cash flow: $-15/mo ($-179/yr). Cap rate: 6.3%. Cash-on-cash: -0.3%. Expense breakdown: Mortgage: $1,348 | Tax: $211 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $1,500. Total cash needed: $59,745 (down $50,648 + closing $7,597 + repairs $1,500). HQS risk: Low.

HQS: Low
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3781 59th Ave W #3781 ##3781

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $-15/mo
Cap Rate 6.2%
CoC Return -0.5%
Down (20%) $25,980
Repairs$10,000
HOA/mo $480
Total Cash In $40,980
1.41% rule (rent/price)

SHA Payment Standard (2BR in 34210): $1,837/mo. Total monthly expenses: $1,852/mo. Net cash flow: $-15/mo ($-182/yr). Cap rate: 6.2%. Cash-on-cash: -0.5%. Expense breakdown: Mortgage: $691 | Tax: $108 | Insurance: $150 | HOA: $480 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $10,000. Total cash needed: $39,877 (down $25,980 + closing $3,897 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $480/mo
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5180 Northridge Rd #110 ##110

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,596
Cash Flow $-15/mo
Cap Rate 6.3%
CoC Return -0.3%
Down (20%) $41,980
Repairs$5,000
HOA/mo $572
Total Cash In $51,980
1.24% rule (rent/price)

SHA Payment Standard (2BR in 34238): $2,596/mo. Total monthly expenses: $2,611/mo. Net cash flow: $-15/mo ($-182/yr). Cap rate: 6.3%. Cash-on-cash: -0.3%. Expense breakdown: Mortgage: $1,117 | Tax: $175 | Insurance: $150 | HOA: $572 | Vacancy: $208 | Mgmt: $260 | Maint: $130. Estimated repairs for HQS: $5,000. Total cash needed: $53,277 (down $41,980 + closing $6,297 + repairs $5,000). HQS risk: Medium.

HQS: Medium High HOA $572/mo
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3781 59th Ave W, Bradenton, FL 34210

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $-15/mo
Cap Rate 6.2%
CoC Return -0.4%
Down (20%) $25,980
Repairs$10,000
HOA/mo $480
Total Cash In $40,980
1.41% rule (rent/price)

Exceptionally tight deal at break-even (-$15/month). Lowest purchase price in batch offsets aging property (1986). Cap rate 6.2% is respectable if repair estimate ($10K) can be reduced via negotiation. Mirror Lake community is stable. Viable only if purchased below asking or repairs prove minimal.

HQS: Medium razor-thin cash flow margin leaves no buffer for vacancy or unplanned repairs

766 Avenida Estancia #196 ##196

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $-17/mo
Cap Rate 6.3%
CoC Return -0.4%
Down (20%) $35,555
Repairs$10,000
HOA/mo $535
Total Cash In $50,555
1.29% rule (rent/price)

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,306/mo. Net cash flow: $-18/mo ($-211/yr). Cap rate: 6.3%. Cash-on-cash: -0.4%. Expense breakdown: Mortgage: $946 | Tax: $148 | Insurance: $150 | HOA: $535 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $10,000. Total cash needed: $50,889 (down $35,555 + closing $5,333 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 154 (very stale) High HOA $535/mo
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4530 Cazes Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $-17/mo
Cap Rate 6.3%
CoC Return -0.4%
Down (20%) $39,999
Repairs$10,000
HOA/mo $0
Total Cash In $54,999
0.89% rule (rent/price)

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,788/mo. Net cash flow: $-17/mo ($-210/yr). Cap rate: 6.3%. Cash-on-cash: -0.4%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $10,000. Total cash needed: $56,000 (down $40,000 + closing $6,000 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5685 Gardens Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $-18/mo
Cap Rate 6.3%
CoC Return -0.4%
Down (20%) $45,600
Repairs$4,000
HOA/mo $447
Total Cash In $54,600
1.13% rule (rent/price)

This turnkey furnished condo is nearly break-even with only $18/month negative cash flow. Cap rate of 6.3% is respectable. Location in Lakewood Ranch area with strong SHA payment standard ($2,574) offers potential. Primary concern: furnished status may complicate Section 8 tenancy. Negotiation on price or HOA could flip this to positive cash flow.

