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Rentals

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $1,427/mo. Net cash flow: $1,477/mo ($17,720/yr). Cap rate: 24.3%. Cash-on-cash: 68.8%. Expense breakdown: Mortgage: $527 | Tax: $82 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $3,000. Total cash needed: $25,770 (down $19,800 + closing $2,970 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34238): $3,410/mo. Total monthly expenses: $2,258/mo. Net cash flow: $1,152/mo ($13,827/yr). Cap rate: 12.8%. Cash-on-cash: 23.3%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $0 | Vacancy: $273 | Mgmt: $341 | Maint: $170. Estimated repairs for HQS: $10,000. Total cash needed: $59,450 (down $43,000 + closing $6,450 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (4BR in 34288): $3,476/mo. Total monthly expenses: $2,482/mo. Net cash flow: $994/mo ($11,925/yr). Cap rate: 11.2%. Cash-on-cash: 19.2%. Expense breakdown: Mortgage: $1,325 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $278 | Mgmt: $348 | Maint: $174. Estimated repairs for HQS: $5,000. Total cash needed: $62,270 (down $49,800 + closing $7,470 + repairs $5,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,472/mo. Net cash flow: $905/mo ($10,862/yr). Cap rate: 12.4%. Cash-on-cash: 24.4%. Expense breakdown: Mortgage: $961 | Tax: $150 | Insurance: $150 | HOA: $434 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $3,000. Total cash needed: $44,515 (down $36,100 + closing $5,415 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34234): $2,310/mo. Total monthly expenses: $1,537/mo. Net cash flow: $773/mo ($9,277/yr). Cap rate: 13.1%. Cash-on-cash: 26.5%. Expense breakdown: Mortgage: $740 | Tax: $116 | Insurance: $150 | HOA: $0 | Vacancy: $185 | Mgmt: $231 | Maint: $116. Estimated repairs for HQS: $3,000. Total cash needed: $34,970 (down $27,800 + closing $4,170 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $1,658/mo. Net cash flow: $751/mo ($9,009/yr). Cap rate: 12.2%. Cash-on-cash: 23.3%. Expense breakdown: Mortgage: $825 | Tax: $129 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $3,000. Total cash needed: $38,650 (down $31,000 + closing $4,650 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,547/mo. Net cash flow: $676/mo ($8,110/yr). Cap rate: 9.4%. Cash-on-cash: 12.5%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $3,000. Total cash needed: $64,870 (down $53,800 + closing $8,070 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,553/mo. Net cash flow: $670/mo ($8,043/yr). Cap rate: 9.4%. Cash-on-cash: 12.7%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $1,500. Total cash needed: $63,577 (down $53,980 + closing $8,097 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,584/mo. Net cash flow: $639/mo ($7,674/yr). Cap rate: 9.2%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $3,000. Total cash needed: $66,227 (down $54,980 + closing $8,247 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,584/mo. Net cash flow: $639/mo ($7,667/yr). Cap rate: 9.2%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $3,000. Total cash needed: $66,250 (down $55,000 + closing $8,250 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $1,734/mo. Net cash flow: $631/mo ($7,576/yr). Cap rate: 10.9%. Cash-on-cash: 15.5%. Expense breakdown: Mortgage: $899 | Tax: $141 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $10,000. Total cash needed: $48,847 (down $33,780 + closing $5,067 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34291): $2,959/mo. Total monthly expenses: $2,486/mo. Net cash flow: $473/mo ($5,670/yr). Cap rate: 8.5%. Cash-on-cash: 8.7%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $237 | Mgmt: $296 | Maint: $148. Estimated repairs for HQS: $3,000. Total cash needed: $64,870 (down $53,800 + closing $8,070 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,764/mo. Net cash flow: $436/mo ($5,232/yr). Cap rate: 9.3%. Cash-on-cash: 10.2%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $10,000. Total cash needed: $51,400 (down $36,000 + closing $5,400 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,398/mo. Net cash flow: $417/mo ($4,998/yr). Cap rate: 10.1%. Cash-on-cash: 12.2%. Expense breakdown: Mortgage: $719 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $10,000. Total cash needed: $41,050 (down $27,000 + closing $4,050 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,511/mo. Net cash flow: $393/mo ($4,719/yr). Cap rate: 8.1%. Cash-on-cash: 7.3%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $1,500. Total cash needed: $64,750 (down $55,000 + closing $8,250 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (3BR in 34275): $2,772/mo. Total monthly expenses: $2,387/mo. Net cash flow: $385/mo ($4,615/yr). Cap rate: 8.2%. Cash-on-cash: 7.4%. Expense breakdown: Mortgage: $1,383 | Tax: $217 | Insurance: $150 | HOA: $0 | Vacancy: $222 | Mgmt: $277 | Maint: $139. Estimated repairs for HQS: $3,000. Total cash needed: $62,777 (down $51,980 + closing $7,797 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $1,897/mo. Net cash flow: $347/mo ($4,161/yr). Cap rate: 8.5%. Cash-on-cash: 8.2%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $51,000 (down $40,000 + closing $6,000 + repairs $5,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,856/mo. Net cash flow: $344/mo ($4,124/yr). Cap rate: 8.5%. Cash-on-cash: 7.5%. Expense breakdown: Mortgage: $1,038 | Tax: $162 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $10,000. Total cash needed: $54,850 (down $39,000 + closing $5,850 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34289): $2,750/mo. Total monthly expenses: $2,429/mo. Net cash flow: $321/mo ($3,855/yr). Cap rate: 8.0%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $1,272 | Tax: $199 | Insurance: $150 | HOA: $175 | Vacancy: $220 | Mgmt: $275 | Maint: $138. Estimated repairs for HQS: $3,000. Total cash needed: $57,970 (down $47,800 + closing $7,170 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,089/mo. Net cash flow: $320/mo ($3,839/yr). Cap rate: 8.1%. Cash-on-cash: 6.2%. Expense breakdown: Mortgage: $1,198 | Tax: $188 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $10,000. Total cash needed: $61,750 (down $45,000 + closing $6,750 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34289): $2,750/mo. Total monthly expenses: $2,447/mo. Net cash flow: $303/mo ($3,634/yr). Cap rate: 7.9%. Cash-on-cash: 6.2%. Expense breakdown: Mortgage: $1,288 | Tax: $202 | Insurance: $150 | HOA: $175 | Vacancy: $220 | Mgmt: $275 | Maint: $138. Estimated repairs for HQS: $3,000. Total cash needed: $58,660 (down $48,400 + closing $7,260 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,037/mo. Net cash flow: $284/mo ($3,402/yr). Cap rate: 7.9%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $1,170 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $60,577 (down $43,980 + closing $6,597 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,050/mo. Net cash flow: $271/mo ($3,247/yr). Cap rate: 7.8%. Cash-on-cash: 5.3%. Expense breakdown: Mortgage: $1,182 | Tax: $185 