HQS: Medium Turnkey furnished (unusual for Section 8 rental) Near break-even cash flow (highly sensitive to expenses)Furnished unit may indicate short-term rental focus
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3919 Lake Bayshore Dr #F308

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,617
Cash Flow $-22/mo
Cap Rate 6.2%
CoC Return -0.6%
Down (20%) $36,300
Repairs$5,000
HOA/mo $0
Total Cash In $46,300
0.89% rule (rent/price)

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,639/mo. Net cash flow: $-22/mo ($-266/yr). Cap rate: 6.2%. Cash-on-cash: -0.6%. Expense breakdown: Mortgage: $966 | Tax: $151 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $46,745 (down $36,300 + closing $5,445 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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1100 Capri Isles Boulevard #328

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $-22/mo
Cap Rate 6.3%
CoC Return -0.4%
Down (20%) $51,980
Repairs$5,000
HOA/mo $0
Total Cash In $61,980
0.86% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,266/mo. Net cash flow: $-22/mo ($-264/yr). Cap rate: 6.3%. Cash-on-cash: -0.4%. Expense breakdown: Mortgage: $1,383 | Tax: $217 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $64,777 (down $51,980 + closing $7,797 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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8850 Ginko Run

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $-22/mo
Cap Rate 6.3%
CoC Return -0.4%
Down (20%) $53,998
Repairs$1,500
HOA/mo $159
Total Cash In $60,498
0.94% rule (rent/price)

SHA Payment Standard (3BR in 34219): $2,530/mo. Total monthly expenses: $2,553/mo. Net cash flow: $-23/mo ($-275/yr). Cap rate: 6.3%. Cash-on-cash: -0.4%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $159 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $1,500. Total cash needed: $63,598 (down $53,998 + closing $8,100 + repairs $1,500). HQS risk: Low.

HQS: Low
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8850 Ginko Run, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $-22/mo
Cap Rate 6.3%
CoC Return -0.4%
Down (20%) $53,998
Repairs$3,000
HOA/mo $159
Total Cash In $61,998
0.94% rule (rent/price)

Under-construction 2025 Lakewood townhome (1,691 sqft, 3BR/2.5BA) in high-demand Parrish market. Minimal negative cash flow of -$22/month approaches breakeven, suggesting potential to become profitable with modest price reduction ($5-10K) or slightly higher rent assumption. However, 'under construction' status creates delivery uncertainty and potential delays. Best approached as forward contract with builder discounts if available.

HQS: Low Property is under construction (not completed) Barely negative cash flow -$22/month (essentially breakeven but slightly negative)Under-construction status creates completion and timeline risk23 days on market may indicate slower sales absorptionTenant cannot occupy until construction complete
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519 Albee Farm Rd #214 ##214

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,848
Cash Flow $-23/mo
Cap Rate 6.2%
CoC Return -0.6%
Down (20%) $26,000
Repairs$18,000
HOA/mo $496
Total Cash In $49,000
1.42% rule (rent/price)

SHA Payment Standard (2BR in 34285): $1,848/mo. Total monthly expenses: $1,871/mo. Net cash flow: $-23/mo ($-279/yr). Cap rate: 6.2%. Cash-on-cash: -0.6%. Expense breakdown: Mortgage: $692 | Tax: $108 | Insurance: $150 | HOA: $496 | Vacancy: $148 | Mgmt: $185 | Maint: $92. Estimated repairs for HQS: $18,000. Total cash needed: $47,900 (down $26,000 + closing $3,900 + repairs $18,000). HQS risk: High.

HQS: High High HOA $496/mo
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8308 Pelican Road

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,354
Cash Flow $-30/mo
Cap Rate 6.3%
CoC Return -0.5%
Down (20%) $55,000
Repairs$5,000
HOA/mo $0
Total Cash In $65,000
0.86% rule (rent/price)

SHA Payment Standard (4BR in 34224): $2,354/mo. Total monthly expenses: $2,384/mo. Net cash flow: $-30/mo ($-363/yr). Cap rate: 6.3%. Cash-on-cash: -0.5%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $188 | Mgmt: $235 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $68,250 (down $55,000 + closing $8,250 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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14931 Amberjack Ter

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,537
Cash Flow $-39/mo
Cap Rate 6.2%
CoC Return -0.9%
Down (20%) $45,000
Repairs$3,000
HOA/mo $458
Total Cash In $53,000
1.13% rule (rent/price)

SHA Payment Standard (3BR in 34202): $2,537/mo. Total monthly expenses: $2,577/mo. Net cash flow: $-40/mo ($-475/yr). Cap rate: 6.2%. Cash-on-cash: -0.9%. Expense breakdown: Mortgage: $1,198 | Tax: $188 | Insurance: $150 | HOA: $458 | Vacancy: $203 | Mgmt: $254 | Maint: $127. Estimated repairs for HQS: $3,000. Total cash needed: $54,750 (down $45,000 + closing $6,750 + repairs $3,000). HQS risk: Low.

HQS: Low High HOA $458/mo
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20270 Lagente Cir

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $-43/mo
Cap Rate 6.2%
CoC Return -0.8%
Down (20%) $53,000
Repairs$1,500
HOA/mo $532
Total Cash In $59,500
1.11% rule (rent/price)

SHA Payment Standard (3BR in 34293): $2,948/mo. Total monthly expenses: $2,991/mo. Net cash flow: $-43/mo ($-520/yr). Cap rate: 6.2%. Cash-on-cash: -0.8%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $532 | Vacancy: $236 | Mgmt: $295 | Maint: $147. Estimated repairs for HQS: $1,500. Total cash needed: $62,450 (down $53,000 + closing $7,950 + repairs $1,500). HQS risk: Low.

HQS: Low High HOA $532/mo
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4109 78th St W #29A

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $-45/mo
Cap Rate 6.2%
CoC Return -0.9%
Down (20%) $50,000
Repairs$5,000
HOA/mo $0
Total Cash In $60,000
0.85% rule (rent/price)

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,180/mo. Net cash flow: $-46/mo ($-549/yr). Cap rate: 6.2%. Cash-on-cash: -0.9%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $62,500 (down $50,000 + closing $7,500 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4270 Vicenza Dr Unit D40 #Unit D40

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $-45/mo
Cap Rate 6.2%
CoC Return -0.9%
Down (20%) $51,980
Repairs$3,000
HOA/mo $566
Total Cash In $59,980
1.13% rule (rent/price)

SHA Payment Standard (3BR in 34293): $2,948/mo. Total monthly expenses: $2,994/mo. Net cash flow: $-46/mo ($-551/yr). Cap rate: 6.2%. Cash-on-cash: -0.9%. Expense breakdown: Mortgage: $1,383 | Tax: $217 | Insurance: $150 | HOA: $566 | Vacancy: $236 | Mgmt: $295 | Maint: $147. Estimated repairs for HQS: $3,000. Total cash needed: $62,777 (down $51,980 + closing $7,797 + repairs $3,000). HQS risk: Low.

HQS: Low High HOA $566/mo
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2628 River Preserve Ct #2628 ##2628

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,409
Cash Flow $-47/mo
Cap Rate 6.1%
CoC Return -1.1%
Down (20%) $42,000
Repairs$3,000
HOA/mo $460
Total Cash In $50,000
1.15% rule (rent/price)

SHA Payment Standard (3BR in 34208): $2,409/mo. Total monthly expenses: $2,457/mo. Net cash flow: $-48/mo ($-573/yr). Cap rate: 6.1%. Cash-on-cash: -1.1%. Expense breakdown: Mortgage: $1,118 | Tax: $175 | Insurance: $150 | HOA: $460 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $3,000. Total cash needed: $51,300 (down $42,000 + closing $6,300 + repairs $3,000). HQS risk: Low.