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $61,060 (down $44,400 + closing $6,660 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (4BR in 33598): $2,673/mo. Total monthly expenses: $2,404/mo. Net cash flow: $269/mo ($3,227/yr). Cap rate: 7.6%. Cash-on-cash: 5.2%. Expense breakdown: Mortgage: $1,410 | Tax: $221 | Insurance: $150 | HOA: $8 | Vacancy: $214 | Mgmt: $267 | Maint: $134. Estimated repairs for HQS: $1,500. Total cash needed: $62,450 (down $53,000 + closing $7,950 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,151/mo. Net cash flow: $258/mo ($3,100/yr). Cap rate: 7.7%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $1,500. Total cash needed: $55,550 (down $47,000 + closing $7,050 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,020/mo. Net cash flow: $224/mo ($2,683/yr). Cap rate: 7.6%. Cash-on-cash: 4.4%. Expense breakdown: Mortgage: $1,171 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $10,000. Total cash needed: $60,600 (down $44,000 + closing $6,600 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,100/mo. Net cash flow: $221/mo ($2,656/yr). Cap rate: 7.5%. Cash-on-cash: 4.2%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $62,900 (down $46,000 + closing $6,900 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34234): $2,310/mo. Total monthly expenses: $2,097/mo. Net cash flow: $213/mo ($2,555/yr). Cap rate: 7.5%. Cash-on-cash: 4.6%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $185 | Mgmt: $231 | Maint: $116. Estimated repairs for HQS: $3,000. Total cash needed: $55,900 (down $46,000 + closing $6,900 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,370/mo. Net cash flow: $204/mo ($2,448/yr). Cap rate: 7.7%. Cash-on-cash: 5.3%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $520 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $5,000. Total cash needed: $46,397 (down $35,997 + closing $5,400 + repairs $5,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34286): $2,453/mo. Total monthly expenses: $2,253/mo. Net cash flow: $200/mo ($2,398/yr). Cap rate: 7.3%. Cash-on-cash: 3.8%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $196 | Mgmt: $245 | Maint: $123. Estimated repairs for HQS: $5,000. Total cash needed: $62,500 (down $50,000 + closing $7,500 + repairs $5,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34208): $2,409/mo. Total monthly expenses: $2,211/mo. Net cash flow: $198/mo ($2,381/yr). Cap rate: 7.8%. Cash-on-cash: 5.7%. Expense breakdown: Mortgage: $905 | Tax: $142 | Insurance: $150 | HOA: $460 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $3,000. Total cash needed: $42,100 (down $34,000 + closing $5,100 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,411/mo. Net cash flow: $163/mo ($1,962/yr). Cap rate: 7.3%. Cash-on-cash: 3.3%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $345 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $59,450 (down $43,000 + closing $6,450 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34212): $2,537/mo. Total monthly expenses: $2,385/mo. Net cash flow: $152/mo ($1,824/yr). Cap rate: 7.2%. Cash-on-cash: 3.5%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $328 | Vacancy: $203 | Mgmt: $254 | Maint: $127. Estimated repairs for HQS: $3,000. Total cash needed: $52,450 (down $43,000 + closing $6,450 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $2,175/mo. Net cash flow: $146/mo ($1,751/yr). Cap rate: 7.1%. Cash-on-cash: 2.7%. Expense breakdown: Mortgage: $1,272 | Tax: $199 | Insurance: $150 | HOA: $20 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $10,000. Total cash needed: $64,970 (down $47,800 + closing $7,170 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,675/mo. Net cash flow: $140/mo ($1,682/yr). Cap rate: 7.3%. Cash-on-cash: 3.6%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $5,000. Total cash needed: $46,377 (down $35,980 + closing $5,397 + repairs $5,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,002/mo. Net cash flow: $132/mo ($1,585/yr). Cap rate: 7.6%. Cash-on-cash: 4.0%. Expense breakdown: Mortgage: $687 | Tax: $108 | Insurance: $150 | HOA: $567 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $10,000. Total cash needed: $39,670 (down $25,800 + closing $3,870 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (4BR in 33598): $2,673/mo. Total monthly expenses: $2,543/mo. Net cash flow: $130/mo ($1,565/yr). Cap rate: 7.0%. Cash-on-cash: 2.4%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $85 | Vacancy: $214 | Mgmt: $267 | Maint: $134. Estimated repairs for HQS: $1,500. Total cash needed: $64,750 (down $55,000 + closing $8,250 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,463/mo. Net cash flow: $111/mo ($1,331/yr). Cap rate: 7.0%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $1,198 | Tax: $188 | Insurance: $150 | HOA: $336 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $61,750 (down $45,000 + closing $6,750 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34219): $2,530/mo. Total monthly expenses: $2,421/mo. Net cash flow: $109/mo ($1,303/yr). Cap rate: 7.0%. Cash-on-cash: 2.6%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $366 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $1,500. Total cash needed: $50,950 (down $43,000 + closing $6,450 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,620/mo. Net cash flow: $107/mo ($1,289/yr). Cap rate: 7.6%. Cash-on-cash: 3.8%. Expense breakdown: Mortgage: $559 | Tax: $88 | Insurance: $150 | HOA: $426 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $10,000. Total cash needed: $34,150 (down $21,000 + closing $3,150 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34242): $3,861/mo. Total monthly expenses: $1,530/mo. Net cash flow: $2,331/mo ($27,966/yr). Cap rate: 41.3%. Cash-on-cash: 119.5%. Expense breakdown: Mortgage: $426 | Tax: $67 | Insurance: $150 | HOA: $0 | Vacancy: $309 | Mgmt: $386 | Maint: $193. Estimated repairs for HQS: $5,000. Total cash needed: $23,400 (down $16,000 + closing $2,400 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $1,942/mo. Net cash flow: $1,435/mo ($17,215/yr). Cap rate: 16.8%. Cash-on-cash: 40.1%. Expense breakdown: Mortgage: $878 | Tax: $138 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $42,950 (down $33,000 + closing $4,950 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,083/mo. Net cash flow: $1,294/mo ($15,523/yr). Cap rate: 14.6%. Cash-on-cash: 32.2%. Expense breakdown: Mortgage: $1,000 | Tax: $157 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $48,217 (down $37,580 + closing $5,637 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,096/mo. Net cash flow: $1,281/mo ($15,368/yr). Cap rate: 14.5%. Cash-on-cash: 31.6%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $48,700 (down $38,000 + closing $5,700 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,110/mo. Net cash flow: $1,267/mo ($15,204/yr). Cap rate: 19.6%. Cash-on-cash: 34.2%. Expense breakdown: Mortgage: $612 | Tax: $96 | Insurance: $150 | HOA: $476 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $44,427 (down $22,980 + closing $3,447 + repairs $18,000). HQS risk: High.