HQS: Low High HOA $460/mo
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4247 Oakhurst Circle E

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,332
Cash Flow $-47/mo
Cap Rate 6.2%
CoC Return -0.8%
Down (20%) $55,000
Repairs$5,000
HOA/mo $0
Total Cash In $65,000
0.85% rule (rent/price)

SHA Payment Standard (2BR in 34233): $2,332/mo. Total monthly expenses: $2,379/mo. Net cash flow: $-47/mo ($-566/yr). Cap rate: 6.2%. Cash-on-cash: -0.8%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $68,250 (down $55,000 + closing $8,250 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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5494 Gabo Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $-48/mo
Cap Rate 6.1%
CoC Return -1.0%
Down (20%) $41,000
Repairs$10,000
HOA/mo $0
Total Cash In $56,000
0.86% rule (rent/price)

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,819/mo. Net cash flow: $-48/mo ($-579/yr). Cap rate: 6.1%. Cash-on-cash: -1.0%. Expense breakdown: Mortgage: $1,091 | Tax: $171 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $10,000. Total cash needed: $57,150 (down $41,000 + closing $6,150 + repairs $10,000). HQS risk: Medium.

HQS: Medium
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5494 Gabo Rd, North Port, FL 34287

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $-48/mo
Cap Rate 6.1%
CoC Return -1.2%
Down (20%) $41,000
Repairs$4,000
HOA/mo $0
Total Cash In $50,000
0.86% rule (rent/price)

One of the strongest near-term opportunities in batch. Only -$48 monthly cash flow is within negotiation range. 6.1% cap rate exceeds minimum threshold. No HOA. Property described as well-maintained with low-maintenance finishes. Oversized lot adds value. Price negotiation of $2-3K or avoided repairs could make this positive cash flow deal.

HQS: Medium
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458 Cerromar Rd #484 ##484

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $-49/mo
Cap Rate 6.0%
CoC Return -1.2%
Down (20%) $33,400
Repairs$10,000
HOA/mo $599
Total Cash In $48,400
1.34% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,293/mo. Net cash flow: $-49/mo ($-590/yr). Cap rate: 6.0%. Cash-on-cash: -1.2%. Expense breakdown: Mortgage: $889 | Tax: $139 | Insurance: $150 | HOA: $599 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $10,000. Total cash needed: $48,410 (down $33,400 + closing $5,010 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 60 (aging) High HOA $599/mo
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8271 Pelican Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,485
Cash Flow $-53/mo
Cap Rate 6.0%
CoC Return -1.1%
Down (20%) $34,000
Repairs$18,000
HOA/mo $0
Total Cash In $57,000
0.87% rule (rent/price)

SHA Payment Standard (2BR in 34224): $1,485/mo. Total monthly expenses: $1,538/mo. Net cash flow: $-53/mo ($-636/yr). Cap rate: 6.0%. Cash-on-cash: -1.1%. Expense breakdown: Mortgage: $905 | Tax: $142 | Insurance: $150 | HOA: $0 | Vacancy: $119 | Mgmt: $148 | Maint: $74. Estimated repairs for HQS: $18,000. Total cash needed: $57,100 (down $34,000 + closing $5,100 + repairs $18,000). HQS risk: High.

HQS: High
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901 Ponderosa Rd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $-53/mo
Cap Rate 6.1%
CoC Return -0.8%
Down (20%) $53,000
Repairs$18,000
HOA/mo $0
Total Cash In $76,000
0.85% rule (rent/price)

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,297/mo. Net cash flow: $-53/mo ($-641/yr). Cap rate: 6.1%. Cash-on-cash: -0.8%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $78,950 (down $53,000 + closing $7,950 + repairs $18,000). HQS risk: High.

HQS: High
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333 Granada Blvd

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,321
Cash Flow $-53/mo
Cap Rate 6.2%
CoC Return -1.0%
Down (20%) $54,945
Repairs$1,500
HOA/mo $0
Total Cash In $61,445
0.84% rule (rent/price)

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,375/mo. Net cash flow: $-54/mo ($-648/yr). Cap rate: 6.2%. Cash-on-cash: -1.0%. Expense breakdown: Mortgage: $1,462 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $1,500. Total cash needed: $64,687 (down $54,945 + closing $8,242 + repairs $1,500). HQS risk: Low.