SHA Payment Standard (3BR in 34240): $4,004/mo. Total monthly expenses: $2,763/mo. Net cash flow: $1,241/mo ($14,890/yr). Cap rate: 11.8%. Cash-on-cash: 21.8%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $320 | Mgmt: $400 | Maint: $200. Estimated repairs for HQS: $5,000. Total cash needed: $68,227 (down $54,980 + closing $8,247 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,158/mo. Net cash flow: $1,219/mo ($14,630/yr). Cap rate: 13.7%. Cash-on-cash: 28.7%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $5,000. Total cash needed: $51,000 (down $40,000 + closing $6,000 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,172/mo. Net cash flow: $1,205/mo ($14,458/yr). Cap rate: 18.0%. Cash-on-cash: 30.9%. Expense breakdown: Mortgage: $665 | Tax: $104 | Insurance: $150 | HOA: $476 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $46,750 (down $25,000 + closing $3,750 + repairs $18,000). HQS risk: High.

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $1,741/mo. Net cash flow: $1,163/mo ($13,960/yr). Cap rate: 15.7%. Cash-on-cash: 35.4%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $39,477 (down $29,980 + closing $4,497 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34232): $2,893/mo. Total monthly expenses: $1,800/mo. Net cash flow: $1,093/mo ($13,120/yr). Cap rate: 14.6%. Cash-on-cash: 21.2%. Expense breakdown: Mortgage: $851 | Tax: $133 | Insurance: $150 | HOA: $0 | Vacancy: $231 | Mgmt: $289 | Maint: $145. Estimated repairs for HQS: $25,000. Total cash needed: $61,777 (down $31,980 + closing $4,797 + repairs $25,000). HQS risk: High.

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $1,895/mo. Net cash flow: $1,009/mo ($12,106/yr). Cap rate: 13.3%. Cash-on-cash: 26.8%. Expense breakdown: Mortgage: $931 | Tax: $146 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $45,250 (down $35,000 + closing $5,250 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,480/mo. Net cash flow: $897/mo ($10,764/yr). Cap rate: 12.5%. Cash-on-cash: 18.5%. Expense breakdown: Mortgage: $931 | Tax: $146 | Insurance: $150 | HOA: $476 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $58,250 (down $35,000 + closing $5,250 + repairs $18,000). HQS risk: High.

SHA Payment Standard (3BR in 34238): $3,410/mo. Total monthly expenses: $2,529/mo. Net cash flow: $881/mo ($10,576/yr). Cap rate: 10.5%. Cash-on-cash: 16.4%. Expense breakdown: Mortgage: $1,379 | Tax: $216 | Insurance: $150 | HOA: $0 | Vacancy: $273 | Mgmt: $341 | Maint: $170. Estimated repairs for HQS: $5,000. Total cash needed: $64,570 (down $51,800 + closing $7,770 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $1,603/mo. Net cash flow: $806/mo ($9,674/yr). Cap rate: 13.0%. Cash-on-cash: 18.8%. Expense breakdown: Mortgage: $777 | Tax: $122 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $18,000. Total cash needed: $51,580 (down $29,200 + closing $4,380 + repairs $18,000). HQS risk: High.

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,111/mo. Net cash flow: $793/mo ($9,520/yr). Cap rate: 10.9%. Cash-on-cash: 17.9%. Expense breakdown: Mortgage: $1,118 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $53,300 (down $42,000 + closing $6,300 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,430/mo. Net cash flow: $793/mo ($9,521/yr). Cap rate: 10.2%. Cash-on-cash: 15.2%. Expense breakdown: Mortgage: $1,330 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $5,000. Total cash needed: $62,477 (down $49,980 + closing $7,497 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,379/mo. Net cash flow: $755/mo ($9,061/yr). Cap rate: 13.9%. Cash-on-cash: 27.8%. Expense breakdown: Mortgage: $638 | Tax: $100 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $32,577 (down $23,980 + closing $3,597 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34238): $2,596/mo. Total monthly expenses: $1,855/mo. Net cash flow: $741/mo ($8,891/yr). Cap rate: 11.3%. Cash-on-cash: 19.2%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $0 | Vacancy: $208 | Mgmt: $260 | Maint: $130. Estimated repairs for HQS: $5,000. Total cash needed: $46,400 (down $36,000 + closing $5,400 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,410/mo. Net cash flow: $724/mo ($8,692/yr). Cap rate: 13.3%. Cash-on-cash: 25.8%. Expense breakdown: Mortgage: $665 | Tax: $104 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $33,727 (down $24,980 + closing $3,747 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34293): $2,948/mo. Total monthly expenses: $2,244/mo. Net cash flow: $704/mo ($8,450/yr). Cap rate: 10.1%. Cash-on-cash: 10.8%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $236 | Mgmt: $295 | Maint: $147. Estimated repairs for HQS: $25,000. Total cash needed: $77,900 (down $46,000 + closing $6,900 + repairs $25,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,441/mo. Net cash flow: $693/mo ($8,315/yr). Cap rate: 12.8%. Cash-on-cash: 23.8%. Expense breakdown: Mortgage: $692 | Tax: $108 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $34,900 (down $26,000 + closing $3,900 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34243): $3,377/mo. Total monthly expenses: $2,693/mo. Net cash flow: $684/mo ($8,205/yr). Cap rate: 10.7%. Cash-on-cash: 13.3%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $597 | Vacancy: $270 | Mgmt: $338 | Maint: $169. Estimated repairs for HQS: $18,000. Total cash needed: $61,698 (down $37,998 + closing $5,700 + repairs $18,000). HQS risk: High.