HQS: Low
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5654 Gardens Dr

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $-62/mo
Cap Rate 6.1%
CoC Return -1.2%
Down (20%) $47,000
Repairs$10,000
HOA/mo $448
Total Cash In $62,000
1.10% rule (rent/price)

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,637/mo. Net cash flow: $-63/mo ($-751/yr). Cap rate: 6.1%. Cash-on-cash: -1.2%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $448 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $64,050 (down $47,000 + closing $7,050 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $448/mo
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507 Villa Park Drive

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,112
Cash Flow $-62/mo
Cap Rate 6.1%
CoC Return -1.2%
Down (20%) $50,000
Repairs$5,000
HOA/mo $0
Total Cash In $60,000
0.84% rule (rent/price)

SHA Payment Standard (2BR in 34275): $2,112/mo. Total monthly expenses: $2,175/mo. Net cash flow: $-63/mo ($-752/yr). Cap rate: 6.1%. Cash-on-cash: -1.2%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $169 | Mgmt: $211 | Maint: $106. Estimated repairs for HQS: $5,000. Total cash needed: $62,500 (down $50,000 + closing $7,500 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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925 Capri Isles Blvd #4 ##4

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $-63/mo
Cap Rate 6.0%
CoC Return -1.5%
Down (20%) $35,980
Repairs$10,000
HOA/mo $568
Total Cash In $50,980
1.27% rule (rent/price)

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,352/mo. Net cash flow: $-64/mo ($-764/yr). Cap rate: 6.0%. Cash-on-cash: -1.5%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $568 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $10,000. Total cash needed: $51,377 (down $35,980 + closing $5,397 + repairs $10,000). HQS risk: Medium.

HQS: Medium DOM 136 (very stale) High HOA $568/mo
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902 Casa Del Lago Way #902 ##902

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,003
Cash Flow $-63/mo
Cap Rate 6.1%
CoC Return -1.2%
Down (20%) $53,500
Repairs$3,000
HOA/mo $579
Total Cash In $61,500
1.12% rule (rent/price)

SHA Payment Standard (3BR in 34292): $3,003/mo. Total monthly expenses: $3,066/mo. Net cash flow: $-63/mo ($-760/yr). Cap rate: 6.1%. Cash-on-cash: -1.2%. Expense breakdown: Mortgage: $1,424 | Tax: $223 | Insurance: $150 | HOA: $579 | Vacancy: $240 | Mgmt: $300 | Maint: $150. Estimated repairs for HQS: $3,000. Total cash needed: $64,525 (down $53,500 + closing $8,025 + repairs $3,000). HQS risk: Low.

HQS: Low High HOA $579/mo
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5896 Garden Ln Unit A27 #Unit A27

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $-69/mo
Cap Rate 5.7%
CoC Return -1.8%
Down (20%) $25,980
Repairs$18,000
HOA/mo $450
Total Cash In $48,980
1.33% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,797/mo. Net cash flow: $-70/mo ($-838/yr). Cap rate: 5.7%. Cash-on-cash: -1.8%. Expense breakdown: Mortgage: $691 | Tax: $108 | Insurance: $150 | HOA: $450 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $18,000. Total cash needed: $47,877 (down $25,980 + closing $3,897 + repairs $18,000). HQS risk: High.

HQS: High High HOA $450/mo
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3504 Beneva Rd #206 ##206

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $-73/mo
Cap Rate 5.9%
CoC Return -1.5%
Down (20%) $35,980
Repairs$18,000
HOA/mo $510
Total Cash In $58,980
1.22% rule (rent/price)

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $2,273/mo. Net cash flow: $-73/mo ($-881/yr). Cap rate: 5.9%. Cash-on-cash: -1.5%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $510 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $18,000. Total cash needed: $59,377 (down $35,980 + closing $5,397 + repairs $18,000). HQS risk: High.

HQS: High High HOA $510/mo
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5725 Greenwood Ave #9103

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $-78/mo
Cap Rate 5.9%
CoC Return -1.8%
Down (20%) $41,980
Repairs$5,000
HOA/mo $0
Total Cash In $51,980
0.84% rule (rent/price)

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,849/mo. Net cash flow: $-78/mo ($-941/yr). Cap rate: 5.9%. Cash-on-cash: -1.8%. Expense breakdown: Mortgage: $1,117 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $5,000. Total cash needed: $53,277 (down $41,980 + closing $6,297 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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203 Casa Del Lago Way #203 ##203

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$3,003
Cash Flow $-78/mo
Cap Rate 6.0%
CoC Return -1.5%
Down (20%) $54,000
Repairs$3,000
HOA/mo $579
Total Cash In $62,000
1.11% rule (rent/price)

SHA Payment Standard (3BR in 34292): $3,003/mo. Total monthly expenses: $3,082/mo. Net cash flow: $-79/mo ($-945/yr). Cap rate: 6.0%. Cash-on-cash: -1.5%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $579 | Vacancy: $240 | Mgmt: $300 | Maint: $150. Estimated repairs for HQS: $3,000. Total cash needed: $65,100 (down $54,000 + closing $8,100 + repairs $3,000). HQS risk: Low.