SHA Payment Standard (3BR in 34286): $3,223/mo. Total monthly expenses: $2,553/mo. Net cash flow: $670/mo ($8,036/yr). Cap rate: 9.4%. Cash-on-cash: 12.0%. Expense breakdown: Mortgage: $1,437 | Tax: $225 | Insurance: $150 | HOA: $0 | Vacancy: $258 | Mgmt: $322 | Maint: $161. Estimated repairs for HQS: $5,000. Total cash needed: $67,100 (down $54,000 + closing $8,100 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,471/mo. Net cash flow: $663/mo ($7,953/yr). Cap rate: 12.3%. Cash-on-cash: 22.1%. Expense breakdown: Mortgage: $718 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $36,027 (down $26,980 + closing $4,047 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,244/mo. Net cash flow: $660/mo ($7,914/yr). Cap rate: 9.8%. Cash-on-cash: 13.6%. Expense breakdown: Mortgage: $1,233 | Tax: $193 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $58,301 (down $46,349 + closing $6,952 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $1,901/mo. Net cash flow: $629/mo ($7,549/yr). Cap rate: 10.4%. Cash-on-cash: 15.5%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $5,000. Total cash needed: $48,677 (down $37,980 + closing $5,697 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,295/mo. Net cash flow: $609/mo ($7,312/yr). Cap rate: 9.4%. Cash-on-cash: 12.2%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $60,177 (down $47,980 + closing $7,197 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34209): $2,805/mo. Total monthly expenses: $2,211/mo. Net cash flow: $594/mo ($7,128/yr). Cap rate: 9.5%. Cash-on-cash: 12.3%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $224 | Mgmt: $280 | Maint: $140. Estimated repairs for HQS: $5,000. Total cash needed: $57,900 (down $46,000 + closing $6,900 + repairs $5,000). HQS risk: High.

SHA Payment Standard (4BR in 34234): $2,772/mo. Total monthly expenses: $2,178/mo. Net cash flow: $594/mo ($7,126/yr). Cap rate: 9.5%. Cash-on-cash: 9.3%. Expense breakdown: Mortgage: $1,202 | Tax: $188 | Insurance: $150 | HOA: $0 | Vacancy: $222 | Mgmt: $277 | Maint: $139. Estimated repairs for HQS: $25,000. Total cash needed: $76,957 (down $45,180 + closing $6,777 + repairs $25,000). HQS risk: High.

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $1,730/mo. Net cash flow: $591/mo ($7,096/yr). Cap rate: 10.6%. Cash-on-cash: 16.1%. Expense breakdown: Mortgage: $904 | Tax: $142 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $5,000. Total cash needed: $44,077 (down $33,980 + closing $5,097 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34209): $2,805/mo. Total monthly expenses: $2,242/mo. Net cash flow: $563/mo ($6,759/yr). Cap rate: 9.3%. Cash-on-cash: 11.4%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $224 | Mgmt: $280 | Maint: $140. Estimated repairs for HQS: $5,000. Total cash needed: $59,050 (down $47,000 + closing $7,050 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34233): $2,332/mo. Total monthly expenses: $1,788/mo. Net cash flow: $544/mo ($6,533/yr). Cap rate: 10.0%. Cash-on-cash: 14.2%. Expense breakdown: Mortgage: $952 | Tax: $149 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $46,147 (down $35,780 + closing $5,367 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,672/mo. Net cash flow: $528/mo ($6,340/yr). Cap rate: 10.2%. Cash-on-cash: 14.8%. Expense breakdown: Mortgage: $878 | Tax: $138 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $5,000. Total cash needed: $42,950 (down $33,000 + closing $4,950 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34233): $2,332/mo. Total monthly expenses: $1,905/mo. Net cash flow: $427/mo ($5,122/yr). Cap rate: 9.0%. Cash-on-cash: 10.1%. Expense breakdown: Mortgage: $1,054 | Tax: $165 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $50,540 (down $39,600 + closing $5,940 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34203): $1,760/mo. Total monthly expenses: $1,336/mo. Net cash flow: $424/mo ($5,088/yr). Cap rate: 10.4%. Cash-on-cash: 14.9%. Expense breakdown: Mortgage: $675 | Tax: $106 | Insurance: $150 | HOA: $0 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $5,000. Total cash needed: $34,187 (down $25,380 + closing $3,807 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,224/mo. Net cash flow: $393/mo ($4,720/yr). Cap rate: 10.5%. Cash-on-cash: 15.1%. Expense breakdown: Mortgage: $607 | Tax: $95 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $31,220 (down $22,800 + closing $3,420 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34288): $2,904/mo. Total monthly expenses: $2,510/mo. Net cash flow: $394/mo ($4,726/yr). Cap rate: 8.1%. Cash-on-cash: 6.9%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $232 | Mgmt: $290 | Maint: $145. Estimated repairs for HQS: $5,000. Total cash needed: $68,227 (down $54,980 + closing $8,247 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,229/mo. Net cash flow: $389/mo ($4,669/yr). Cap rate: 8.3%. Cash-on-cash: 7.8%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $5,000. Total cash needed: $60,177 (down $47,980 + closing $7,197 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34202): $2,537/mo. Total monthly expenses: $2,149/mo. Net cash flow: $388/mo ($4,659/yr). Cap rate: 8.4%. Cash-on-cash: 8.1%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $203 | Mgmt: $254 | Maint: $127. Estimated repairs for HQS: $5,000. Total cash needed: $57,877 (down $45,980 + closing $6,897 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,148/mo. Net cash flow: $382/mo ($4,587/yr). Cap rate: 8.4%. Cash-on-cash: 5.9%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $25,000. Total cash needed: $77,900 (down $46,000 + closing $6,900 + repairs $25,000). HQS risk: High.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,347/mo. Net cash flow: $380/mo ($4,555/yr). Cap rate: 9.9%. Cash-on-cash: 13.1%. Expense breakdown: Mortgage: $692 | Tax: $108 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $34,900 (down $26,000 + closing $3,900 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34232): $2,200/mo. Total monthly expenses: $1,824/mo. Net cash flow: $376/mo ($4,509/yr). Cap rate: 8.8%. Cash-on-cash: 9.3%. Expense breakdown: Mortgage: $1,010 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $5,000. Total cash needed: $48,649 (down $37,955 + closing $5,693 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34203): $2,332/mo. Total monthly expenses: $1,967/mo. Net cash flow: $365/mo ($4,383/yr). Cap rate: 8.5%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $1,107 | Tax: $173 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $18,000. Total cash needed: $65,840 (down $41,600 + closing $6,240 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,484/mo. Net cash flow: $353/mo ($4,241/yr). Cap rate: 9.3%. Cash-on-cash: 10.9%. Expense breakdown: Mortgage: $788 | Tax: $123 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $39,040 (down $29,600 + closing $4,440 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $1,891/mo. Net cash flow: $353/mo ($4,235/yr). Cap rate: 8.5%. Cash-on-cash: 8.3%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,058/mo. Net cash flow: $351/mo ($4,215/yr). Cap rate: 8.3%. Cash-on-cash: 6.1%. Expense breakdown: Mortgage: $1,170 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $18,000. Total cash needed: $68,577 (down $43,980 + closing $6,597 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,378/mo. Net cash flow: $349/mo ($4,193/yr). Cap rate: 9.5%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $718 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $36,027 (down $26,980 + closing $4,047 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,378/mo. Net cash flow: $349/mo ($4,193/yr). Cap rate: 9.5%. Cash-on-cash: 11.6%. Expense breakdown: Mortgage: $718 | Tax: $112 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $36,027 (down $26,980 + closing $4,047 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $1,938/mo. Net cash flow: $350/mo ($4,198/yr). Cap rate: 8.4%. Cash-on-cash: 8.0%. Expense breakdown: Mortgage: $1,091 | Tax: $171 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $5,000. Total cash needed: $52,150 (down $41,000 + closing $6,150 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34287): $2,321/mo. Total monthly expenses: $1,976/mo. Net cash flow: $345/mo ($4,141/yr). Cap rate: 8.4%. Cash-on-cash: 7.8%. Expense breakdown: Mortgage: $1,117 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $186 | Mgmt: $232 | Maint: $116. Estimated repairs for HQS: $5,000. Total cash needed: $53,277 (down $41,980 + closing $6,297 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34238): $2,596/mo. Total monthly expenses: $2,255/mo. Net cash flow: $341/mo ($4,089/yr). Cap rate: 8.1%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $1,304 | Tax: $204 | Insurance: $150 | HOA: $0 | Vacancy: $208 | Mgmt: $260 | Maint: $130. Estimated repairs for HQS: $5,000. Total cash needed: $61,350 (down $49,000 + closing $7,350 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $1,907/mo. Net cash flow: $337/mo ($4,042/yr). Cap rate: 9.4%. Cash-on-cash: 8.2%. Expense breakdown: Mortgage: $719 | Tax: $112 | Insurance: $150 | HOA: $410 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $49,050 (down $27,000 + closing $4,050 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34234): $1,760/mo. Total monthly expenses: $1,424/mo. Net cash flow: $336/mo ($4,028/yr). Cap rate: 9.8%. Cash-on-cash: 8.9%. Expense breakdown: Mortgage: $633 | Tax: $99 | Insurance: $150 | HOA: $137 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $18,000. Total cash needed: $45,370 (down $23,800 + closing $3,570 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,485/mo. Net cash flow: $330/mo ($3,964/yr). Cap rate: 9.0%. Cash-on-cash: 6.7%. Expense breakdown: Mortgage: $793 | Tax: $124 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $25,000. Total cash needed: $59,270 (down $29,800 + closing $4,470 + repairs $25,000). HQS risk: High.

SHA Payment Standard (2BR in 34266): $1,815/mo. Total monthly expenses: $1,491/mo. Net cash flow: $324/mo ($3,890/yr). Cap rate: 9.0%. Cash-on-cash: 6.5%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $145 | Mgmt: $182 | Maint: $91. Estimated repairs for HQS: $25,000. Total cash needed: $59,500 (down $30,000 + closing $4,500 + repairs $25,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,829/mo. Net cash flow: $305/mo ($3,661/yr). Cap rate: 8.3%. Cash-on-cash: 7.4%. Expense breakdown: Mortgage: $1,027 | Tax: $161 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $49,390 (down $38,600 + closing $5,790 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34237): $1,936/mo. Total monthly expenses: $1,641/mo. Net cash flow: $295/mo ($3,538/yr). Cap rate: 8.5%. Cash-on-cash: 6.2%. Expense breakdown: Mortgage: $904 | Tax: $142 | Insurance: $150 | HOA: $0 | Vacancy: $155 | Mgmt: $194 | Maint: $97. Estimated repairs for HQS: $18,000. Total cash needed: $57,077 (down $33,980 + closing $5,097 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34221): $1,925/mo. Total monthly expenses: $1,633/mo. Net cash flow: $292/mo ($3,503/yr). Cap rate: 8.5%. Cash-on-cash: 8.0%. Expense breakdown: Mortgage: $899 | Tax: $141 | Insurance: $150 | HOA: $0 | Vacancy: $154 | Mgmt: $192 | Maint: $96. Estimated repairs for HQS: $5,000. Total cash needed: $43,870 (down $33,800 + closing $5,070 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34223): $2,222/mo. Total monthly expenses: $1,941/mo. Net cash flow: $281/mo ($3,367/yr). Cap rate: 8.0%. Cash-on-cash: 4.6%. Expense breakdown: Mortgage: $1,107 | Tax: $173 | Insurance: $150 | HOA: $0 | Vacancy: $178 | Mgmt: $222 | Maint: $111. Estimated repairs for HQS: $25,000. Total cash needed: $72,840 (down $41,600 + closing $6,240 + repairs $25,000). HQS risk: High.