HQS: Low DOM 68 (aging) High HOA $579/mo
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8788 Agress Avenue

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,771
Cash Flow $-79/mo
Cap Rate 5.9%
CoC Return -1.8%
Down (20%) $42,000
Repairs$5,000
HOA/mo $0
Total Cash In $52,000
0.84% rule (rent/price)

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,850/mo. Net cash flow: $-79/mo ($-948/yr). Cap rate: 5.9%. Cash-on-cash: -1.8%. Expense breakdown: Mortgage: $1,118 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $5,000. Total cash needed: $53,300 (down $42,000 + closing $6,300 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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2438 Magnolia Circle

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,090
Cash Flow $-79/mo
Cap Rate 6.0%
CoC Return -1.5%
Down (20%) $49,980
Repairs$5,000
HOA/mo $0
Total Cash In $59,980
0.84% rule (rent/price)

SHA Payment Standard (2BR in 34289): $2,090/mo. Total monthly expenses: $2,169/mo. Net cash flow: $-79/mo ($-948/yr). Cap rate: 6.0%. Cash-on-cash: -1.5%. Expense breakdown: Mortgage: $1,330 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $167 | Mgmt: $209 | Maint: $104. Estimated repairs for HQS: $5,000. Total cash needed: $62,477 (down $49,980 + closing $7,497 + repairs $5,000). HQS risk: High.

HQS: High Missing year built data
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4433 Corso Venetia Blvd Unit B18 #Unit B18

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $-81/mo
Cap Rate 6.0%
CoC Return -1.5%
Down (20%) $53,800
Repairs$3,000
HOA/mo $546
Total Cash In $61,800
1.10% rule (rent/price)

SHA Payment Standard (3BR in 34293): $2,948/mo. Total monthly expenses: $3,030/mo. Net cash flow: $-82/mo ($-983/yr). Cap rate: 6.0%. Cash-on-cash: -1.5%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $546 | Vacancy: $236 | Mgmt: $295 | Maint: $147. Estimated repairs for HQS: $3,000. Total cash needed: $64,870 (down $53,800 + closing $8,070 + repairs $3,000). HQS risk: Low.

HQS: Low High HOA $546/mo
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2211 Emory Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,288
Cash Flow $-81/mo
Cap Rate 6.0%
CoC Return -1.1%
Down (20%) $55,000
Repairs$25,000
HOA/mo $0
Total Cash In $85,000
0.83% rule (rent/price)

SHA Payment Standard (3BR in 34207): $2,288/mo. Total monthly expenses: $2,369/mo. Net cash flow: $-81/mo ($-973/yr). Cap rate: 6.0%. Cash-on-cash: -1.1%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $25,000. Total cash needed: $88,250 (down $55,000 + closing $8,250 + repairs $25,000). HQS risk: High.

HQS: High Very old construction (1958)
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4625 Oak Hill Ter #31 ##31

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,200
Cash Flow $-84/mo
Cap Rate 5.8%
CoC Return -2.0%
Down (20%) $36,000
Repairs$10,000
HOA/mo $520
Total Cash In $51,000
1.22% rule (rent/price)

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $2,284/mo. Net cash flow: $-84/mo ($-1,008/yr). Cap rate: 5.8%. Cash-on-cash: -2.0%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $520 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $10,000. Total cash needed: $51,400 (down $36,000 + closing $5,400 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $520/mo
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2221 Orange Blossom Ln

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,727
Cash Flow $-90/mo
Cap Rate 5.6%
CoC Return -2.6%
Down (20%) $27,000
Repairs$10,000
HOA/mo $439
Total Cash In $42,000
1.28% rule (rent/price)