SHA Payment Standard (3BR in 34231): $2,750/mo. Total monthly expenses: $2,475/mo. Net cash flow: $275/mo ($3,303/yr). Cap rate: 7.6%. Cash-on-cash: 3.7%. Expense breakdown: Mortgage: $1,463 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $220 | Mgmt: $275 | Maint: $138. Estimated repairs for HQS: $25,000. Total cash needed: $88,227 (down $54,980 + closing $8,247 + repairs $25,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $1,866/mo. Net cash flow: $268/mo ($3,218/yr). Cap rate: 8.0%. Cash-on-cash: 6.3%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,031/mo. Net cash flow: $257/mo ($3,090/yr). Cap rate: 7.8%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $1,171 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $5,000. Total cash needed: $55,600 (down $44,000 + closing $6,600 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,471/mo. Net cash flow: $256/mo ($3,077/yr). Cap rate: 8.4%. Cash-on-cash: 7.8%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $39,500 (down $30,000 + closing $4,500 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $1,910/mo. Net cash flow: $257/mo ($3,080/yr). Cap rate: 7.9%. Cash-on-cash: 5.9%. Expense breakdown: Mortgage: $1,091 | Tax: $171 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $52,150 (down $41,000 + closing $6,150 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,489/mo. Net cash flow: $238/mo ($2,856/yr). Cap rate: 8.3%. Cash-on-cash: 7.1%. Expense breakdown: Mortgage: $814 | Tax: $128 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $40,190 (down $30,600 + closing $4,590 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,498/mo. Net cash flow: $229/mo ($2,745/yr). Cap rate: 8.2%. Cash-on-cash: 6.8%. Expense breakdown: Mortgage: $822 | Tax: $129 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $40,535 (down $30,900 + closing $4,635 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34231): $2,090/mo. Total monthly expenses: $1,862/mo. Net cash flow: $228/mo ($2,738/yr). Cap rate: 7.8%. Cash-on-cash: 5.4%. Expense breakdown: Mortgage: $1,064 | Tax: $167 | Insurance: $150 | HOA: $0 | Vacancy: $167 | Mgmt: $209 | Maint: $104. Estimated repairs for HQS: $5,000. Total cash needed: $51,000 (down $40,000 + closing $6,000 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,301/mo. Net cash flow: $229/mo ($2,748/yr). Cap rate: 7.5%. Cash-on-cash: 4.3%. Expense breakdown: Mortgage: $1,357 | Tax: $212 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $5,000. Total cash needed: $63,627 (down $50,980 + closing $7,647 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $1,941/mo. Net cash flow: $226/mo ($2,711/yr). Cap rate: 7.7%. Cash-on-cash: 5.1%. Expense breakdown: Mortgage: $1,118 | Tax: $175 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $53,300 (down $42,000 + closing $6,300 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,020/mo. Net cash flow: $224/mo ($2,691/yr). Cap rate: 7.6%. Cash-on-cash: 4.8%. Expense breakdown: Mortgage: $1,170 | Tax: $183 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $55,577 (down $43,980 + closing $6,597 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,618/mo. Net cash flow: $219/mo ($2,624/yr). Cap rate: 7.9%. Cash-on-cash: 6.0%. Expense breakdown: Mortgage: $904 | Tax: $142 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $44,077 (down $33,980 + closing $5,097 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $1,972/mo. Net cash flow: $195/mo ($2,341/yr). Cap rate: 7.5%. Cash-on-cash: 4.3%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $54,450 (down $43,000 + closing $6,450 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,532/mo. Net cash flow: $195/mo ($2,338/yr). Cap rate: 7.8%. Cash-on-cash: 5.6%. Expense breakdown: Mortgage: $852 | Tax: $133 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $41,800 (down $32,000 + closing $4,800 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,171/mo. Net cash flow: $194/mo ($2,324/yr). Cap rate: 7.4%. Cash-on-cash: 3.9%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $60,200 (down $48,000 + closing $7,200 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,435/mo. Net cash flow: $183/mo ($2,198/yr). Cap rate: 7.2%. Cash-on-cash: 3.2%. Expense breakdown: Mortgage: $1,455 | Tax: $228 | Insurance: $150 | HOA: $0 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $5,000. Total cash needed: $67,873 (down $54,672 + closing $8,201 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,439/mo. Net cash flow: $178/mo ($2,135/yr). Cap rate: 7.8%. Cash-on-cash: 5.4%. Expense breakdown: Mortgage: $793 | Tax: $124 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $39,270 (down $29,800 + closing $4,470 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,398/mo. Net cash flow: $176/mo ($2,113/yr). Cap rate: 7.2%. Cash-on-cash: 3.2%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $5,000. Total cash needed: $66,870 (down $53,800 + closing $8,070 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34287): $1,771/mo. Total monthly expenses: $1,598/mo. Net cash flow: $173/mo ($2,080/yr). Cap rate: 7.6%. Cash-on-cash: 4.7%. Expense breakdown: Mortgage: $899 | Tax: $141 | Insurance: $150 | HOA: $0 | Vacancy: $142 | Mgmt: $177 | Maint: $89. Estimated repairs for HQS: $5,000. Total cash needed: $43,870 (down $33,800 + closing $5,070 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,445/mo. Net cash flow: $172/mo ($2,068/yr). Cap rate: 7.8%. Cash-on-cash: 5.2%. Expense breakdown: Mortgage: $798 | Tax: $125 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $39,477 (down $29,980 + closing $4,497 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34205): $2,134/mo. Total monthly expenses: $1,964/mo. Net cash flow: $170/mo ($2,036/yr). Cap rate: 7.3%. Cash-on-cash: 3.7%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $54,450 (down $43,000 + closing $6,450 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,076/mo. Net cash flow: $168/mo ($2,019/yr). Cap rate: 7.3%. Cash-on-cash: 2.6%. Expense breakdown: Mortgage: $1,219 | Tax: $191 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $25,000. Total cash needed: $77,670 (down $45,800 + closing $6,870 + repairs $25,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,076/mo. Net cash flow: $168/mo ($2,019/yr). Cap rate: 7.3%. Cash-on-cash: 3.5%. Expense breakdown: Mortgage: $1,219 | Tax: $191 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,670 (down $45,800 + closing $6,870 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34235): $2,244/mo. Total monthly expenses: $2,079/mo. Net cash flow: $165/mo ($1,982/yr). Cap rate: 7.3%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,221 | Tax: $191 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,785 (down $45,900 + closing $6,885 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34235): $2,244/mo. Total monthly expenses: $2,081/mo. Net cash flow: $163/mo ($1,952/yr). Cap rate: 7.2%. Cash-on-cash: 2.8%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $70,877 (down $45,980 + closing $6,897 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,081/mo. Net cash flow: $163/mo ($1,952/yr). Cap rate: 7.2%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,877 (down $45,980 + closing $6,897 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,081/mo. Net cash flow: $163/mo ($1,952/yr). Cap rate: 7.2%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,877 (down $45,980 + closing $6,897 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,082/mo. Net cash flow: $162/mo ($1,945/yr). Cap rate: 7.2%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $1,224 | Tax: $192 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $57,900 (down $46,000 + closing $6,900 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,476/mo. Net cash flow: $141/mo ($1,691/yr). Cap rate: 7.5%. Cash-on-cash: 4.2%. Expense breakdown: Mortgage: $825 | Tax: $129 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $40,650 (down $31,000 + closing $4,650 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34208): $2,409/mo. Total monthly expenses: $2,274/mo. Net cash flow: $135/mo ($1,623/yr). Cap rate: 7.0%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,357 | Tax: $212 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $25,000. Total cash needed: $83,650 (down $51,000 + closing $7,650 + repairs $25,000). HQS risk: High.

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,232/mo. Net cash flow: $133/mo ($1,593/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,330 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $62,477 (down $49,980 + closing $7,497 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,232/mo. Net cash flow: $133/mo ($1,593/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,330 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $62,477 (down $49,980 + closing $7,497 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,113/mo. Net cash flow: $131/mo ($1,575/yr). Cap rate: 7.1%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $18,000. Total cash needed: $72,050 (down $47,000 + closing $7,050 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,445/mo. Net cash flow: $129/mo ($1,554/yr). Cap rate: 7.2%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,009 | Tax: $158 | Insurance: $150 | HOA: $536 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $18,000. Total cash needed: $61,585 (down $37,900 + closing $5,685 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34231): $2,090/mo. Total monthly expenses: $1,970/mo. Net cash flow: $120/mo ($1,445/yr). Cap rate: 7.1%. Cash-on-cash: 2.1%. Expense breakdown: Mortgage: $1,158 | Tax: $181 | Insurance: $150 | HOA: $0 | Vacancy: $167 | Mgmt: $209 | Maint: $104. Estimated repairs for HQS: $18,000. Total cash needed: $68,025 (down $43,500 + closing $6,525 + repairs $18,000). HQS risk: High.

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,501/mo. Net cash flow: $116/mo ($1,396/yr). Cap rate: 7.3%. Cash-on-cash: 3.4%. Expense breakdown: Mortgage: $846 | Tax: $132 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $41,570 (down $31,800 + closing $4,770 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,131/mo. Net cash flow: $113/mo ($1,354/yr). Cap rate: 7.0%. Cash-on-cash: 2.3%. Expense breakdown: Mortgage: $1,267 | Tax: $198 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $59,740 (down $47,600 + closing $7,140 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,507/mo. Net cash flow: $110/mo ($1,322/yr). Cap rate: 7.2%. Cash-on-cash: 3.2%. Expense breakdown: Mortgage: $852 | Tax: $133 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $41,800 (down $32,000 + closing $4,800 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,025/mo. Net cash flow: $109/mo ($1,305/yr). Cap rate: 7.0%. Cash-on-cash: 2.3%. Expense breakdown: Mortgage: $1,197 | Tax: $187 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $56,727 (down $44,980 + closing $6,747 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34203): $2,332/mo. Total monthly expenses: $2,225/mo. Net cash flow: $107/mo ($1,280/yr). Cap rate: 6.9%. Cash-on-cash: 2.0%. Expense breakdown: Mortgage: $1,331 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $187 | Mgmt: $233 | Maint: $117. Estimated repairs for HQS: $5,000. Total cash needed: $62,500 (down $50,000 + closing $7,500 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,425/mo. Net cash flow: $105/mo ($1,263/yr). Cap rate: 6.8%. Cash-on-cash: 1.6%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $18,000. Total cash needed: $81,250 (down $55,000 + closing $8,250 + repairs $18,000). HQS risk: High.

SHA Payment Standard (3BR in 34221): $2,530/mo. Total monthly expenses: $2,425/mo. Net cash flow: $105/mo ($1,263/yr). Cap rate: 6.8%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,464 | Tax: $229 | Insurance: $150 | HOA: $0 | Vacancy: $202 | Mgmt: $253 | Maint: $126. Estimated repairs for HQS: $5,000. Total cash needed: $68,250 (down $55,000 + closing $8,250 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34234): $1,760/mo. Total monthly expenses: $1,657/mo. Net cash flow: $103/mo ($1,240/yr). Cap rate: 7.1%. Cash-on-cash: 2.7%. Expense breakdown: Mortgage: $953 | Tax: $149 | Insurance: $150 | HOA: $0 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $5,000. Total cash needed: $46,170 (down $35,800 + closing $5,370 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34285): $1,848/mo. Total monthly expenses: $1,744/mo. Net cash flow: $104/mo ($1,248/yr). Cap rate: 7.0%. Cash-on-cash: 2.6%. Expense breakdown: Mortgage: $1,011 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $148 | Mgmt: $185 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $48,677 (down $37,980 + closing $5,697 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,736/mo. Net cash flow: $101/mo ($1,213/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $1,006 | Tax: $158 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $48,470 (down $37,800 + closing $5,670 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,143/mo. Net cash flow: $101/mo ($1,213/yr). Cap rate: 6.9%. Cash-on-cash: 2.0%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $60,177 (down $47,980 + closing $7,197 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34210): $1,837/mo. Total monthly expenses: $1,738/mo. Net cash flow: $99/mo ($1,182/yr). Cap rate: 7.5%. Cash-on-cash: 2.7%. Expense breakdown: Mortgage: $580 | Tax: $91 | Insurance: $150 | HOA: $495 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $18,000. Total cash needed: $43,070 (down $21,800 + closing $3,270 + repairs $18,000). HQS risk: High.