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,817/mo. Net cash flow: $-90/mo ($-1,083/yr). Cap rate: 5.6%. Cash-on-cash: -2.6%. Expense breakdown: Mortgage: $719 | Tax: $112 | Insurance: $150 | HOA: $439 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $10,000. Total cash needed: $41,050 (down $27,000 + closing $4,050 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $439/mo
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4266 Vicenza Dr Unit A39 #Unit A39

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $-90/mo
Cap Rate 6.0%
CoC Return -1.7%
Down (20%) $53,000
Repairs$3,000
HOA/mo $579
Total Cash In $61,000
1.11% rule (rent/price)

SHA Payment Standard (3BR in 34293): $2,948/mo. Total monthly expenses: $3,038/mo. Net cash flow: $-90/mo ($-1,084/yr). Cap rate: 6.0%. Cash-on-cash: -1.7%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $579 | Vacancy: $236 | Mgmt: $295 | Maint: $147. Estimated repairs for HQS: $3,000. Total cash needed: $63,950 (down $53,000 + closing $7,950 + repairs $3,000). HQS risk: Low.

HQS: Low High HOA $579/mo
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3866 59th Ave W #3866 ##3866

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,837
Cash Flow $-92/mo
Cap Rate 5.6%
CoC Return -2.6%
Down (20%) $28,500
Repairs$10,000
HOA/mo $480
Total Cash In $43,500
1.29% rule (rent/price)

SHA Payment Standard (2BR in 34210): $1,837/mo. Total monthly expenses: $1,930/mo. Net cash flow: $-93/mo ($-1,112/yr). Cap rate: 5.6%. Cash-on-cash: -2.6%. Expense breakdown: Mortgage: $758 | Tax: $119 | Insurance: $150 | HOA: $480 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $10,000. Total cash needed: $42,775 (down $28,500 + closing $4,275 + repairs $10,000). HQS risk: Medium.

HQS: Medium High HOA $480/mo
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20 Euclid Ave

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,672
Cash Flow $-93/mo
Cap Rate 5.8%
CoC Return -1.8%
Down (20%) $39,999
Repairs$18,000
HOA/mo $0
Total Cash In $62,999
0.84% rule (rent/price)

SHA Payment Standard (2BR in 34223): $1,672/mo. Total monthly expenses: $1,766/mo. Net cash flow: $-94/mo ($-1,124/yr). Cap rate: 5.8%. Cash-on-cash: -1.8%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $134 | Mgmt: $167 | Maint: $84. Estimated repairs for HQS: $18,000. Total cash needed: $64,000 (down $40,000 + closing $6,000 + repairs $18,000). HQS risk: High.

HQS: High DOM 160 (very stale)
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9133 Bonita Mar Dr, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,530
Cash Flow $-104/mo
Cap Rate 5.9%
CoC Return -2.0%
Down (20%) $54,200
Repairs$3,000
HOA/mo $234
Total Cash In $62,200
0.93% rule (rent/price)

Brand-new 2025 construction (Seaire Lagoon community) with 3BR/2.5BA provides excellent HQS compliance and modern systems. Barely negative cash flow of -$104/month is concerning but very close to breakeven. 25 days on market for new construction is slower than typical. Could be workable if purchase price negotiated down $10-15K or if rent assumption is conservative. Strong fundamentals marred by thin margins.

HQS: Low 25 days on market for brand-new construction (unusual slowness) Barely negative cash flow -$104/month (no margin)Slower market absorption suggests pricing may not be competitiveHOA $234/month acceptable but adds to expenses
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4015 52nd Street Ct W, Bradenton, FL 34209

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,134
Cash Flow $-106/mo
Cap Rate 5.9%
CoC Return -1.9%
Down (20%) $51,980
Repairs$10,000
HOA/mo $0
Total Cash In $66,980
0.82% rule (rent/price)

2-bed/1-bath built 1961 is close to breakeven cash flow (-$106/month) with decent 5.9% cap rate. New roof (Nov 2025) and updated electrical/HVAC are strong HQS positives. However, 1961 build year raises lead paint concerns, only 1 bathroom may not meet HQS for 2BR, and $10K repair estimate suggests additional work. Could become workable with price reduction of $15-20K. Zero HOA is advantage.