SHA Payment Standard (3BR in 34212): $2,537/mo. Total monthly expenses: $2,439/mo. Net cash flow: $98/mo ($1,176/yr). Cap rate: 6.9%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $1,144 | Tax: $179 | Insurance: $150 | HOA: $382 | Vacancy: $203 | Mgmt: $254 | Maint: $127. Estimated repairs for HQS: $3,000. Total cash needed: $52,450 (down $43,000 + closing $6,450 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (2BR in 34241): $2,618/mo. Total monthly expenses: $2,520/mo. Net cash flow: $98/mo ($1,170/yr). Cap rate: 6.8%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,379 | Tax: $216 | Insurance: $150 | HOA: $174 | Vacancy: $209 | Mgmt: $262 | Maint: $131. Estimated repairs for HQS: $1,500. Total cash needed: $61,070 (down $51,800 + closing $7,770 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (2BR in 34207): $1,727/mo. Total monthly expenses: $1,631/mo. Net cash flow: $96/mo ($1,157/yr). Cap rate: 7.0%. Cash-on-cash: 2.5%. Expense breakdown: Mortgage: $937 | Tax: $147 | Insurance: $150 | HOA: $0 | Vacancy: $138 | Mgmt: $173 | Maint: $86. Estimated repairs for HQS: $5,000. Total cash needed: $45,480 (down $35,200 + closing $5,280 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,477/mo. Net cash flow: $97/mo ($1,159/yr). Cap rate: 6.9%. Cash-on-cash: 1.9%. Expense breakdown: Mortgage: $1,197 | Tax: $187 | Insurance: $150 | HOA: $351 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $61,727 (down $44,980 + closing $6,747 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,200/mo. Net cash flow: $88/mo ($1,060/yr). Cap rate: 7.0%. Cash-on-cash: 2.1%. Expense breakdown: Mortgage: $958 | Tax: $150 | Insurance: $150 | HOA: $416 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $10,000. Total cash needed: $51,377 (down $35,980 + closing $5,397 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34243): $2,574/mo. Total monthly expenses: $2,493/mo. Net cash flow: $81/mo ($977/yr). Cap rate: 6.8%. Cash-on-cash: 1.6%. Expense breakdown: Mortgage: $1,216 | Tax: $190 | Insurance: $150 | HOA: $344 | Vacancy: $206 | Mgmt: $257 | Maint: $129. Estimated repairs for HQS: $10,000. Total cash needed: $62,555 (down $45,700 + closing $6,855 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (2BR in 34205): $1,617/mo. Total monthly expenses: $1,538/mo. Net cash flow: $79/mo ($953/yr). Cap rate: 7.0%. Cash-on-cash: 2.2%. Expense breakdown: Mortgage: $878 | Tax: $138 | Insurance: $150 | HOA: $0 | Vacancy: $129 | Mgmt: $162 | Maint: $81. Estimated repairs for HQS: $5,000. Total cash needed: $42,950 (down $33,000 + closing $4,950 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34203): $1,760/mo. Total monthly expenses: $1,681/mo. Net cash flow: $79/mo ($944/yr). Cap rate: 6.9%. Cash-on-cash: 2.0%. Expense breakdown: Mortgage: $974 | Tax: $152 | Insurance: $150 | HOA: $0 | Vacancy: $141 | Mgmt: $176 | Maint: $88. Estimated repairs for HQS: $5,000. Total cash needed: $47,090 (down $36,600 + closing $5,490 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34292): $2,288/mo. Total monthly expenses: $2,209/mo. Net cash flow: $79/mo ($948/yr). Cap rate: 6.8%. Cash-on-cash: 1.5%. Expense breakdown: Mortgage: $1,325 | Tax: $208 | Insurance: $150 | HOA: $0 | Vacancy: $183 | Mgmt: $229 | Maint: $114. Estimated repairs for HQS: $5,000. Total cash needed: $62,270 (down $49,800 + closing $7,470 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34229): $2,365/mo. Total monthly expenses: $2,288/mo. Net cash flow: $77/mo ($921/yr). Cap rate: 6.7%. Cash-on-cash: 1.4%. Expense breakdown: Mortgage: $1,379 | Tax: $216 | Insurance: $150 | HOA: $0 | Vacancy: $189 | Mgmt: $236 | Maint: $118. Estimated repairs for HQS: $5,000. Total cash needed: $64,570 (down $51,800 + closing $7,770 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34221): $1,925/mo. Total monthly expenses: $1,855/mo. Net cash flow: $70/mo ($844/yr). Cap rate: 6.8%. Cash-on-cash: 1.7%. Expense breakdown: Mortgage: $1,091 | Tax: $171 | Insurance: $150 | HOA: $0 | Vacancy: $154 | Mgmt: $192 | Maint: $96. Estimated repairs for HQS: $1,500. Total cash needed: $48,650 (down $41,000 + closing $6,150 + repairs $1,500). HQS risk: Low.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,174/mo. Net cash flow: $70/mo ($844/yr). Cap rate: 6.7%. Cash-on-cash: 1.4%. Expense breakdown: Mortgage: $1,303 | Tax: $204 | Insurance: $150 | HOA: $0 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $5,000. Total cash needed: $61,327 (down $48,980 + closing $7,347 + repairs $5,000). HQS risk: High.

SHA Payment Standard (3BR in 33598): $2,200/mo. Total monthly expenses: $2,133/mo. Net cash flow: $67/mo ($799/yr). Cap rate: 6.7%. Cash-on-cash: 1.3%. Expense breakdown: Mortgage: $1,277 | Tax: $200 | Insurance: $150 | HOA: $0 | Vacancy: $176 | Mgmt: $220 | Maint: $110. Estimated repairs for HQS: $5,000. Total cash needed: $60,200 (down $48,000 + closing $7,200 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34208): $1,837/mo. Total monthly expenses: $1,772/mo. Net cash flow: $65/mo ($777/yr). Cap rate: 6.8%. Cash-on-cash: 1.6%. Expense breakdown: Mortgage: $1,037 | Tax: $162 | Insurance: $150 | HOA: $0 | Vacancy: $147 | Mgmt: $184 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $49,827 (down $38,980 + closing $5,847 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34239): $2,167/mo. Total monthly expenses: $2,107/mo. Net cash flow: $60/mo ($716/yr). Cap rate: 6.7%. Cash-on-cash: 1.2%. Expense breakdown: Mortgage: $1,261 | Tax: $198 | Insurance: $150 | HOA: $0 | Vacancy: $173 | Mgmt: $217 | Maint: $108. Estimated repairs for HQS: $5,000. Total cash needed: $59,510 (down $47,400 + closing $7,110 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34293): $2,244/mo. Total monthly expenses: $2,188/mo. Net cash flow: $56/mo ($672/yr). Cap rate: 6.8%. Cash-on-cash: 1.3%. Expense breakdown: Mortgage: $953 | Tax: $149 | Insurance: $150 | HOA: $420 | Vacancy: $180 | Mgmt: $224 | Maint: $112. Estimated repairs for HQS: $10,000. Total cash needed: $51,170 (down $35,800 + closing $5,370 + repairs $10,000). HQS risk: Medium.

SHA Payment Standard (3BR in 34266): $2,409/mo. Total monthly expenses: $2,360/mo. Net cash flow: $49/mo ($588/yr). Cap rate: 6.6%. Cash-on-cash: 0.9%. Expense breakdown: Mortgage: $1,432 | Tax: $224 | Insurance: $150 | HOA: $0 | Vacancy: $193 | Mgmt: $241 | Maint: $120. Estimated repairs for HQS: $3,000. Total cash needed: $64,870 (down $53,800 + closing $8,070 + repairs $3,000). HQS risk: Low.

SHA Payment Standard (2BR in 34285): $1,848/mo. Total monthly expenses: $1,800/mo. Net cash flow: $48/mo ($576/yr). Cap rate: 6.7%. Cash-on-cash: 1.1%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $148 | Mgmt: $185 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34285): $1,848/mo. Total monthly expenses: $1,800/mo. Net cash flow: $48/mo ($576/yr). Cap rate: 6.7%. Cash-on-cash: 1.1%. Expense breakdown: Mortgage: $1,059 | Tax: $166 | Insurance: $150 | HOA: $0 | Vacancy: $148 | Mgmt: $185 | Maint: $92. Estimated repairs for HQS: $5,000. Total cash needed: $50,770 (down $39,800 + closing $5,970 + repairs $5,000). HQS risk: High.

SHA Payment Standard (2BR in 34209): $2,134/mo. Total monthly expenses: $2,087/mo. Net cash flow: $47/mo ($559/yr). Cap rate: 6.6%. Cash-on-cash: 0.9%. Expense breakdown: Mortgage: $1,251 | Tax: $196 | Insurance: $150 | HOA: $0 | Vacancy: $171 | Mgmt: $213 | Maint: $107. Estimated repairs for HQS: $5,000. Total cash needed: $59,050 (down $47,000 + closing $7,050 + repairs $5,000). HQS risk: High.