HQS: Medium Listed as 'Priced to Sell' Built 1961—verify lead paint disclosure and HQS complianceOnly 1 bathroom for 2 bedrooms (may not pass HQS)Barely negative cash flow -$106/month (no margin for error)$10,000 additional repair estimate suggests deferred maintenanceNo HOA is positive, but property-level issues likely
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425 Cerromar Ter #459, Venice, FL 34293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,948
Cash Flow $-110/mo
Cap Rate 5.9%
CoC Return -1.9%
Down (20%) $53,000
Repairs$10,000
HOA/mo $599
Total Cash In $68,000
1.11% rule (rent/price)

3-bedroom rents for higher FMR ($2,948), and updated HVAC/flooring help HQS. Cap rate of 5.9% is respectable. Only $-110 monthly shortfall is minor. 55 days on market indicates motivated seller—significant price negotiation possible. At $245k, this becomes viable with positive cash flow. New HVAC system (major expense covered) and private entrance add value for Section 8 tenants.

HQS: Low 55 days on market—price likely negotiableCorner condo suggests seller motivated Slight negative monthly cash flow ($-110)HOA $599/month is substantial (20.3% of rent)
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546 Circlewood Dr Unit P3-4, Venice, FL 34293

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,244
Cash Flow $-124/mo
Cap Rate 5.7%
CoC Return -2.9%
Down (20%) $42,000
Repairs$4,000
HOA/mo $410
Total Cash In $51,000
1.07% rule (rent/price)

Best Circle Woods option: modest negative cash flow (-$124/month), lowest HOA ($410 = 18.3% of rent), cap rate 5.7%. Major advantage: recent critical systems work (HVAC 2024, sewer 2025, electrical 2020) suggests repair risk is LOW. Negotiate price down $8-10K to offset annual cash bleed, could become viable.

HQS: Low Negative cash flow (though smallest in batch)Requires price negotiation to work
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5709 Avista Dr #4108, Sarasota, FL 34243

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$2,574
Cash Flow $-264/mo
Cap Rate 5.2%
CoC Return -5.0%
Down (20%) $54,480
Repairs$4,000
HOA/mo $420
Total Cash In $63,480
0.94% rule (rent/price)

Negative $264/month but 5.2% cap rate in Lakewood Ranch (34243), the highest SHA payment standard in the portfolio ($2,574). 'Move-in condition' with luxury vinyl, updated kitchen, and golf course views. Built 1985 but freshly renovated (low HQS risk). Lowest HOA ($420/month) in this batch. If negotiated to $245K-255K range, could achieve break-even. Worth negotiating with seller given the recent updates and Lakewood Ranch premium market.

HQS: Low 13 days on market Currently negative $264/monthNeeds $15K-20K price reduction to work
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13193 Forge Ave, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $-343/mo
Cap Rate 4.6%
CoC Return -7.6%
Down (20%) $45,999
Repairs$3,000
HOA/mo $260
Total Cash In $53,999
0.84% rule (rent/price)

Brand-new construction (2026, April completion) guarantees zero HQS risk and lowest repair costs ($3K estimated vs. $10K+ for aged properties). $343/month negative cash flow seems large, but lowest HOA in entire batch ($260) and newest construction offset this. If negotiated $15K-20K below asking or lease-up is delayed (reducing day-one negative impact), this becomes investable. New construction holds value better than 40-year-old condos.

HQS: Low

11479 52nd Ct E, Parrish, FL 34219

Worth Investigating
Purchase Price
$
Mo. Rent (SHA)$1,925
Cash Flow $-481/mo
Cap Rate 3.9%
CoC Return -10.7%
Down (20%) $45,980
Repairs$3,000
HOA/mo $399
Total Cash In $53,980
0.84% rule (rent/price)

Well-maintained 2005 villa (low HQS risk) in established Lexington community. $481/month negative cash flow and 3.9% cap rate normally disqualify. However, 49 days on market signals motivated seller—significant price reduction may be negotiable. Lowest HOA in Parrish listings ($399) is favorable. At 10-15% price reduction, becomes viable.

HQS: Low 49 days on market—prolonged listing indicates seller flexibility